Patents by Inventor Siddhesh Pangam

Siddhesh Pangam has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10798072
    Abstract: The present disclosure provides a password management process and system. The updating of the password data in the process and system is performed based, at least in part, on the functional account data and corresponding scheduling data, said scheduling data representing criteria for updating the password of, at least, the particular functional account.
    Type: Grant
    Filed: December 1, 2017
    Date of Patent: October 6, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Siddhesh Pangam, Karabi Ghanta, Tushar Uddhav Gaikar
  • Publication number: 20190340635
    Abstract: Embodiments provide a method of integrating a loyalty program with a payment card of a customer. The method includes sending, by a merchant terminal, a payment transaction request to a server system associated with a payment network. The payment transaction request comprises a payment transaction amount to be paid to a merchant account from an issuer account of the customer and a loyalty program identifier of the loyalty program associated with the merchant loyalty card. The method includes receiving a notification comprising a payment transaction approval message and a machine-readable script through the payment network. The machine-readable script comprises the loyalty program identifier and is executable by the merchant terminal. The method further includes storing the loyalty program associated with the merchant loyalty card with existing customer data in the payment card of the customer by executing the machine-readable script thereby integrating the loyalty program with the payment card.
    Type: Application
    Filed: April 2, 2019
    Publication date: November 7, 2019
    Inventors: Rajeev Kumar, Siddhesh Pangam, Karabi Ghanta
  • Publication number: 20190028447
    Abstract: The present disclosure provides a password management process and system. The updating of the password data in the process and system is performed based, at least in part, on the functional account data and corresponding scheduling data, said scheduling data representing criteria for updating the password of, at least, the particular functional account.
    Type: Application
    Filed: December 1, 2017
    Publication date: January 24, 2019
    Inventors: Siddhesh Pangam, Karabi Ghanta, Tushar Uddhav Gaikar
  • Publication number: 20180336568
    Abstract: A method and device for making a payment transaction over a payment network are provided. The method employs a communication device associated with a consumer, and has a radio frequency (RF) communication module. The method includes receiving, by the communication device, a request for an input of payment account data in respect of the payment transaction, reading, by the communication device in response to the request, the payment account data from a payment card using the RF communication module, and transmitting the payment account data to the payment network for processing the payment transaction. Devices and non-transitory computer-readable medium storing computer-readable instructions that, when executed, cause a processor to carry out the method are also provided.
    Type: Application
    Filed: October 31, 2017
    Publication date: November 22, 2018
    Inventors: Tushar Uddhav Gaikar, Siddhesh Pangam, Karabi Ghanta
  • Publication number: 20180176195
    Abstract: The present disclosure provides a password management process and system. The updating of the password data in the process and system is performed based, at least in part, on the functional account data and corresponding scheduling data, said scheduling data representing criteria for updating the password of, at least, the particular functional account.
    Type: Application
    Filed: December 1, 2017
    Publication date: June 21, 2018
    Inventors: Siddhesh Pangam, Karabi Ghanta, Tushar Uddhav Gaikar
  • Publication number: 20180121925
    Abstract: A method and device for making a payment transaction over a payment network are provided. The method employs a communication device associated with a consumer, and has a radio frequency (RF) communication module. The method includes receiving, by the communication device, a request for an input of payment account data in respect of the payment transaction, reading, by the communication device in response to the request, the payment account data from a payment card using the RF communication module, and transmitting the payment account data to the payment network for processing the payment transaction. Devices and non-transitory computer-readable medium storing computer-readable instructions that, when executed, cause a processor to carry out the method are also provided.
    Type: Application
    Filed: October 31, 2017
    Publication date: May 3, 2018
    Inventors: Tushar Uddhav Gaikar, Siddhesh Pangam, Karabi Ghanta
  • Publication number: 20170228231
    Abstract: A method for identifying at least one asset associated with an application program, each of the at least one asset having at least one electronic asset processing device configured to at least partially interact with the application program, is provided. The method includes determining a unique application identifier indicative of an identity of the application program, retrieving at least one asset identifier from an identifier store using the unique application identifier, the at least one asset identifier being indicative of the at least one asset. The method also includes providing an indication of the at least one asset identifier to thereby allow the at least one asset to be identified.
    Type: Application
    Filed: February 2, 2017
    Publication date: August 10, 2017
    Inventors: Siddhesh Pangam, Tushar Uddhav Gaikar, Karabi Ghanta