Abstract: A resource transfer system that provides intelligent distribution of resources based on resource routing selections, resource receipt selections, and/or resource processing advantages, and in response makes the resource transfers accordingly. The resources may be transferred based on the desired speed of distribution, the reason for distribution, the entities involved in the interaction, the level of security for distribution, level of protection for the interaction, or the like.

Abstract: Embodiments of the present invention provide a system for providing leveraged collaborative pre-verification and authentication for secure real-time resource distribution associated with a managing entity. Within a real-time resource distribution processing network, when a resource distribution request is received, historical verification factors are identified and used to establish a statistical model of how an associated account is expected to operate. Features of the pending resource distribution request are analyzed with respect to the statistical model to establish a pre-verification value of the user. Based on this established pre-verification value, the resource distribution request can be pre-verified or terminated, or additional authentication credentials can be prompted and received from a computing device of a user associated with the resource distribution request to verify the resource distribution request in real-time.

Abstract: A resource transfer system that is utilized to allow the entities to enter into interactions using real-time resource transfers, identify potential misappropriators before entering into interactions, and/or provide an interaction communication exchange that allows entities to communicate regarding the interactions to adjust the real-time resource transfers.

Abstract: A resource transfer system that provides intelligent distribution of resources based on resource routing selections, resource receipt selections, and/or resource processing advantages, and in response makes the resource transfers accordingly. The resources may be transferred based on the desired speed of distribution, the reason for distribution, the entities involved in the interaction, the level of security for distribution, level of protection for the interaction, or the like.