Abstract: A lottery device, system and method incorporate lottery and non-lottery transaction capabilities within a single device that also provides for paperless wagering and payment of winnings. As part of the present invention, a transaction instrument facilitates typical consumer transactions as well as transactions related to lottery offerings and can use a reader terminal component to associate lottery tickets with the transaction instrument.

Abstract: A lottery device, system and method incorporates lottery and non-lottery transaction capabilities within a single, network-connected device, whereby the device communicates lottery transaction information to a central lottery server, while separately managing non-lottery transaction information. The system of the present invention provides a lottery network within which one or more devices of the invention can operate. The lottery network includes a back-end transaction processor and an interface for introducing new game types into the lottery system. In this way, a lottery distributor can not only offer a range of games that changes over time, but the distributor can choose which games to offer from an ever-changing menu of game options over a variety of device types.