Patents by Inventor Robert Milden

Robert Milden has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240048565
    Abstract: Embodiments are disclosed for performing a reconfiguration of a network-connected device based on the detection and mapping of unauthorized network access events at a location nearby or otherwise relevant to the network-connected device. An example method includes receiving location information associated with fraudulent network activity and receiving real-time and/or near-real-time data associated with such activity. The example method further includes responsively mapping a bounded geographic region within which network-connected devices may be at increased susceptibility for unauthorized activity and providing reconfiguration instructions to network-connected devices within that bounded geographic region.
    Type: Application
    Filed: January 31, 2018
    Publication date: February 8, 2024
    Inventors: Robert Milden, Terri C. Kennell, Chemere Davis, Matt Hord, Abhijit Rao
  • Patent number: 11785014
    Abstract: Methods, apparatuses, and computer program products are disclosed for securely delivering digital content to a user. An example method includes receiving a request for digital content for presentation by a first user device associated with a first user profile and receiving contextual device data of the first user device. The example method further include comparing the contextual device data of the first user device and a secure context dataset to determine a device delivery context of the first user device. In instances in which the contextual device data of the first user device fails to satisfy one or more security thresholds defined by the secure context dataset, the method determines an unsecure delivery context and generates secured digital content. The example method further includes causing presentation of the secured digital content via a second user device associated with the first user profile.
    Type: Grant
    Filed: January 21, 2021
    Date of Patent: October 10, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Robert Milden, Terri C. Kennell, Chemere Davis, Matt Hord, Abhijit Rao
  • Patent number: 11681966
    Abstract: A computer system includes circuitry for executing operations, including receiving an input text file comprising metadata, receiving risk enrichment data, and generating an affinitized data set based on the input text file and the risk enrichment data. Generating the affinitized data set includes the operations of determining a context-indicative keyword, determining a synonym of the context-indicative keyword, searching the input text file for the context-indicative keyword or the synonym, identifying the context-indicative keyword or the synonym in the input text file, and generating the affinitized data set, the affinitized data set comprising a risk descriptor determined based on the at least one of the plurality of context-indicative keywords and the metadata.
    Type: Grant
    Filed: February 24, 2021
    Date of Patent: June 20, 2023
    Inventors: Robert Milden, Terri Kennell
  • Publication number: 20220270008
    Abstract: A computer system includes circuitry for executing operations, including receiving an input text file comprising metadata, receiving risk enrichment data, and generating an affinitized data set based on the input text file and the risk enrichment data. Generating the affinitized data set includes the operations of determining a context-indicative keyword, determining a synonym of the context-indicative keyword, searching the input text file for the context-indicative keyword or the synonym, identifying the context-indicative keyword or the synonym in the input text file, and generating the affinitized data set, the affinitized data set comprising a risk descriptor determined based on the at least one of the plurality of context-indicative keywords and the metadata.
    Type: Application
    Filed: February 24, 2021
    Publication date: August 25, 2022
    Applicant: Fannie Mae
    Inventors: Robert Milden, Terri Kennell
  • Patent number: 11373130
    Abstract: Assistance is provided to policy exception approvers that make decisions on whether to grant or deny policy exception requests. A determination can be made regarding an amount of impact associated with granting a policy exception request based on a comparison of conditions before and after policy enactment. The probability of an impact occurring can be determined as a result of granting the policy exception based on past impact occurrences. A risk rating can be computed as a function of the amount of impact and the probability of the impact, and a visual representation of the risk rating can be generated and displayed to the policy exception approvers.
    Type: Grant
    Filed: June 2, 2020
    Date of Patent: June 28, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Robert Milden, Timothy E. Carbery, Terri Christine Kennell
  • Patent number: 10944755
    Abstract: Methods, apparatuses, and computer program products are disclosed for securely delivering digital content to a user. An example method includes receiving a request for digital content for presentation by a first user device associated with a first user profile and receiving contextual device data of the first user device. The example method further include comparing the contextual device data of the first user device and a secure context dataset to determine a device delivery context of the first user device. In instances in which the contextual device data of the first user device fails to satisfy one or more security thresholds defined by the secure context dataset, the method determines an unsecure delivery context and generates secured digital content. The example method further includes causing presentation of the secured digital content via a second user device associated with the first user profile.
    Type: Grant
    Filed: January 31, 2018
    Date of Patent: March 9, 2021
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Robert Milden, Terri C. Kennell, Chemere Davis, Matt Hord, Abhijit Rao
  • Patent number: 10679167
    Abstract: Systems and methods provide for a system to assist policy exception approvers in making decisions on whether to grant or deny policy exception requests. The system disclosed herein takes in information about the policy and determines a risk level associated with granting the request and provides a color coded recommendation. Information that can be considered by the recommendation system includes loss associated with similar policy exception grants, the likelihood of loss occurring, and other contextual information about the operating environment. In an embodiment, if any of the information changes, the recommendation system can provide updated recommendations and or alerts.
    Type: Grant
    Filed: October 14, 2016
    Date of Patent: June 9, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Robert Milden, Timothy E. Carbery, Terri Christine Kennell
  • Publication number: 20190238547
    Abstract: Methods, apparatuses, and computer program products are disclosed for securely delivering digital content to a user. An example method includes receiving a request for digital content for presentation by a first user device associated with a first user profile and receiving contextual device data of the first user device. The example method further include comparing the contextual device data of the first user device and a secure context dataset to determine a device delivery context of the first user device. In instances in which the contextual device data of the first user device fails to satisfy one or more security thresholds defined by the secure context dataset, the method determines an unsecure delivery context and generates secured digital content. The example method further includes causing presentation of the secured digital content via a second user device associated with the first user profile.
    Type: Application
    Filed: January 31, 2018
    Publication date: August 1, 2019
    Inventors: Robert Milden, Terri C. Kennell, Chemere Davis, Matt Hord, Abhijit Rao
  • Patent number: 10360525
    Abstract: Timely quality improvement of an inventory of elements is provided. An event submission that includes at least one element of the inventory of elements is received at about the same time as the event is encountered. The event submission is prioritized based on factors related to the submitter, the event, historical information, or combinations thereof. A risk level or rating is assigned to the event submission and others are invited to comment on the event submission. Based on the comments, real-time information is presented so that the event submission may be tracked during the process. The submitter of the event submission is assigned a credibility rating and is given an incentive for providing the event submission.
    Type: Grant
    Filed: February 16, 2016
    Date of Patent: July 23, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Robert Milden, Timothy Carbery