Patents by Inventor Srinivasa Reddy Elakoti

Srinivasa Reddy Elakoti has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • CONTEXTUALLY ESCALATED AUTHENTICATION BY SYSTEM DIRECTED CUSTOMIZATION OF USER SUPPLIED IMAGE
    Publication number: 20240037561
    Abstract: A secure authentication system, computer program recording medium and method enable secure transaction with authentication to eradicate fraud. A customer is authenticated via a customer application executed on a communication device. A customer-paced communication session is enabled between the customer application and a transaction system via a network connection. A customer continuity factor is monitored in maintaining the communication session. In response to receiving a customer request via the customer application, a level of trust in current authentication of the customer is determined based on the user continuity factor. In response to the level of trust being below a trust threshold, the customer is directed via the customer application to provide a customer request comprising a customer-supplied image having a specified contextual element. The communication session is re-authenticated to process the user input by the transaction system based on verification of the received user-supplied image.
    Type: Application
    Filed: October 5, 2023
    Publication date: February 1, 2024
    Inventors: Om Sri Chaturvedi Tiprika, Srinivasa Reddy Elakoti
  • Contextually escalated authentication by system directed customization of user supplied image
    Patent number: 11823198
    Abstract: A secure authentication system, computer program recording medium and method enable secure transaction with authentication to eradicate fraud. A customer is authenticated via a customer application executed on a communication device. A customer-paced communication session is enabled between the customer application and a transaction system via a network connection. A customer continuity factor is monitored in maintaining the communication session. In response to receiving a customer request via the customer application, a level of trust in current authentication of the customer is determined based on the user continuity factor. In response to the level of trust being below a trust threshold, the customer is directed via the customer application to provide a customer request comprising a customer-supplied image having a specified contextual element. The communication session is re-authenticated to process the user input by the transaction system based on verification of the received user-supplied image.
    Type: Grant
    Filed: February 18, 2019
    Date of Patent: November 21, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Om Sri Chaturvedi Tiprika, Srinivasa Reddy Elakoti