Abstract: A boat-carrying rack which is removably fitted to the bed of a pickup truck for carrying a pirogue or other lightweight boat on the truck. In a preferred embodiment, the boat-carrying rack is characterized by an elongated, rectangular rack frame having a pair of fixed outriggers and two pairs of padded, lever-operated foot plates mounted on adjustable outriggers which are selectively extended from opposite sides of the rack frame, respectively, to engage the opposing side walls of the pickup truck bed and removably secure the rack frame in the bed. The rack frame receives the boat, and a bow mount provided on the front end of the rack frame is removably fastened to the bow of the boat by means of a cord. A pair of upward-standing boat guides provided on respective sides of the rack frame receive an adjustable tie-down strap for securing the boat on the rack frame.

Abstract: A boat-carrying rack which is removably fitted to the bed of a pickup truck for carrying a pirogue or other lightweight boat on the truck. In a preferred embodiment, the boat-carrying rack is characterized by an elongated, rectangular rack frame having a pair of fixed outriggers and two pairs of padded, lever-operated foot plates mounted on adjustable outriggers which are selectively extended from opposite sides of the rack frame, respectively, to engage the opposing side walls of the pickup truck bed and removably secure the rack frame in the bed. The rack frame receives the boat, and a bow mount provided on the front end of the rack frame is removably fastened to the bow of the boat by means of a cord. A pair of upward-standing boat guides provided on respective sides of the rack frame receive an adjustable tie-down strap for securing the boat on the rack frame.

Abstract: A method for marketing, assessing, underwriting, insuring and managing loans comprising marketing information and training for financial institutions, criteria for employment, credit history, and loan property type, insurance for loss limited by a predetermined amount, and tracking and servicing of a loan including collection and liquidation in the event of default. The invention further comprises status reporting, and liquidation of loans prior to expiration of the term of a loan.