Abstract: A peer-to-peer wager facilitation system comprising a processor communicatively coupled to a storage comprising a gambler library with a plurality of gambler profiles. The processor is configured to receive a wager offer from a first gambler through a network, verify that the first gambler has the first amount of money, and reject the wager offer if the first gambler does not have the first amount of money. The processor is also configured to receive a wager acceptance from a second gambler through the network agreeing to the wager with the first gambler, verify that the second gambler has the second amount of money, and reject the wager acceptance if the second gambler does not have the second amount of money. The processor is configured to transfer the funds into a neutral third-party account, verify the outcome of the wager, and pay the funds to the winning party of the wager.