Patents by Inventor Rolando De Garcia

Rolando De Garcia has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and Method For Managing Transactions With A Portable Computing Device
    Publication number: 20120296726
    Abstract: A method and system include verifying credentials for gaining access to a central mobile payment controller using the portable computing device (“PCD”). The central mobile payment controller may receive a merchant identifier corresponding to a merchant and then it may compare the merchant identifier against loyalty account data stored in a database. The central mobile payment controller through a tender steering module may determine if a profile of the portable computing device is associated with a merchant branded payment account and/or with a merchant branded stored value account. The central mobile payment controller may produce a message that lists one or more preferred payment options in a ranked fashion that may favor a merchant based on interchange rates.
    Type: Application
    Filed: November 11, 2011
    Publication date: November 22, 2012
    Applicant: Firethorn Mobile, Inc.
    Inventors: Robert Dessert, Robert Canterbury, Frank Young, Scott Monahan, Rolando De Garcia