Patents by Inventor Ruth Maas

Ruth Maas has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230401548
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Application
    Filed: August 25, 2023
    Publication date: December 14, 2023
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Patent number: 11783307
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Grant
    Filed: July 27, 2022
    Date of Patent: October 10, 2023
    Assignee: Bank of America Corporation
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Publication number: 20220366385
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Application
    Filed: July 27, 2022
    Publication date: November 17, 2022
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, SR., Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Patent number: 11436576
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Grant
    Filed: September 3, 2020
    Date of Patent: September 6, 2022
    Assignee: Bank of America Corporation
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Publication number: 20200402028
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Application
    Filed: September 3, 2020
    Publication date: December 24, 2020
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Patent number: 10803429
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Grant
    Filed: July 29, 2019
    Date of Patent: October 13, 2020
    Assignee: Bank of America Corporation
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Publication number: 20190347629
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Application
    Filed: July 29, 2019
    Publication date: November 14, 2019
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Patent number: 10410186
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Grant
    Filed: March 13, 2018
    Date of Patent: September 10, 2019
    Assignee: Bank of America Corporation
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Publication number: 20180204194
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Application
    Filed: March 13, 2018
    Publication date: July 19, 2018
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Patent number: 9971997
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Grant
    Filed: December 12, 2016
    Date of Patent: May 15, 2018
    Assignee: Bank of America Corporation
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Publication number: 20170091724
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Application
    Filed: December 12, 2016
    Publication date: March 30, 2017
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, SR., Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Patent number: 9547848
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Grant
    Filed: June 23, 2015
    Date of Patent: January 17, 2017
    Assignee: Bank of America Corporation
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Publication number: 20150287000
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Application
    Filed: June 23, 2015
    Publication date: October 8, 2015
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Patent number: 9098960
    Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
    Type: Grant
    Filed: July 31, 2008
    Date of Patent: August 4, 2015
    Assignee: Bank of America Corporation
    Inventors: Amy Baker Folk, William Thomas Sanders, Daniel Christopher Bohen, Paul Martin Mattison, Shane Anthony Johnson, Sandra Ruth Maas, Kristen Ellen Asplund, Edward Christopher Mackey, Shelaine Marie Monkiewicz
  • Patent number: 8945887
    Abstract: The present invention relates to a method for producing a product of a reaction catalysed by a nitrilase, which method comprises the steps (i) providing a microorganism comprising said nitrilase located on its surface, and/or a membrane preparation of said microorganism, and (ii) contacting the microorganism and/or the membrane preparation thereof with one or more nitrilase substrates under conditions compatible with nitrilase activity. The present invention further relates to a method for producing enantiomerically pure (R)-mandelic acid using the nitrilase-displaying whole cell biocatalyst or membrane preparation thereof for the conversion of racemic mandelonitrile.
    Type: Grant
    Filed: November 16, 2010
    Date of Patent: February 3, 2015
    Assignee: Zyrus Beteiligungsgesellschaft mbH & Co. Patente I KG
    Inventors: Joachim Jose, Ruth Maas, Christian Detzel
  • Publication number: 20140377811
    Abstract: The present invention concerns micro-organisms which present cellulases on their surface. Corresponding micro-organisms were produced with the aid of corresponding plasmids which encode a section comprising a signal peptide, a heterologous cellulase, an optional protease recognition site, a transmembrane linker and a transporter domain of an autotransporter or a variant thereof. Such micro-organisms were advantageously used in the conversion of cellulose into cellobiose and/or glucose. It was also possible to recover the micro-organisms from the reaction mixture following conversion from simple substrates. Also, a combination of various micro-organisms, which were populated with exocellulases, endocellulases and beta-glucosidases, were used to produce glucose from cellulose or wood.
    Type: Application
    Filed: March 11, 2014
    Publication date: December 25, 2014
    Applicant: ZYRUS Beteiligungsgesellschaft mbH & Co. Patente I KG
    Inventors: Michael Jurgens, Andreas Rohardt, Ruth Maas, Tatjana Brossette
  • Publication number: 20130203118
    Abstract: The invention relates to a nucleic acid molecule comprising a section that encodes a signal peptide, a section that comprises a heterologous redox factor-regenerating polypeptide, an optional section that encodes a protease detection site, a section that encodes a transmembrane linker, and a section that encodes a transporter domain of an autotransporter or a variant thereof. The nucleic acid molecule enables the expression of redox factor-regenerating enzymes.
    Type: Application
    Filed: August 26, 2011
    Publication date: August 8, 2013
    Applicant: Zyrus Beteiligungsgesellschaft MBH & Co., Patente I KG
    Inventors: Joachim Jose, Ruth Maas, Eva Kranen
  • Publication number: 20130011890
    Abstract: The present invention relates to a method for producing a product of a reaction catalysed by a nitrilase, which method comprises the steps (i) providing a microorganism comprising said nitrilase located on its surface, and/or a membrane preparation of said microorganism, and (ii) contacting the microorganism and/or the membrane preparation thereof with one or more nitrilase substrates under conditions compatible with nitrilase activity. The present invention further relates to a method for producing enantiomerically pure (R)-mandelic acid using the nitrilase-displaying whole cell biocatalyst or membrane preparation thereof for the conversion of racemic mandelonitrile.
    Type: Application
    Filed: November 16, 2010
    Publication date: January 10, 2013
    Applicant: ZYRUS Beteiligungsgesellschaft mbH & Co. Patente I KG
    Inventors: Joachim Jose, Ruth Maas, Christian Delzel