Abstract: A process for performing a home evaluation and appraisal for a subject property is described. A home inspector performs a traditional home inspection with respect to the property, and also performs an evaluation of subjective criteria related to the property. The home inspector transmits this information to a separate appraiser. The appraiser performs an appraisal of the house using an automated valuation model (AVM) based upon publicly available information. The appraiser then adjust the appraisal generated by the AVM using the information obtained by the inspector. As an additional aspect of the invention, insurance may be offered such that a party buying the property based upon the adjusted appraised value is insured in the event such party is unable to resell the property for an amount equal to the adjusted appraised value within a prereselected amount of time. The invention has particular applicability in the field of an employer home buyout for a relocated employee.