Abstract: System and method for facilitating an interactive engagement of a user with an online application is disclosed. The method comprises presenting one or more first questions, to the user, associated with the online application. For the one or more first questions, a first response is received from the user. The first response indicates behavioral characteristics of the user. The method comprises assigning a first engagement metric based on the first response. Further, one or more second questions are presented, to the user, associated with the online application. The one or more second questions are dynamically restructured based on the first engagement metric. The method comprises receiving a second response corresponding to the one or more second questions. The method further comprises modifying the first engagement metric into a second engagement metric based on the second response. The method further comprises calculating a score based on the second engagement metric.

Abstract: Methods and systems (100) for tactile code interpretation are described herein. In an embodiment, a tactile code interpretation system (100) includes a tactile code device (102) having a plurality of tactile units (106). Each of the plurality of tactile units (106) includes a tactile code (108) for representing a notation and a corresponding acoustic code (110). The acoustic code (110) encodes information pertaining to a plurality of data blocks. The plurality of data bocks includes a start block corresponding to a start pattern, an end block corresponding to an end pattern, and one or more information blocks corresponding to information pertaining to the tactile code (108). Further, the acoustic code (110), when swiped, generates a unique sound wave to facilitate semantic interpretation of the corresponding tactile code (108).

Abstract: Methods, systems and devices for multi-factor authentication (MFA) are described. An MFA device includes a plurality of tiles, a frame to hold the tiles and a stylus movable over the frame and the tiles. Each of the tiles includes at least one of visible indicia and tactile indicia, for representing a notation, and at least one track of acoustic code generation indicia. The acoustic code generation indicia of each tile, on being swiped, generate a complex sound waveform that encodes a composite binary pattern. The composite binary pattern comprises information blocks including a device identifier block for a device identifier associating the MFA device with a user, a biometric block for at least a part of a biometric pattern of the user, and a data block for the notation of the corresponding tile.

Abstract: Methods, systems and devices for multi-factor authentication (MFA) are described. An MFA device includes a plurality of tiles, a frame to hold the tiles and a stylus movable over the frame and the tiles. Each of the tiles includes at least one of visible indicia and tactile indicia, for representing a notation, and at least one track of acoustic code generation indicia. The acoustic code generation indicia of each tile, on being swiped, generate a complex sound waveform that encodes a composite binary pattern. The composite binary pattern comprises information blocks including a device identifier block for a device identifier associating the MFA device with a user, a biometric block for at least a part of a biometric pattern of the user, and a data block for the notation of the corresponding tile.

Abstract: Methods and systems (100) for tactile code interpretation are described herein. In an embodiment, a tactile code interpretation system (100) includes a tactile code device (102) having a plurality of tactile units (106). Each of the plurality of tactile units (106) includes a tactile code (108) for representing a notation and a corresponding acoustic code (110). The acoustic code (110) encodes information pertaining to a plurality of data blocks. The plurality of data bocks includes a start block corresponding to a start pattern, an end block corresponding to an end pattern, and one or more information blocks corresponding to information pertaining to the tactile code (108). Further, the acoustic code (110), when swiped, generates a unique sound wave to facilitate semantic interpretation of the corresponding tactile code (108).

Abstract: The present disclosure relates to a financial instrument having a monetary value associated with it and a system and method for using such financial instrument. The financial instrument is generated by a bank and further issued to a retailer for further distribution. The customer who wishes to deposit a cash amount into a specific bank account in the offline environment may buy such financial instrument from the retailer's location. At the time of buying, the financial instrument is activated by the bank's server (system) upon authentication of retailer's and customer's identity. After activation, the retailer/customer may initiate the deposition of the cash amount by redeeming the financial instrument. The redemption may be carried out by various authentication techniques. Once the retailer and the customer are successfully authenticated, the cash amount is instantly deposited into the given bank account. The deposited cash amount is equivalent to the financial instrument purchased by the customer.

Abstract: System and method for facilitating an interactive engagement of a user with an online application is disclosed. The method comprises presenting one or more first questions, to the user, associated with the online application. For the one or more first questions, a first response is received from the user. The first response indicates behavioural characteristics of the user. The method comprises assigning a first engagement metric based on the first response. Further, one or more second questions are presented, to the user, associated with the online application. The one or more second questions are dynamically restructured based on the first engagement metric. The method comprises receiving a second response corresponding to the one or more second questions. The method further comprises modifying the first engagement metric into a second engagement metric based on the second response. The method further comprises calculating a score based on the second engagement metric.