Abstract: A bedding ensemble includes a mattress fitting lower portion which is covered with skirt panels. A top cover is attached which may be quilted and includes a perimeter zipper. When in use the top cover can be released by unzipping around the periphery and unfolded. An inner cover is included and can be removed by unzipping also for washing and cleaning without the entire ensemble having to be removed from the mattress. A blanket layer is also provided in an alternate embodiment to ensure sufficient warmth during sleeping and an easily insertable, liquid-impermeable, rectangular mat beneath the inner layer protects the mattress against bed-wetting. The ensemble allows for quick and efficient bed "making" by children, handicapped or infirm persons.