Abstract: A system has a plurality of memory locations and a processor. The plurality of memory locations is partitioned by security level and by smart card application. The plurality of memory locations has at least one limited access partition to store limited access information associated with a smart card. The processor is coupled to the plurality of memory locations to receive a transaction request related to the smart card, to authenticate the smart card, to access the limited access information of the limited access partition in response to a data pointer of the smart card, and to process the transaction request according to the limited access information. The limited access information includes a restriction defined by an owner of the smart card.

Abstract: A dialed number of a called party is received from a calling party. Based on the dialed number, a name of the called party is retrieved from a database. An audio message which includes the name of the called party is generated and communicated to the calling party. A call is routed between the calling party and the called party after said communicating the audio message.

Abstract: A speech recognition arrangement where nonspectral features of the input signal, e.g., energy and voicing parameters, are used to effectively remove non-speech events from consideration but only after a time warping procedure based solely on the input and reference pattern spectral parameters has been completed. The time warping procedure is not unduly complex because there is no need to weight spectral and nonspectral parameters in matching input and reference patterns. For each reference pattern, the time warping procedure defines a scan region of the input signal to be used in evaluating the nonspectral input signal characteristics. Energy and voicing parameters are useful in distinguishing non-speech events since speech patterns typically have few very low-energy frames (other than frames that are part of a gap within a vocabulary item) and more than a minimum number of voiced frames, e.g., frames corresponding to vowel sounds.