Patents by Inventor Satya Acharya
Satya Acharya has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240171409Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: ApplicationFiled: February 1, 2024Publication date: May 23, 2024Applicant: Truist BankInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Patent number: 11963008Abstract: A server can be configured for facilitating notifications about interaction opportunities for users using database relationships of separate types of data from different systems. The server can receive token data from an application executing on a mobile computing device. The token data can include geolocation data of the mobile computing device and identification data of the user. The server can determine a location of the mobile computing device using the geolocation data. The server can use the identification data of the user to receive interaction opportunities based on the identification data and criteria associated with the interaction opportunities. The server can use the identification data to receive interaction opportunities that are associated with locations within a pre-selected distance of the location of the mobile computing device. The server can transmit the interaction opportunities to the mobile computing device for output by the application.Type: GrantFiled: November 11, 2021Date of Patent: April 16, 2024Assignee: Truist BankInventors: Satya Acharya, Sathiyasuresh Pandian, Brandon Stone, Jason Pedone
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Patent number: 11930122Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: GrantFiled: May 1, 2023Date of Patent: March 12, 2024Assignee: Truist BankInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Publication number: 20230283483Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: ApplicationFiled: May 1, 2023Publication date: September 7, 2023Applicant: Truist BankInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Patent number: 11677565Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: GrantFiled: May 20, 2020Date of Patent: June 13, 2023Assignee: Truist BankInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Publication number: 20220167165Abstract: A server can be configured for facilitating notifications about interaction opportunities for users using database relationships of separate types of data from different systems. The server can receive token data from an application executing on a mobile computing device. The token data can include geolocation data of the mobile computing device and identification data of the user. The server can determine a location of the mobile computing device using the geolocation data. The server can use the identification data of the user to receive interaction opportunities based on the identification data and criteria associated with the interaction opportunities. The server can use the identification data to receive interaction opportunities that are associated with locations within a pre-selected distance of the location of the mobile computing device. The server can transmit the interaction opportunities to the mobile computing device for output by the application.Type: ApplicationFiled: November 11, 2021Publication date: May 26, 2022Inventors: Satya Acharya, Sathiyasuresh Pandian, Brandon Stone, Jason Pedone
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Publication number: 20200280451Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: ApplicationFiled: May 20, 2020Publication date: September 3, 2020Inventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Patent number: 10700873Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: GrantFiled: January 17, 2019Date of Patent: June 30, 2020Assignee: Truist BankInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Publication number: 20190158295Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: ApplicationFiled: January 17, 2019Publication date: May 23, 2019Applicant: Branch Banking and Trust CompanyInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Patent number: 10218510Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: GrantFiled: June 1, 2016Date of Patent: February 26, 2019Assignee: Branch Banking and Trust CompanyInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Publication number: 20160352524Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: ApplicationFiled: June 1, 2016Publication date: December 1, 2016Applicant: Branch Banking and Trust CompanyInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor