Patents by Inventor Siddhesh Karmali

Siddhesh Karmali has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and Method for Predicting Card Member Spending Using Collaborative Filtering
    Publication number: 20160098747
    Abstract: The disclosed method and system allows a credit or charge card issuer to provide its card members with a list of restaurants that might be of interest based on the financial transactions of similar card members. In one instance, this method filters financial transaction data from a plurality of card members that involves a plurality of restaurants to generate a set of candidate restaurant recommendations for a selected card member. This set of candidate restaurant recommendations is processed to yield a list of restaurant recommendations for the selected customer that is prioritized on the basis of the selected card member accepting the recommendation. The list of restaurant recommendations is then reported to the selected card member to enhance card use and marketing.
    Type: Application
    Filed: August 12, 2015
    Publication date: April 7, 2016
    Inventors: Puneet B. Bhagchandani, Rachel B. Garrett, Vernon Marshall, Ali H. Baqri, Siddhesh Karmali
  • System and Method for Predicting Card Member Spending Using Collaborative Filtering
    Publication number: 20120226551
    Abstract: The disclosed method and system allows a credit or charge card issuer to provide its card members with a list of restaurants that might be of interest based on the financial transactions of similar card members. In one instance, this method filters financial transaction data from a plurality of card members that involves a plurality of restaurants to generate a set of candidate restaurant recommendations for a selected card member. This set of candidate restaurant recommendations is processed to yield a list of restaurant recommendations for the selected customer that is prioritized on the basis of the selected card member accepting the recommendation. The list of restaurant recommendations is then reported to the selected card member to enhance card use and marketing.
    Type: Application
    Filed: May 17, 2012
    Publication date: September 6, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Puneet B. Bhagchandani, Rachel B. Garrett, Vernon Marshall, Ali H. Baqri, Siddhesh Karmali
  • System and method for predicting card member spending using collaborative filtering
    Patent number: 8204784
    Abstract: The disclosed method and system allows a credit or charge card issuer to provide its card members with a list of restaurants that might be of interest based on the financial transactions of similar card members. In one instance, this method filters financial transaction data from a plurality of card members that involves a plurality of restaurants to generate a set of candidate restaurant recommendations for a selected card member. This set of candidate restaurant recommendations is processed to yield a list of restaurant recommendations for the selected customer that is prioritized on the basis of the selected card member accepting the recommendation. The list of restaurant recommendations is then reported to the selected card member to enhance card use and marketing.
    Type: Grant
    Filed: June 22, 2010
    Date of Patent: June 19, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Puneet B. Bhagchandani, Rachel B. Garrett, Vernon Marshall, Ali H. Baqri, Siddhesh Karmali
  • System and Method for Predicting Card Member Spending Using Collaborative Filtering
    Publication number: 20100256982
    Abstract: The disclosed method and system allows a credit or charge card issuer to provide its card members with a list of restaurants that might be of interest based on the financial transactions of similar card members. In one instance, this method filters financial transaction data from a plurality of card members that involves a plurality of restaurants to generate a set of candidate restaurant recommendations for a selected card member. This set of candidate restaurant recommendations is processed to yield a list of restaurant recommendations for the selected customer that is prioritized on the basis of the selected card member accepting the recommendation. The list of restaurant recommendations is then reported to the selected card member to enhance card use and marketing.
    Type: Application
    Filed: June 22, 2010
    Publication date: October 7, 2010
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Puneet B. Bhagchandani, Rachel B. Garrett, Vernon Marshall, Ali H. Baqri, Siddhesh Karmali
  • System and method for predicting card member spending using collaborative filtering
    Patent number: 7792697
    Abstract: The disclosed method and system allows a credit or charge card issuer to provide its card members with a list of restaurants that might be of interest based on the financial transactions of similar card members. In one instance, this method filters financial transaction data from a plurality of card members that involves a plurality of restaurants to generate a set of candidate restaurant recommendations for a selected card member. This set of candidate restaurant recommendations is processed to yield a list of restaurant recommendations for the selected customer that is prioritized on the basis of the selected card member accepting the recommendation. The list of restaurant recommendations is then reported to the selected card member to enhance card use and marketing.
    Type: Grant
    Filed: August 8, 2006
    Date of Patent: September 7, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Puneet B. Bhagchandani, Rachel B. Garrett, Vernon Marshall, Ali H. Baqri, Siddhesh Karmali
  • System and method for predicting card member spending using collaborative filtering
    Publication number: 20070143172
    Abstract: The disclosed method and system allows a credit or charge card issuer to provide its card members with a list of restaurants that might be of interest based on the financial transactions of similar card members. In one instance, this method filters financial transaction data from a plurality of card members that involves a plurality of restaurants to generate a set of candidate restaurant recommendations for a selected card member. This set of candidate restaurant recommendations is processed to yield a list of restaurant recommendations for the selected customer that is prioritized on the basis of the selected card member accepting the recommendation. The list of restaurant recommendations is then reported to the selected card member to enhance card use and marketing.
    Type: Application
    Filed: August 8, 2006
    Publication date: June 21, 2007
    Inventors: Puneet B. Bhagchandani, Rachel B. Garrett, Vernon Marshall, Ali H. Baqri, Siddhesh Karmali