Abstract: A method is disclosed. The method comprises receiving, by a digital tag computer from a receiver user device a transfer request comprising a digital tag associated with the receiver, a digital tag associated with a sender, and a transfer amount. The method then generates an identifier to be associated with the received transfer request. The digital tag computer then transmits the transfer request to a sender user device associated with the second user, where the transfer request includes the identifier associated with the request. After transmitting the transfer request, the digital tag computer receives a transfer message relating to the transfer request. Then, after receiving the transfer message, the digital tag computer transmits the transfer message.

Abstract: The present application relates to defining acronyms in messages between a sender device and a receiver device. The sender device receives a text content of a message from a user and parses the text content to identify one or more acronyms within the message. The sender device presents, to the user, a secondary task pane including the one or more acronyms present within the message and corresponding acronym definitions in editable text fields and receives, from the user, an update to one or more of the corresponding acronym definitions. The sender device sends the message and metadata including the corresponding acronym definitions to one or more other users. A receiver device receives the message and converts each of the acronyms to a respective hyperlink. The receiver device detects a user interaction with the respective hyperlink for a respective acronym and presents at least the respective first acronym definition.

Abstract: A method is disclosed. The method comprising receiving, by a transfer application on a first user's device, a payload comprising a digital tag associated with a second user, a transaction identifier, and a transaction amount. Transmitting, by the transfer application to a digital tag computer, the digital tag associated with the second user. Receiving, by the transfer application from the digital tag computer, a primary account number or token associated with the digital tag and transmitting, by the transfer application to an acquiring computer, a push transfer message.