Abstract: A transaction card having a first layer and a second layer, wherein the first layer is metal and the second layer is a polymer, polycarbonate, or carbon. The metal layer may be stainless steel plated with gold.

Abstract: A transaction card having three layers, wherein the first layer is metal, the second layer is a polymer, and the third layer is a carbon-containing layer.

Abstract: A transaction card having a first layer and a second layer, wherein the first layer is metal and the second layer is carbon.

Abstract: A transaction card having a first layer and a second layer, wherein the first layer is metal and the second layer is a polymer, polycarbonate, or carbon. The metal layer may be stainless steel plated with gold.

Abstract: A transaction card having three layers, wherein the first layer is metal, the second layer is a polymer, and the third layer is a carbon-containing layer.

Abstract: An exercise apparatus including a video display. In certain embodiments the apparatus includes an integrated platform. Memory within the apparatus contains a library of instructional exercise programs, such as yoga, Pilates, body toning and stretching routines. The apparatus may also connect to a network, such as the Internet to stream and/or download additional exercise programs. A user interface enables the user to select from available programs, which are shown on the video display. Audio for the programs may be provided via speakers or though headphones, which may be rechargeable and/or wireless.