Abstract: A method, apparatus and/or system generates a challenge for user authentication, having a challenge data element from a stored pool of challenge data elements. The challenge is based on rule data and stored usage data associated with at least some of the challenge data elements in the stored pool of challenge data elements. The generated challenge is sent for use in an authentication of a user to a sender. A method, apparatus and/or system also generates sender authentication and corresponding location information, having a data element from a stored pool of challenge data elements. Selection of the data elements is based on rule data and stored usage data associated with at least some of the data elements in the stored pool of data elements.

Abstract: A method, apparatus and/or system generates a challenge for user authentication, having a challenge data element from a stored pool of challenge data elements. The challenge is based on rule data and stored usage data associated with at least some of the challenge data elements in the stored pool of challenge data elements. The generated challenge is sent for use in an authentication of a user to a sender. A method, apparatus and/or system also generates sender authentication and corresponding location information, having a data element from a stored pool of challenge data elements. Selection of the data elements is based on rule data and stored usage data associated with at least some of the data elements in the stored pool of data elements.

Abstract: A method, apparatus and/or system generates a challenge for user authentication, having a challenge data element from a stored pool of challenge data elements. The challenge is based on rule data and stored usage data associated with at least some of the challenge data elements in the stored pool of challenge data elements. The generated challenge is sent for use in an authentication of a user to a sender. A method, apparatus and/or system also generates sender authentication and corresponding location information, having a data element from a stored pool of challenge data elements. Selection of the data elements is based on rule data and stored usage data associated with at least some of the data elements in the stored pool of data elements.

Abstract: A method and apparatus for protecting communication of information through a graphical user interface displays a graphical user interface that includes a trusted interaction window. In one example, the method includes continuously determining whether information has been overlayed on top of at least a portion of the displayed trusted interaction window and then disabling an operation being requested when an overlay condition has been determined. In one example, the trusted interaction window is maintained to be the top most window when it is called by an application, for example, during an online transaction, or any other suitable action. The trusted interaction window may be generated via a browser, or operating system, or any other suitable application. As such, the trusted interaction window detects when another window is overlayed on top of it, such as a chromeless window, thereby preventing an unscrupulous party from tricking the user or obtaining sensitive information.