Patents by Inventor Songtao Ma

Songtao Ma has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140299661
    Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.
    Type: Application
    Filed: April 21, 2014
    Publication date: October 9, 2014
    Inventors: Randall W. JENKINS, Songtao MA, Eric TOEPKE, Mike RYAN, Natarajan RAMACHANDRAN, Thomas D. ERTLE, Timothy CREWS, Willis MILLER, Nicholas BILLETT, Steven SHEPLEY, Dave KRZIC, Victor A. COGAN
  • Patent number: 8820636
    Abstract: A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is associated with the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.
    Type: Grant
    Filed: April 26, 2013
    Date of Patent: September 2, 2014
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Randall Jenkins, Songtao Ma, Natarajan Ramachandran, Jeffery M Enright, Dale H. Blackson
  • Publication number: 20140217169
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Application
    Filed: April 8, 2014
    Publication date: August 7, 2014
    Applicant: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. LEWIS, Jeffery M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. Irudayam, Klaus STEINBACH
  • Publication number: 20140166746
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Application
    Filed: February 25, 2014
    Publication date: June 19, 2014
    Inventors: Songtao MA, Eric TOEPKE, Mike R. RYAN, Randall W. JENKINS, Natarajan RAMACHANDRAN, Thomas D. ERTLE, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor A. COGAN
  • Publication number: 20140158768
    Abstract: A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.
    Type: Application
    Filed: November 27, 2013
    Publication date: June 12, 2014
    Inventors: Gregory S. RAY, David N. LEWIS, Randall JENKINS, James BLOCK, Songtao MA, Natarajan RAMACHANDRAN, Jeffery ENRIGHT, James E. PETTITT
  • Publication number: 20140151450
    Abstract: A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraudulent devices adjacent thereto. Such unauthorized devices may include for example, a fraudulent card reading device, a fraudulent keypad input intercepting device, a cash outlet trap device, a deposit input diversion device, or other illegitimate devices. The machine includes an anti-fraud arrangement that is operative to deter the attachment of unauthorized devices to the machine. The arrangement can sense and/or dislodge an unauthorized device attached to the machine. The arrangement also allows for the machine's card slot bezel to be frequently exchanged for a differently contoured card slot bezel.
    Type: Application
    Filed: February 4, 2014
    Publication date: June 5, 2014
    Applicant: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. LEWIS, Randall JENKINS, James BLOCK, Songtao MA, Natarajan RAMACHANDRAN, Jeffery ENRIGHT, James PETTITT
  • Publication number: 20140138434
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Application
    Filed: November 12, 2013
    Publication date: May 22, 2014
    Applicant: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Eric Toepke, Mike Ryan, Randall Jenkins, Natarajan Ramachandran, Thomas Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Kogan
  • Publication number: 20140103109
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Application
    Filed: October 14, 2013
    Publication date: April 17, 2014
    Applicant: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventor: Songtao MA
  • Patent number: 8690052
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: April 15, 2013
    Date of Patent: April 8, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffery Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Publication number: 20140081874
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Application
    Filed: September 24, 2013
    Publication date: March 20, 2014
    Applicant: DIEBOLD SELF-SERVICE SYSTEMS DIVISION OF DIEBOLD, INCORPORATED
    Inventors: David N. LEWIS, Jeffrey M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. IRUDAYAM, Klaus STEINBACH
  • Patent number: 8657188
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Grant
    Filed: August 4, 2012
    Date of Patent: February 25, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Patent number: 8640947
    Abstract: A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraudulent devices adjacent thereto. Such unauthorized devices may include for example, a fraudulent card reading device, a fraudulent keypad input intercepting device, a cash outlet trap device, a deposit input diversion device, or other illegitimate devices. The machine includes an anti-fraud arrangement that is operative to deter the attachment of unauthorized devices to the machine. The arrangement can sense and/or dislodge an unauthorized device attached to the machine. The arrangement also allows for the machine's card slot bezel to be frequently exchanged for a differently contoured card slot bezel.
    Type: Grant
    Filed: July 23, 2012
    Date of Patent: February 4, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
  • Patent number: 8613388
    Abstract: An automated banking machine operates responsive to data read from user cards to accept checks and dispense cash to authorized machine users. The machine can compare image data and magnetic data obtained from a check to determine the genuineness of the check. The machine can also determine whether a machine user is authorized to exchange a check for cash. A cash dispenser can be operated to dispense cash to a machine user in exchange for a deposited check. The machine dispenses the cash responsive to communications with a transaction host.
    Type: Grant
    Filed: March 23, 2012
    Date of Patent: December 24, 2013
    Assignee: Diebold, Incorporated
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Wayne Warren, Martin J. Brown, Todd Galloway, Kenneth Turocy, Douglas T. Dominick, Jasen J. Smolk, Brian E. Lucas, Bradley Lightner, James Meek, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, Victor Bell, William McCarthy, Matthew Pahl, Keith Carpenter, Laura Drozda
  • Patent number: 8579191
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: December 13, 2011
    Date of Patent: November 12, 2013
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Patent number: 8573481
    Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive at least in part to the card data corresponding to stored data for a financial account authorized to conduct a transaction with the machine. The machine includes a plurality of hardware devices and a terminal processor. The terminal processor is operative to cause a hardware device to process sheets in carrying out transactions involving financial transfers. A device processor in a hardware device is operative to communicate certain condition data associated with the hardware device to a portable device.
    Type: Grant
    Filed: March 14, 2012
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mike R. Ryan, Kenneth Turocy, William D. Beskitt, Eric Toepke, David A. Peters, Songtao Ma, Damon J. Blackford, Joe Altier, Thomas A. VanKirk, Robert W. Barnett
  • Patent number: 8573480
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine also includes a display and a printer to produce records of financial transactions carried out with the machine. The card reader is operative to read and return card information read from the user card responsive. The automated banking machine further includes a sheet detector that is operative to detect at least one property usable to distinguish between the presence or absence of a sheet and/or determine a property of the sheet.
    Type: Grant
    Filed: December 5, 2011
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, David Vidmar, Michael Russell, Larry Harmon, Eric Klein, Jeffery M. Enright, Mike R. Ryan, Wayne Wellbaum
  • Patent number: 8556168
    Abstract: A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraudulent devices adjacent thereto. Such unauthorized devices may include for example, a fraudulent card reading device, a fraudulent keypad input intercepting device, a cash outlet trap device, a deposit input diversion device, or other illegitimate devices. The machine includes an anti-fraud arrangement that is operative to deter the attachment of unauthorized devices to the machine. The arrangement can sense and/or dislodge an unauthorized device attached to the machine. The arrangement also allows for the machine's card slot bezel to be frequently exchanged for a differently contoured card slot bezel.
    Type: Grant
    Filed: July 23, 2012
    Date of Patent: October 15, 2013
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
  • Patent number: 8544730
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: December 13, 2011
    Date of Patent: October 1, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Patent number: 8540142
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: February 24, 2012
    Date of Patent: September 24, 2013
    Assignee: Diebold Self-Service Systems
    Inventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Patent number: 8517260
    Abstract: An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The machine further includes a cash dispenser and a receipt printer. The machine can dispense cash to an authorized user based on read card data including an identifier of an authorized financial account. The machine can cause a dispensed amount of cash to be transferred from the financial account through communication with at least one remote computer. The machine can also dispense cash in exchange for a check received through a check acceptor. The check acceptor includes a check imager that can scan a check to generate a check image. The check acceptor can read magnetic check data on a check and check data from a check image.
    Type: Grant
    Filed: October 15, 2012
    Date of Patent: August 27, 2013
    Assignee: Diebold Incorporated
    Inventors: Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike R. Ryan, James R. Kay, Mark A. Ward, David A. Peters, Songtao Ma, Sangeeta Huria, Eric Klein, Tim Crews