Patents by Inventor Som Madhab Bhattacharya

Som Madhab Bhattacharya has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11810105
    Abstract: Provided herein is a computer-implemented method for provisioning a token to an appliance. The method includes registering an original account identifier to an appliance, wherein the original account identifier is not associated with any user when registered, associating a device token to the original account identifier, wherein the device token is stored by the appliance, associating a user account identifier to at least one of the device token and the original account identifier, receiving, from the appliance, a transaction request for a transaction, the transaction request including the device token, identifying the user account identifier based on the device token, determining that the transaction is authorized based at least partially on the user account identifier and the original account identifier registered to the at least one appliance, and in response to determining that the transaction is authorized, processing the transaction. A system and appliance are also disclosed.
    Type: Grant
    Filed: June 22, 2020
    Date of Patent: November 7, 2023
    Assignee: Visa International Service Association
    Inventors: Surendra Vyas, Vaibhav Shukla, Sindhu Shankar Rao, Satya Prakash Tripathi, Som Madhab Bhattacharya
  • Publication number: 20230186274
    Abstract: Identification elements may be added to a vehicle and the identification elements may be required before a transaction through the vehicle may be approved. The identification elements may be a second layer of security to ensure that a payment request is valid and not fraudulent.
    Type: Application
    Filed: February 14, 2023
    Publication date: June 15, 2023
    Inventors: Som Madhab Bhattacharya, Surendra Vyas
  • Publication number: 20230114793
    Abstract: The present disclosure relates to systems and methods for managing a transaction between a providing entity and a receiving entity. Initially, a request to initiate a transaction is received from a receiving entity. One or more entity parameters associated with the receiving entity are extracted upon receiving the request. Each of the one or more entity parameters is matched with pre-determined transaction rules related to a plurality of providing entities registered with the system to identify at least one providing entity for the receiving entity. The transaction from the at least one providing entity to the receiving entity is enabled for the request. Using the proposed system, transactions are performed in accordance with the preferences of the one or more providing entities. Also, the proposed system provisions to keep transactions transparent between the providing entity and the receiving entity.
    Type: Application
    Filed: October 11, 2021
    Publication date: April 13, 2023
    Inventor: Som Madhab Bhattacharya
  • Patent number: 11599869
    Abstract: Identification elements may be added to a vehicle and the identification elements may be required before a transaction through the vehicle may be approved. The identification elements may be a second layer of security to ensure that a payment request is valid and not fraudulent.
    Type: Grant
    Filed: September 5, 2017
    Date of Patent: March 7, 2023
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Som Madhab Bhattacharya, Surendra Vyas
  • Publication number: 20230035465
    Abstract: The present disclosure relates to a system and computer-implemented method for fulfilling an order request. The method includes receiving information regarding a transaction between a user and a merchant, and information regarding an error while processing the transaction. Further, based on a received assurance value from the merchant, requesting one or more entities for providing at least one of a partial or total of the assurance value. Furthermore, in response to the request, a contribution value is received from each of the one or more entities, where the contribution value is one of the partial or total of the assurance value. Finally, an assurance message is provided to the merchant indicating successful payment for fulfilling the order request of the user upon determining the contribution value received from the one or more entities is summing up to the assurance value.
    Type: Application
    Filed: December 27, 2019
    Publication date: February 2, 2023
    Inventors: Kaushik Kumar Mahato, Maninder Singh Puhi, Shailja Dalmia, Som Madhab Bhattacharya
  • Publication number: 20200402044
    Abstract: Provided herein is a computer-implemented method for provisioning a token to an appliance. The method includes registering an original account identifier to an appliance, wherein the original account identifier is not associated with any user when registered, associating a device token to the original account identifier, wherein the device token is stored by the appliance, associating a user account identifier to at least one of the device token and the original account identifier, receiving, from the appliance, a transaction request for a transaction, the transaction request including the device token, identifying the user account identifier based on the device token, determining that the transaction is authorized based at least partially on the user account identifier and the original account identifier registered to the at least one appliance, and in response to determining that the transaction is authorized, processing the transaction. A system and appliance are also disclosed.
    Type: Application
    Filed: June 22, 2020
    Publication date: December 24, 2020
    Inventors: Surendra Vyas, Vaibhav Shukla, Sindhu Shankar Rao, Satya Prakash Tripathi, Som Madhab Bhattacharya
  • Publication number: 20200258076
    Abstract: Identification elements 110 may be added to a vehicle and the identification elements 110 may be required before a transaction through the vehicle 105 may be approved. The identification elements 110 may be a second layer of security to ensure that a payment request is valid and not fraudulent.
    Type: Application
    Filed: September 5, 2017
    Publication date: August 13, 2020
    Inventors: Som Madhab Bhattacharya, Surendra Vyas
  • Patent number: 10650207
    Abstract: Embodiments are directed to methods and systems to increase flow and throughput of particular data through the use of a machine readable code with portion analysis. The machine readable code may be generated by a transaction processing network and correspond with one or more resource provider computers. When data is received by the transaction processing network that corresponds with one of the resource provider computers, a portion of the machine readable code that is proportional to a size or measurement of the data may be provided in exchange for the data. The recipient of the portion of the code and, once the recipient collects a predetermined number of machine readable code portions to complete the machine readable code, the complete machine readable code may be scanned and transmitted back to the transaction processing network to be exchanged for additional information or to initiate further processing.
    Type: Grant
    Filed: July 26, 2018
    Date of Patent: May 12, 2020
    Assignee: Visa International Service Association
    Inventors: Surendra Vyas, Som Madhab Bhattacharya
  • Publication number: 20180336385
    Abstract: Embodiments are directed to methods and systems to increase flow and throughput of particular data through the use of a machine readable code with portion analysis. The machine readable code may be generated by a transaction processing network and correspond with one or more resource provider computers. When data is received by the transaction processing network that corresponds with one of the resource provider computers, a portion of the machine readable code that is proportional to a size or measurement of the data may be provided in exchange for the data. The recipient of the portion of the code and, once the recipient collects a predetermined number of machine readable code portions to complete the machine readable code, the complete machine readable code may be scanned and transmitted back to the transaction processing network to be exchanged for additional information or to initiate further processing.
    Type: Application
    Filed: July 26, 2018
    Publication date: November 22, 2018
    Inventors: Surendra Vyas, Som Madhab Bhattacharya