Patents by Inventor Ryan Todd Everett

Ryan Todd Everett has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods and systems for customer directed rounded purchase amount investments
    Patent number: 8416924
    Abstract: A customer-directed rounded-amount investment method includes determining whether a debit-card transaction is a qualifying transaction, determining whether the debit-card transaction is an odd-amount transaction and, if the transaction is an odd-amount qualifying transaction, crediting a customer-directed account in a rounded-difference amount.
    Type: Grant
    Filed: October 10, 2006
    Date of Patent: April 9, 2013
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ryan Ray Barth, Ryan Todd Everett
  • Methods and systems for investment of debit card withdrawal fees
    Patent number: 8255329
    Abstract: A debit-card withdrawal-fee payment method includes receiving selection of a first account to which withdrawal-fee payments are to be directed, receiving notification of a debit-card transaction withdrawal-fee amount associated with a second account, and making a withdrawal-fee payment to the first account in the withdrawal-fee amount.
    Type: Grant
    Filed: October 10, 2006
    Date of Patent: August 28, 2012
    Assignee: United Services Automobile Association (USAA)
    Inventors: Ryan Ray Barth, Ryan Todd Everett