Patents by Inventor Ruthie D. Lyle

Ruthie D. Lyle has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11556134
    Abstract: Methods and systems for deploying autonomous vehicles to form a barricade in a coordinated response to an imminent threat are described. In one embodiment, a method for deploying autonomous vehicles to form a barricade is described. The method includes determining at least one location for a barricade and determining a plurality of autonomous vehicles that are available to form the barricade. The method also includes sending instructions to the plurality of autonomous vehicles to form the barricade at the at least one location. In response to the instructions, the plurality of autonomous vehicles are configured to move to the at least one location and form the barricade.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: January 17, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ravi Durairaj, Gregory Brian Meyer, Oscar Roberto Tijerina, Sean Carl Mitchem, Stacy Callaway Huggar, Ruthie D. Lyle, Nathan Lee Post, Mark Anthony Lopez, Nolan Serrao
  • Patent number: 11532198
    Abstract: A re-locatable safety deposit box facility that allows for 24/7 access by authorized personnel to their safety deposit boxes without the need for any attendants at the facility. The facility is self-contained and re-locatable, such that it can be moved from one location to another location. In some embodiments, the facility may be, for example, a standard size shipping container. It has interior dimensions that are sufficient to house an array of safety deposit boxes. The container may also be equipped with devices that may be used to lift the entire container up so that it may be moved to another location.
    Type: Grant
    Filed: March 27, 2020
    Date of Patent: December 20, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ruthie D. Lyle, Chi-Hsuan Lai, Ravi Durairaj, Jo Anne Yau, Sean Carl Mitchem, Stacy Callaway Huggar, David Patrick Dixon
  • Patent number: 11527220
    Abstract: A method and system of providing a wearable expanded display system for portable computing devices is disclosed. The method includes connecting a head-mounted display system to the portable computing device and anchoring a virtual projection of content from the portable computing device to a screen of the portable computing device to provide the user with an augmented reality viewing experience. The virtual projection can present the content in an enlarged view with richer content options than the smaller screen of the portable computing device. The position of the virtual projection will adapt to changes in pose of the screen to maintain the anchored relationship.
    Type: Grant
    Filed: November 9, 2021
    Date of Patent: December 13, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Nathan Lee Post, Carlos Jp Chavez, Deborah Janette Schulz, Ashley Raine Philbrick, Eric David Schroeder, Gabriel Carlos Fernandez, Snehal Desai, Rachel Elizabeth Csabi, Ruthie D. Lyle, Courtney St. Martin
  • Patent number: 11504074
    Abstract: A system and method for automatically requesting assistance for a user experiencing a medical emergency is disclosed. The system includes a user device with a sensor to detect sensed information. Based on the sensed information the user device can determine if the user is experiencing a medical emergency. The user device can communicate with nearby devices over one or more networks and send information about the medical emergency to the nearby devices. The information can include the type of medical emergency, the location of the user experiencing the medical emergency, and any instructions for providing the user with assistance.
    Type: Grant
    Filed: July 30, 2020
    Date of Patent: November 22, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Ravi Durairaj, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11503146
    Abstract: A system and method for making a call to a service provider on behalf of a user is disclosed. The system and method include using an intelligent voice assistant to call the service provider and having the intelligent voice assistant navigate an interactive voice response system to reach a representative. The system and method also include using the intelligent voice assistant to reconnect a user with a representative after an interrupted call.
    Type: Grant
    Filed: January 13, 2021
    Date of Patent: November 15, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Richard Daniel Graham, Ruthie D. Lyle
  • Patent number: 11487025
    Abstract: A method of inferring the GPS location of a device with a GPS receiver is disclosed. The method includes using signals from two GPS satellites to determine two candidate GPS locations. Geographic information can be used to estimate the probability that the device is at each location. If one of the two candidate GPS locations has a substantially higher probability of being the correct location, that location may be selected as the inferred GPS location. The method may also include making use of additional sensed data that could be provided using sensors onboard the device.
    Type: Grant
    Filed: March 27, 2020
    Date of Patent: November 1, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Ravi Durairaj, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11470685
    Abstract: A system and method for reducing wireless traffic among a plurality of IoT devices and an access point is disclosed. The method and system may establish communication among a plurality of Internet of Things (IOT) devices and establish a set of similar IoT devices from among the plurality of IoT devices. One of the similar IoT devices may be designated as a managing IoT device and the remaining IoT devices in set of similar IoT devices may be designated as controlled IoT devices. Wireless traffic from the access point may be transmitted through the managing IoT device to controlled IoT devices. Wireless traffic from the controlled IoT devices may be transmitted to the access point through the managing IoT device. Thus, wireless traffic between the access point and controlled IoT devices is reduced.
    Type: Grant
    Filed: July 30, 2020
    Date of Patent: October 11, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Ravi Durairaj, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11468506
    Abstract: The present disclosure relates to a system, method, and mobile computing device apparatus for detecting the physical presence of a bank customer at a bank branch, and delivering an enhanced customer service experience by anticipating the bank customer's needs. Detection of the bank customer through visual data such as facial recognition, or electronic data such as medium range electronic communication networks to the customer's mobile computing device, allow a bank to retrieve relevant customer profile and customer transaction history data and use that data to deliver communications to the customer even before the customer speaks to a bank teller.
    Type: Grant
    Filed: March 31, 2021
    Date of Patent: October 11, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
  • Patent number: 11465054
    Abstract: A method for guiding game play of a game in an augmented reality game space. The game runs on a smart device in conjunction with a game space. The method includes determining that a user has completed a game objective and earned the right to a game piece having a concealed value. Information including an indication that the user has completed the game objective is sent from a smart device to a game server. The game server receives information from the smart device and sends information including a location of the game piece having a concealed value to the smart device and to a confirmation device. The smart device displays a location of the game piece having a concealed value in the augmented reality game space. Also, a system for game play including the smart device, the game server, and the confirmation device.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: October 11, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventor: Ruthie D. Lyle
  • Patent number: 11463522
    Abstract: A system and method for efficiently transmitting signals from a sensing device to a remote device are disclosed. The sensing device includes at least one sensor for sensing information. The sensed information could be associated with heart activity. The sensing device smooths the sensed signal and then calculates the difference between the smoothed sensed signal and a locally stored baseline signal to determine a differential signal, which can be transmitted as a smaller packet of data than the full sensed signal. The remote device receives information associated with the differential signal and uses a local copy of the baseline signal to reconstruct the original smoothed sensed signal.
    Type: Grant
    Filed: July 30, 2020
    Date of Patent: October 4, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Ravi Durairaj, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11423729
    Abstract: Secure cash deposit containers, such as secure cash bags or secure cash boxes equipped with an integrated bill scanner and a transmitter. The integrated bill scanner may receive and count the bills, and then store them in the secure cash deposit container. A transmitter in communication with the scanner may then transmit a report to the bank servicing the commercial establishment's cash deposit account. The bank may then automatically credit the amount reported by the scanner to the commercial establishment cash deposit account. The amount credited may be subject to further verification, for example, by a bank teller or by a bank's automated cash counting and sorting machines.
    Type: Grant
    Filed: October 30, 2020
    Date of Patent: August 23, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Will Kerns Maney, Jr., Oscar Guerra, Ruthie D. Lyle
  • Patent number: 11417205
    Abstract: Methods and systems for a graduated process of increasing bandwidth and increasing complexity to identify and confirm a location of a target vehicle based on information received from motor vehicles are described. In one embodiment, a method for detection of a target vehicle includes requesting, from one or more remote devices in a geographic area, information associated with a target vehicle. The method also includes receiving, from the one or more remote devices, information associated with the target vehicle. The method further includes determining whether the received information associated with the target vehicle matches the requested information. Upon determining that the received information matches the requested information, the method includes increasing at least one of a bandwidth or a complexity level of the requested information associated with the target vehicle and decreasing the geographic area associated with the request.
    Type: Grant
    Filed: March 19, 2020
    Date of Patent: August 16, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ravi Durairaj, Gregory Brian Meyer, Oscar Roberto Tijerina, Sean Carl Mitchem, Stacy Callaway Huggar, Ruthie D. Lyle, Nathan Lee Post, Mark Anthony Lopez, Nolan Serrao
  • Publication number: 20220245418
    Abstract: A wireless communication device is disclosed. The wireless communication device has a near field communications transmitter system. The device has an outer chassis that can be sized, dimensioned and decorated to resemble common household items that lack any apparent value. The wireless communication device can also include an indicia that is invisible to an unaided human eye.
    Type: Application
    Filed: April 13, 2022
    Publication date: August 4, 2022
    Inventor: Ruthie D. Lyle
  • Patent number: 11392920
    Abstract: The present disclosure relates to a mobile computing device that is configured to secure a purchase transaction between a customer and merchant, and facilitate self-checkout between the user and any of several merchants. The system provides a payment processing network that achieves secure transactions free from fraud, while also having low fees. The system is based on establishing a relationship between a merchant's bank and a customer's bank, prior to a purchase transaction by the customer. The customer may then authorize their own bank to push funds to the merchant's bank in order to purchase goods or services using their smartphone, without the need to share any financial information between the user and merchant themselves. The smartphone is further configured to draw from multiple merchant product databases so that the customer may self-checkout, without the need to use a merchant-specific app, all within one app-linked system for payment and shopping.
    Type: Grant
    Filed: March 29, 2019
    Date of Patent: July 19, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Jeff Calusinski, Ravi Durairaj, Brennen Ricks, Ruthie D. Lyle, Vidya Nagarajan, Sharonda Phillips, David M. Jones, Jr., Jon McEachron
  • Patent number: 11392947
    Abstract: Techniques are described for managing devices, such as Internet of Things (IoT) devices, using smart contract(s) on a distributed ledger (e.g., blockchain). Smart contract(s) executing on a distributed ledger may control access to one or more devices in a home or other environment. The smart contract(s) may employ information stored on the distributed ledger and information in a transaction sent to the smart contract(s) to determine whether particular user(s) and/or process(es) may access the device(s), issue commands to the device(s), access data generated by the device(s), and/or control the device(s). The smart contract(s) may provide a secure portal through which user(s) and/or service(s) may access device(s) for command and control of such device(s), and secure access may be based on permission information that is specified or provided by an owner or operator of the device(s) and that is stored on the distributed ledger.
    Type: Grant
    Filed: February 26, 2018
    Date of Patent: July 19, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Bharat Prasad, Ruthie D. Lyle, Minya Liang, Thomas Bret Buckingham
  • Patent number: 11394681
    Abstract: A system and method for improving the download time of emails in an environment in which a server distributes emails to persons working in close proximity to each other. When these persons receive multi-recipient emails intended for several or all of these persons, the server distributing the emails delivers the multi-recipient emails to the first one of the persons who logged on to read his or her emails on his or her personal computer, for distribution to the other persons over a personal area network. This reduces the download time for the persons downloading their emails at a subsequent time.
    Type: Grant
    Filed: May 29, 2020
    Date of Patent: July 19, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory Brian Meyer, Mark Anthony Lopez, Nolan Serrao, Victor Kwak, Ryan Thomas Russell, Christopher Russell, Ruthie D. Lyle
  • Patent number: 11367104
    Abstract: Methods and systems disclosed herein facilitate users to capture, manage, and use receipt data, and use the information identified in the receipts in multiple receipt data use applications. Examples of such applications are generating customized recommendations for healthier items of consumable goods or services (e.g., food or beverage) based on correlating a user's purchase habits with the user's health-related data that is monitored by a wearable device, determining insurable items from receipt line item data, creating spending forecasts geared towards budgeting and saving, facilitating donations to charities based on a percentage of price of one or more items in receipt line data, and other applications that utilize receipt data.
    Type: Grant
    Filed: January 5, 2017
    Date of Patent: June 21, 2022
    Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
    Inventors: Ruthie D. Lyle, Charles Lee Oakes, III, Maland Keith Mortensen
  • Patent number: 11362897
    Abstract: A method, system and apparatus for inter-parties network computing. A policy management method can include establishing a set of policy terms for receiving content from a content provider based upon preferences selected by a content recipient externally to the content recipient and content provider. The method further can include enforcing the policy terms externally to the content recipient and content provider for content provided by the content provider for receipt by the content recipient. Notably, the establishing step can include mapping the selected preferences to the set of policy terms. The establishing step also can include exposing an interface to the content recipient, and accepting the selected preferences through the interface.
    Type: Grant
    Filed: May 19, 2005
    Date of Patent: June 14, 2022
    Assignee: International Business Machines Corporation
    Inventors: Andrew L. Schirmer, Ruthie D. Lyle, Michael Muller
  • Patent number: 11361206
    Abstract: A wireless communication device is disclosed. The wireless communication device has a near field communications transmitter system. The device has an outer chassis that can be sized, dimensioned and decorated to resemble common household items that lack any apparent value. The wireless communication device can also include an indicia that is invisible to an unaided human eye.
    Type: Grant
    Filed: October 23, 2020
    Date of Patent: June 14, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventor: Ruthie D. Lyle
  • Patent number: 11351941
    Abstract: A system and method for managing customized vehicle settings across multiple vehicles is disclosed. The system comprises a vehicle customization platform where a user customization profile with information about customized settings can be transferred to a customization management system within each of multiple vehicles that may be driven by a user with the user customization profile. The customized vehicle settings include seat position settings, horsepower settings, mirror position settings, climate settings, and audio system settings. Upon receiving the user customization profile, a customization management system passes customized settings to different vehicle control systems to automatically set the customized settings.
    Type: Grant
    Filed: September 20, 2019
    Date of Patent: June 7, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Will Kerns Maney, Jr., Gregory Brian Meyer, Sean Carl Mitchem, Ruthie D. Lyle, Deborah Janette Schulz, Bryan J. Osterkamp, Timothy Blair Chalmers