Patents by Inventor Saleem Ahmed Sangi
Saleem Ahmed Sangi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230222504Abstract: Disclosed herein are system, method, and computer program product embodiments for authenticating a mobile user via an authentication method determined based on a token level associated with the action being completed. An authentication token is created corresponding to the token level and the authentication token is sent to the mobile device. This authentication token may be used to authenticate subsequent actions and engage various services to complete the actions using application programming interfaces. The authentication token stored on the mobile device obviates the need for a user to authenticate multiple times to complete actions requiring a similar token level. The system may authenticate the identity of the mobile user using various authentication methods.Type: ApplicationFiled: February 27, 2023Publication date: July 13, 2023Applicant: Capital One Services, LLCInventors: Jeremy J. PHILLIPS, Mitchell MILLER, Saleem Ahmed SANGI
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Patent number: 11593775Abstract: Disclosed herein are system, method, and computer program product embodiments for authenticating a mobile user via an authentication method determined based on a token level associated with the action being completed. An authentication token is created corresponding to the token level and the authentication token is sent to the mobile device. This authentication token may be used to authenticate subsequent actions and engage various services to complete the actions using application programming interfaces. The authentication token stored on the mobile device obviates the need for a user to authenticate multiple times to complete actions requiring a similar token level. The system may authenticate the identity of the mobile user using various authentication methods.Type: GrantFiled: May 18, 2021Date of Patent: February 28, 2023Assignee: Capital One Services, LLCInventors: Jeremy J. Phillips, Mitchell Miller, Saleem Ahmed Sangi
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Patent number: 11343663Abstract: An automated method is provided for activating a NFC application in a mobile interface device. In this method, the device receives from a beacon a wireless beacon signal comprising at least one beacon identifier. The wireless beacon signal is processed by the mobile interface device to determine the at least one beacon identifier. The mobile interface device determines based on the at least one beacon identifier, whether to activate the NFC application. Responsive to a determination that the NFC application should be activated, the mobile interface device transitions the NFC application from a passive state to an active state. NFC communication is then established between the mobile interface device and at least one NFC transmitting device disposed within a beacon range volume defined by the beacon location and the beacon range.Type: GrantFiled: August 28, 2020Date of Patent: May 24, 2022Assignee: CAPITAL ONE SERVICES, LLCInventors: David Gabriele, Wayne Lutz, Lin Ni Lisa Cheng, Daniel John Marsch, Tyler Maiman, Saleem Ahmed Sangi, Kevin Osborn
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Publication number: 20210329437Abstract: An automated method is provided for initiating a transaction function in a transaction processing device. The method comprises establishing near field communication between the transaction processing device and an NFC transmitting device having an associated tag identifier and receiving NFC information including the tag identifier. The transaction processing device transmits the NFC information to a merchant processor and receives from the merchant processor a tag rule communication including an instruction to carry out a transaction function associated with the tag identifier or a request to associate a new transaction function with the tag identifier. Responsive to receiving an instruction to carry out a transaction function associated with the tag identifier, the transaction processing device executes the transaction function.Type: ApplicationFiled: July 1, 2021Publication date: October 21, 2021Inventors: David GABRIELE, Wayne LUTZ, Lin Ni Lisa CHENG, Daniel John MARSCH, Tyler MAIMAN, Saleem Ahmed SANGI, Kevin OSBORN
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Publication number: 20210279700Abstract: Disclosed herein are system, method, and computer program product embodiments for verification of proximity to a kiosk, such as an ATM. The mobile application installed on a mobile device may be used to setup a prestaged transaction. When the mobile device is in the proximity to the kiosk to complete the prestaged transaction, a location of the mobile device may be verified using ambient sound recorded by a microphone of the mobile device. The ambient sound may be songs, tones, or ultrasonic sound played by a sound system near the kiosk. The recorded ambient sound may then be compared to expected audio from the sound system to determine whether the mobile device is in proximity to the kiosk.Type: ApplicationFiled: March 5, 2020Publication date: September 9, 2021Applicant: Capital One Services, LLCInventors: Danielle SIMPSON, Saleem Ahmed SANGI, Matthew B. KONOPA, Brian J. OH
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Publication number: 20210272083Abstract: Disclosed herein are system, method, and computer program product embodiments for authenticating a mobile user via an authentication method determined based on a token level associated with the action being completed. An authentication token is created corresponding to the token level and the authentication token is sent to the mobile device. This authentication token may be used to authenticate subsequent actions and engage various services to complete the actions using application programming interfaces. The authentication token stored on the mobile device obviates the need for a user to authenticate multiple times to complete actions requiring a similar token level. The system may authenticate the identity of the mobile user using various authentication methods.Type: ApplicationFiled: May 18, 2021Publication date: September 2, 2021Applicant: Capital One Services, LLCInventors: Jeremy J. Phillips, Mitchell Miller, Saleem Ahmed Sangi
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Patent number: 11089461Abstract: An automated method is provided for initiating a transaction function in a transaction processing device. The method comprises establishing near field communication between the transaction processing device and an NFC transmitting device having an associated tag identifier and receiving NFC information including the tag identifier. The transaction processing device transmits the NFC information to a merchant processor and receives from the merchant processor a tag rule communication including an instruction to carry out a transaction function associated with the tag identifier or a request to associate a new transaction function with the tag identifier. Responsive to receiving an instruction to carry out a transaction function associated with the tag identifier, the transaction processing device executes the transaction function.Type: GrantFiled: May 31, 2019Date of Patent: August 10, 2021Assignee: CAPITAL ONE SERVICES, LLCInventors: David Gabriele, Wayne Lutz, Lin Ni Lisa Cheng, Daniel John Marsch, Tyler Maiman, Saleem Ahmed Sangi, Kevin Osborn
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Patent number: 11023871Abstract: Disclosed herein are system, method, and computer program product embodiments for authenticating a mobile user via an authentication method determined based on a token level associated with the action being completed. An authentication token is created corresponding to the token level and the authentication token is sent to the mobile device. This authentication token may be used to authenticate subsequent actions and engage various services to complete the actions using application programming interfaces. The authentication token stored on the mobile device obviates the need for a user to authenticate multiple times to complete actions requiring a similar token level. The system may authenticate the identity of the mobile user using various authentication methods.Type: GrantFiled: November 26, 2019Date of Patent: June 1, 2021Assignee: Capital One Services, LLCInventors: Jeremy J. Phillips, Mitchell Miller, Saleem Ahmed Sangi
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Publication number: 20210158315Abstract: Disclosed herein are system, method, and computer program product embodiments for authenticating a mobile user via an authentication method determined based on a token level associated with the action being completed. An authentication token is created corresponding to the token level and the authentication token is sent to the mobile device. This authentication token may be used to authenticate subsequent actions and engage various services to complete the actions using application programming interfaces. The authentication token stored on the mobile device obviates the need for a user to authenticate multiple times to complete actions requiring a similar token level. The system may authenticate the identity of the mobile user using various authentication methods.Type: ApplicationFiled: November 26, 2019Publication date: May 27, 2021Applicant: Capital One Services, LLCInventors: Jeremy J. Phillips, Mitchell Miller, Saleem Ahmed Sangi
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Publication number: 20210044951Abstract: An automated method is provided for activating a NFC application in a mobile interface device. In this method, the device receives from a beacon a wireless beacon signal comprising at least one beacon identifier. The wireless beacon signal is processed by the mobile interface device to determine the at least one beacon identifier. The mobile interface device determines based on the at least one beacon identifier, whether to activate the NFC application. Responsive to a determination that the NFC application should be activated, the mobile interface device transitions the NFC application from a passive state to an active state. NFC communication is then established between the mobile interface device and at least one NFC transmitting device disposed within a beacon range volume defined by the beacon location and the beacon range.Type: ApplicationFiled: August 28, 2020Publication date: February 11, 2021Inventors: David GABRIELE, Wayne LUTZ, Lin Ni Lisa CHENG, Daniel John MARSCH, Tyler MAIMAN, Saleem Ahmed SANGI, Kevin OSBORN
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Patent number: 10798551Abstract: An automated method is provided for activating a NFC application in a mobile interface device. In this method, the device receives from a beacon a wireless beacon signal comprising at least one beacon identifier. The wireless beacon signal is processed by the mobile interface device to determine the at least one beacon identifier. The mobile interface device determines based on the at least one beacon identifier, whether to activate the NFC application. Responsive to a determination that the NFC application should be activated, the mobile interface device transitions the NFC application from a passive state to an active state. NFC communication is then established between the mobile interface device and at least one NFC transmitting device disposed within a beacon range volume defined by the beacon location and the beacon range.Type: GrantFiled: January 21, 2020Date of Patent: October 6, 2020Assignee: CAPITAL ONE SERVICES, LLCInventors: David Gabriele, Wayne Lutz, Lin Ni Lisa Cheng, Daniel John Marsch, Tyler Maiman, Saleem Ahmed Sangi, Kevin Osborn
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Publication number: 20200162875Abstract: An automated method is provided for activating a NFC application in a mobile interface device. In this method, the device receives from a beacon a wireless beacon signal comprising at least one beacon identifier. The wireless beacon signal is processed by the mobile interface device to determine the at least one beacon identifier. The mobile interface device determines based on the at least one beacon identifier, whether to activate the NFC application. Responsive to a determination that the NFC application should be activated, the mobile interface device transitions the NFC application from a passive state to an active state. NFC communication is then established between the mobile interface device and at least one NFC transmitting device disposed within a beacon range volume defined by the beacon location and the beacon range.Type: ApplicationFiled: January 21, 2020Publication date: May 21, 2020Inventors: David GABRIELE, Wayne LUTZ, Lin Ni Lisa CHENG, Daniel John MARSCH, Tyler MAIMAN, Saleem Ahmed SANGI, Kevin OSBORN
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Patent number: 10616745Abstract: An automated method is provided for activating a NFC application in a mobile interface device. In this method, the device receives from a beacon a wireless beacon signal comprising at least one beacon identifier. The wireless beacon signal is processed by the mobile interface device to determine the at least one beacon identifier. The mobile interface device determines based on the at least one beacon identifier, whether to activate the NFC application. Responsive to a determination that the NFC application should be activated, the mobile interface device transitions the NFC application from a passive state to an active state. NFC communication is then established between the mobile interface device and at least one NFC transmitting device disposed within a beacon range volume defined by the beacon location and the beacon range.Type: GrantFiled: May 31, 2019Date of Patent: April 7, 2020Assignee: CAPITAL ONE SERVICES, LLCInventors: David Gabriele, Wayne Lutz, Lin Ni Lisa Cheng, Daniel John Marsch, Tyler Maiman, Saleem Ahmed Sangi, Kevin Osborn
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Publication number: 20190373432Abstract: An automated method is provided for activating a function in a mobile interface device using near field communication (NFC). In the method, the mobile interface device receives a sequence of NFC transmissions from one or more NFC transmitters. Each NFC transmitter has an associated identifier and each NFC transmission is triggered by a spatial interaction between the mobile interface device and one of the one or more NFC transmitters. The mobile interface device determines whether the sequence of NFC transmissions meets matching criteria for one of a plurality of predetermined transmission sequences. Responsive to a determination that the sequence of NFC transmissions meets matching criteria for one of the predetermined transmission sequences, the mobile interface device determines the predetermined function associated with the one of the predetermined transmission sequences and initiates the predetermined function.Type: ApplicationFiled: May 31, 2019Publication date: December 5, 2019Inventors: David GABRIELE, Wayne LUTZ, Lin Ni Lisa CHENG, Daniel John MARSCH, Tyler MAIMAN, Saleem Ahmed SANGI, Kevin OSBORN
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Publication number: 20190373433Abstract: An automated method is provided for initiating a transaction function in a transaction processing device. The method comprises establishing near field communication between the transaction processing device and an NFC transmitting device having an associated tag identifier and receiving NFC information including the tag identifier. The transaction processing device transmits the NFC information to a merchant processor and receives from the merchant processor a tag rule communication including an instruction to carry out a transaction function associated with the tag identifier or a request to associate a new transaction function with the tag identifier. Responsive to receiving an instruction to carry out a transaction function associated with the tag identifier, the transaction processing device executes the transaction function.Type: ApplicationFiled: May 31, 2019Publication date: December 5, 2019Inventors: David GABRIELE, Wayne Lutz, Lin Ni Lisa Cheng, Daniel John Marsch, Tyler Maiman, Saleem Ahmed Sangi, Kevin Osborn
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Publication number: 20190373431Abstract: An automated method is provided for activating a NFC application in a mobile interface device. In this method, the device receives from a beacon a wireless beacon signal comprising at least one beacon identifier. The wireless beacon signal is processed by the mobile interface device to determine the at least one beacon identifier. The mobile interface device determines based on the at least one beacon identifier, whether to activate the NFC application. Responsive to a determination that the NFC application should be activated, the mobile interface device transitions the NFC application from a passive state to an active state. NFC communication is then established between the mobile interface device and at least one NFC transmitting device disposed within a beacon range volume defined by the beacon location and the beacon range.Type: ApplicationFiled: May 31, 2019Publication date: December 5, 2019Inventors: David GABRIELE, Wayne LUTZ, Lin Ni Lisa CHENG, Daniel John MARSCH, Tyler MAIMAN, Saleem Ahmed SANGI, Kevin OSBORN
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Patent number: 10447735Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.Type: GrantFiled: October 3, 2018Date of Patent: October 15, 2019Assignee: Capital One Services, LLCInventors: Kevin Patrick Kelly, Saleem Ahmed Sangi, Robert Thomas Perry, Adam R. Koeppel
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Patent number: 10313393Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may acquire from the first device via a second communication method, a first sensory pattern representing a first key, the first key being a security key, wherein the second communication method is different from the first communication method. In addition, the systems and methods may determine the first key by deciphering the first sensory pattern using a deciphering scheme. Further, the system and methods may communicate with the first device via the first communication method using the first key.Type: GrantFiled: November 16, 2017Date of Patent: June 4, 2019Assignee: Capital One Services, LLCInventors: Kevin Patrick Kelly, Saleem Ahmed Sangi, Robert Thomas Perry, Adam R. Koeppel
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Publication number: 20190149577Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may acquire from the first device via a second communication method, a first sensory pattern representing a first key, the first key being a security key, wherein the second communication method is different from the first communication method. In addition, the systems and methods may determine the first key by deciphering the first sensory pattern using a deciphering scheme. Further, the system and methods may communicate with the first device via the first communication method using the first key.Type: ApplicationFiled: November 16, 2017Publication date: May 16, 2019Applicant: Capital One Services, LLCInventors: Kevin Patrick KELLY, Saleem Ahmed SANGI, Robert Thomas PERRY, Adam R. KOEPPEL
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Publication number: 20190149578Abstract: Systems and methods for securely pairing a transmitting device with a receiving device are described. The systems and methods may communicate with a first device via a first communication method over a wireless communication network. The systems and methods may transmit, to the first device via a second communication method, a first sensory pattern representing a first key. In addition, the system and methods may communicate with the first device via the first communication method using the first key.Type: ApplicationFiled: October 3, 2018Publication date: May 16, 2019Applicant: Capital One Services, LLCInventors: Kevin P. KELLY, Saleem Ahmed SANGI, Robert Thomas PERRY, Adam R. KOEPPEL