Patents by Inventor Robert Harvey
Robert Harvey has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240177121Abstract: Described herein are methods and systems for generating and applying vehicle maintenance models to vehicle telematics data. A vehicle telematics analytics (VTA) computing device is configured to receive vehicle telematics data associated with operation of a subject vehicle, and apply the received vehicle telematics data to a vehicle maintenance model to determine whether the operation of the subject vehicle is better or worse than standard operation of like vehicles. The VTA computing device may adjust a maintenance cost and/or determine if a user of the vehicle is eligible for a reward based upon this determination. The VTA computing device is configured to transmit an itemized report to the user including the adjusted maintenance cost and/or the reward as well as one or more other vehicle costs.Type: ApplicationFiled: February 2, 2024Publication date: May 30, 2024Inventors: Joseph Robert Brannan, Ryan Michael Gross, Matthew Eric Riley, SR., Darwin Gene Beachy, Michael Aaron Myers, Brian N. Harvey, Benjamin Joel Tucker, Scott Thomas Christensen
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Publication number: 20240161120Abstract: Systems and methods for generating a virtual synthetic representative based upon a person or user are disclosed. Personal data associated with a person is collected, including personal data regarding a past communication of the person. One or more attributes indicative of personal mannerisms of the individual person are identified from the personal data. A synthetic virtual representative profile is then created from the identified personal mannerisms, and a synthetic virtual representative is virtually constructed based upon the virtual representative profile. The synthetic representative construction including a visual representation of the representative in a virtual environment.Type: ApplicationFiled: February 27, 2023Publication date: May 16, 2024Inventors: Edward W. Breitweiser, Brian N. Harvey, Joseph Robert Brannan, Joseph Harr
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Publication number: 20240160274Abstract: Systems and methods for generating personalized virtual content for a user of a virtual experience system are disclosed. Personal data associated with a customer or a user of a virtual experience device is collected, and a set of keywords representative of customer characteristics is identified from the personal data. Virtual content is generated using a machine learning model trained to generate personalized virtual content based upon keywords. The personalized virtual content is generated based upon the set of keywords representative of the customer characteristics. The personalized virtual content is provided via the virtual experience device to the customer or user in a virtual environment.Type: ApplicationFiled: February 27, 2023Publication date: May 16, 2024Inventors: Edward W. Breitweiser, Brian N. Harvey, Joseph Robert Brannan, Joseph Harr
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Patent number: 11981335Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is also received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. One or more characteristics of the rented vehicle are also determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the one or more characteristics of the rented vehicle.Type: GrantFiled: May 16, 2022Date of Patent: May 14, 2024Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Brian N. Harvey, Matthew Eric Riley, Sr., Joseph Robert Brannan, J. Lynn Wilson, Ryan Gross
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Publication number: 20240135362Abstract: The following relates generally to implementing a medical data non-fungible token (NFT). In some embodiments, one or more processors receive medical data of a plurality of users, and store the medical data of the plurality of users in a first storage location in a medical data database. The one or more processors may then detect a request to purchase a data feed for one or more types of medical data, and identify medical data corresponding to the request in the medical data database. The one or more processors may then store the identified medical data in a second storage location, and mint a medical data NFT that indicates the second storage location.Type: ApplicationFiled: March 20, 2023Publication date: April 25, 2024Inventors: Joseph Robert Brannan, Brian N. Harvey, Edward W. Breitweiser, Joseph P. Harr
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Publication number: 20240126649Abstract: The following relates generally to creating a backup of data and/or settings of a smart device. In some embodiments, one or more processors receive the data and/or settings of the smart device. The one or more processors may then mint a non-fungible token (NFT) that references a link to a data storage area. The data storage area may store: (i) an identification of the smart device, and/or (ii) the received data and/or settings of the smart device. The following also relates generally to providing a warranty of an item. In some embodiments, one or more processors detect an indication of a sale. The one or more processors may then mint a warranty non-fungible token (NFT) that: (a) is owned by the owner of the item, (b) identifies the item, and (c) identifies warranty information of the item.Type: ApplicationFiled: March 21, 2023Publication date: April 18, 2024Inventors: Joseph Robert Brannan, Brain N. Harvey, Edward W. Breitweiser, Joseph P. Harr
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Publication number: 20240127258Abstract: The following relates generally to creating a backup of data and/or settings of a smart device. In some embodiments, one or more processors receive the data and/or settings of the smart device. The one or more processors may then mint a non-fungible token (NFT) that references a link to a data storage area. The data storage area may store: (i) an identification of the smart device, and/or (ii) the received data and/or settings of the smart device. The following also relates generally to providing a warranty of an item. In some embodiments, one or more processors detect an indication of a sale. The one or more processors may then mint a warranty non-fungible token (NFT) that: (a) is owned by the owner of the item, (b) identifies the item, and (c) identifies warranty information of the item.Type: ApplicationFiled: March 21, 2023Publication date: April 18, 2024Inventors: Joseph Robert Brannan, Brian N. Harvey, Edward W. Breitweiser, Joseph P. Harr
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Patent number: 11954736Abstract: A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory. The processor is configured to: (i) receive, from a TNC, data indicating increased demand for transportation services, (ii) retrieve driver data that includes the driver history, (iii) generate an optimal pricing model for the driver based upon the increased demand and the driver data, (iv) execute the model to determine an optimal insurance product having characteristics reflecting at least one risk factor associated with the increased demand for transportation services and a risk profile determined from analyzing the driver data, and (v) transmit an offer to the driver to provide transportation services at an increased earnings rate and with the determined optimal insurance product.Type: GrantFiled: February 3, 2020Date of Patent: April 9, 2024Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Ryan Michael Gross, Joseph Robert Brannan, Brian N. Harvey
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Publication number: 20240112148Abstract: The following relates generally to assisting with repair of a physical item. In some embodiments, one or more processors: receive an indication of an insurance claim including an indication of a physical item to be repaired; determine a set of potential repair options for the physical item to be repaired; build a virtual model of the physical item to be repaired; and present, in the virtual environment: (i) the set of potential repair options, (ii) the physical item to be repaired, and/or (iii) a repaired version of the physical item to be repaired.Type: ApplicationFiled: March 21, 2023Publication date: April 4, 2024Inventors: Joseph Robert Brannan, Brian N. Harvey, Edward W. Breitweiser, Joseph P. Harr
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Publication number: 20240112267Abstract: The following relates generally to updating an inventory of insured items. In some embodiments, one or more processors: identify a digital wallet of non-fungible tokens (NFTs) configured to store NFTs that correspond to insured items associated with an individual; detect a request to add a NFT corresponding to an insured item to the digital wallet; update the digital wallet to include the NFT; and display a virtual representation of the insured items of the NFTs of the digital wallet.Type: ApplicationFiled: March 21, 2023Publication date: April 4, 2024Inventors: Brian N. Harvey, Joseph Robert Brannan, Joseph P. Harr, Edward W. Breitweiser
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Publication number: 20240112242Abstract: The following relates generally to assisting with replacement of a physical item. In some embodiments, one or more processors: receive an indication of an insurance claim including an indication of a physical item to be replaced; determine a set of potential replacement items for the physical item to be replaced; retrieve virtual data of the set of potential replacement items; and present, in a virtual environment, the set of potential replacement items to a user.Type: ApplicationFiled: March 21, 2023Publication date: April 4, 2024Inventors: Joseph Robert Brannan, Brian N. Harvey, Edward W. Breitweiser, Joseph P. Harr
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Publication number: 20240112266Abstract: The following relates generally to providing insurance for a non-fungible token (NFT). For example, an NFT may represent ownership of a digital asset, such as an image and/or video. However, NFTs are sometimes lost (e.g., due to hacking, data corruption, etc.), and it thus may be wise to purchase insurance for the NFT. As such, in some embodiments, one or more processors: receive a request to purchase insurance for an NFT; determine an insurance premium for the NFT; and send an insurance quote including the determined insurance premium.Type: ApplicationFiled: March 21, 2023Publication date: April 4, 2024Inventors: Brian N. Harvey, Joseph Robert Brannan, Joseph P. Harr, Edward W. Breitweiser
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Publication number: 20240103982Abstract: The following relates generally to providing insurance for one or more virtual items in a virtual environment. In some embodiments, an insurance server receives a request for insurance for one or more virtual items from a customer. The insurance server then obtains information associated with the one or more virtual items from a virtual environment server, and determines an insurance premium based upon the received information. The following also relates generally to providing backups of virtual items. In some embodiments, a backup server creates backups of virtual items by writing data associated with the virtual item to a data store. The virtual items may be fungible or non-fungible. In some embodiments, the virtual items are periodically backed up.Type: ApplicationFiled: March 21, 2023Publication date: March 28, 2024Inventors: Brian N. Harvey, Joseph Robert Brannan, Joseph P. Harr, Edward W. Breitweiser
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Publication number: 20240104665Abstract: The following relates generally to providing insurance for one or more virtual items in a virtual environment. In some embodiments, an insurance server receives a request for insurance for one or more virtual items from a customer. The insurance server then obtains information associated with the one or more virtual items from a virtual environment server, and determines an insurance premium based upon the received information. The following also relates generally to providing backups of virtual items. In some embodiments, a backup server creates backups of virtual items by writing data associated with the virtual item to a data store. The virtual items may be fungible or non-fungible. In some embodiments, the virtual items are periodically backed up.Type: ApplicationFiled: March 21, 2023Publication date: March 28, 2024Inventors: Joseph Robert Brannan, Brian N. Harvey, Edward W. Breitweiser, Joseph P. Harr
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Publication number: 20240087005Abstract: In a method for applying penalties or incentives to a driver of a rented vehicle, an indication that the driver has agreed to terms for renting the vehicle from the vehicle owner is received, with the terms including the potential application of penalties or incentives to the driver based on driving behavior. Telematics data, indicative of operation of the rented vehicle by the driver during a period of time, is received. By analyzing the telematics data, one or more driving behaviors of the driver during the time period is/are identified. For each driving behavior, a corresponding state of an environment of the rented vehicle when the driving behavior occurred is determined. One or more penalties or incentives are caused to be applied to the driver, based on the driving behavior(s) and the corresponding state(s) of the environment of the rented vehicle.Type: ApplicationFiled: November 20, 2023Publication date: March 14, 2024Inventors: Brian N. Harvey, Joseph Robert Brannan, J. Lynn Wilson, Matthew Eric Riley, SR., Ryan Gross
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Publication number: 20240087038Abstract: The following relates generally to providing a virtual insurance kiosk within a virtual environment. In some embodiments, an insurance server receives authentication credentials of a user device attempting to interact with the virtual insurance kiosk. The insurance server may authenticate the user device and establish a secure connection to the user device. The insurance server may then provide an insurance service to the user device. The following also relates generally to providing a secure virtual mall within a virtual environment. In some embodiments, a mall server receives authentication credentials from a user device and/or a vender server. The mall server may then authenticate the user to establish secure connection(s) to the user device and/or vender server. The mall server may process transactions between the user device and vender server, such as by underwriting insurance products related to the transactions.Type: ApplicationFiled: March 21, 2023Publication date: March 14, 2024Inventors: Joseph Robert Brannan, Brian N. Harvey, Edward W. Breitweiser, Joseph P. Harr
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Publication number: 20240087001Abstract: The following relates generally to providing a virtual insurance kiosk within a virtual environment. In some embodiments, an insurance server receives authentication credentials of a user device attempting to interact with the virtual insurance kiosk. The insurance server may authenticate the user device and establish a secure connection to the user device. The insurance server may then provide an insurance service to the user device. The following also relates generally to providing a secure virtual mall within a virtual environment. In some embodiments, a mall server receives authentication credentials from a user device and/or a vender server. The mall server may then authenticate the user to establish secure connection(s) to the user device and/or vender server. The mall server may process transactions between the user device and vender server, such as by underwriting insurance products related to the transactions.Type: ApplicationFiled: March 21, 2023Publication date: March 14, 2024Inventors: Joseph Robert Brannan, Brian N. Harvey, Edward W. Breitweiser, Joseph P. Harr
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Publication number: 20240078567Abstract: Embodiments described herein generate a first set of prompts, the first set of prompts configured to prompt a vehicle owner for a first set of answers used to learn preferred vehicle renter characteristics; receive the first set of answers; generate, based upon the first set of answers, a second set of prompts, the second set of prompts configured to prompt the owner for a second set of answers used to learn additional preferred vehicle renter characteristics; receive the second set of answers; predict user preference value(s) of a profile of the owner based upon the second set of answers, wherein the user preference value(s) define criteria for sharing a vehicle associated with the profile with vehicle renters who satisfy the criteria; apply the criteria to potential vehicle renters; and cause an indication of the vehicle to be displayed only to the potential vehicle renters who satisfy the criteria.Type: ApplicationFiled: November 13, 2023Publication date: March 7, 2024Inventors: Brian N. Harvey, Joseph Robert Brannan, J. Lynn Wilson, Matthew Eric Riley, Sr., Ryan Gross
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Patent number: 11915306Abstract: Embodiments described herein, inter alia, receive telematics data collected over a period of time, wherein the telematics data is indicative of operation of a vehicle by a potential renter during the period of time; identify, upon analyzing the telematics data, driving behavior(s) of the renter during the period of time; determine, for each driving behavior, a corresponding state of an environment of the vehicle when the driving behavior occurred; determine renter eligibility value(s) for the renter based on the driving behavior(s) and the corresponding state of an environment of the vehicle; compare the renter eligibility value(s) to user preference value(s) of a profile of a vehicle owner, wherein the user preference value(s) define one or more criteria for vehicle renters with whom the vehicle can be shared; and cause an indication of the vehicle associated with the profile to be displayed only if the renter satisfies the criteria.Type: GrantFiled: February 4, 2019Date of Patent: February 27, 2024Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Brian N. Harvey, Joseph Robert Brannan, J. Lynn Wilson, Matthew Eric Riley, Sr., Ryan Gross
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Patent number: 11889818Abstract: In a method and system for managing a social group, the method includes determining a group member behavior from a member position relative to the social group, and inferring a member state from the member behavior. Spatial, spatio-temporal, and biometric data may be used. A social group management system includes an inference engine that infers a member state from the behavior of a monitored member. Another social group management method includes characterizing a first monitored member of the social group as a first discrete element; characterizing at least a second monitored member of the social group as at least a second discrete element; and determining a characteristic displacement between the first monitored member and at least the second monitored member in accordance with a discrete element method.Type: GrantFiled: September 7, 2021Date of Patent: February 6, 2024Assignee: FORT SUPPLY TECHNOLOGIES, LLCInventors: Malcolm Randall Harvey, Ian Robert Harvey, Nephi Taylor Harvey