Abstract: Methods and systems are provided for estimating liability in an accident. In an embodiment, the liability estimate may include a base liability and one or more adjustments due to various factors. The base liability may be determined from characteristics including: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. The adjustments due to various factors may be determined from conditions of vehicles in the accident, conditions of drivers in the accident, actions of drivers in the accident, and/or environmental conditions in the accident. In one embodiment, a base liability adjusted due to the various factors may exceed a predefined upper or lower bound of liability. In such a case, an absolute liability value may be assigned as the liability estimate.

Abstract: Methods and systems are provided for adjusting estimates of liability associated with past or theoretical accidents. In an embodiment, the characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. In one embodiment, liability estimates associated with past or theoretical accidents or characteristics of past or theoretical accidents may be adjusted The characteristics may include: conditions of vehicles in the accident, conditions of drivers in the accident, actions of drivers in the accident, and/or environmental conditions in the accident.

Abstract: Computer-implemented methods and systems for creating pre-configured claim reports including estimated liability for a vehicle accident are provided. In an embodiment, claim information on a computer system required by a pre-configured claim report for an accident may be accessed from a database. In some embodiments, the claim information may be accessed if a user-specified condition is met. In other embodiments, the claim information may be accessed periodically following a user-specified time period. A pre-configured claim report may be created from the accessed claim information. In certain embodiments, the pre-configured claim report may be sent to a user-specified location.

Abstract: A graphical display in an insurance processing system is disclosed. The graphical display may include a representation of a human body. The representation of the human body may provide information to a user that is helpful in specifying insurance claim information. For example, the representation may provide information regarding body parts, information regarding injury codes, information regarding common injuries, information regarding common treatments and/or information regarding treatment codes. The representation may also be used to provide input into the insurance processing system.

Abstract: Methods and systems for providing vehicle accident information to a computer system are provided. In one embodiment, a roadway configuration of a vehicle accident may be provided to the computer system via a graphical user interface. The computer system may include a memory. The memory may have sets of characteristics regarding one or more past or theoretical accidents. In an embodiment, at least one characteristic in the sets of characteristics may be a roadway configuration. The computer system may display one or more of the roadway configurations in the memory as a graphical image on the graphical user interface. A user may select a roadway configuration of the vehicle accident from the graphical user interface.

Abstract: Methods and systems are provided for estimating liability in an accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. These characteristics may include: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. The liability estimate may include a base liability and one or more adjustments due to various factors.

Abstract: Methods and systems for providing vehicle accident information to a computer system are provided. In one embodiment, an accident type of a vehicle accident may be provided to the computer system via a graphical user interface. The computer system may include a memory. The memory may have sets of characteristics regarding one or more past or theoretical accidents. In an embodiment, at least one characteristic in the sets of characteristics may be an accident type. The computer system may display one or more of the accident types in the memory as a graphical image on the graphical user interface. A user may select an accident type of the vehicle accident from the graphical user interface.

Abstract: Methods and systems are provided for assigning liability estimates to past or theoretical accidents. Embodiments may be used in association with methods and systems for estimating liability in a vehicle accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from the assigned liability associated with a nearest matching past or theoretical accident.

Abstract: Methods and systems are provided for adjusting liability estimates associated with past or theoretical accidents. Embodiments may be used in association with methods and systems for estimating liability in a vehicle accident. In an embodiment, liability estimates may be associated with past or theoretical accidents. The liability estimates associated with the past or theoretical accidents may be used in methods and systems for estimating liability in a vehicle accident. The liability estimates associated with the past or theoretical accidents may be tested to determine if they yield a desired or expected liability estimate for a real accident. If the liability estimates associated with the past or theoretical accidents do not yield the desired or expected liability estimate for the real accident they may be adjusted.

Abstract: Methods and systems are provided for estimating liability in an accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. These characteristics may include: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. In an embodiment, impact points may be grouped into impact groups. A base liability may be assigned to each impact group. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. The liability estimate may include a base liability and one or more adjustments due to various factors.

Abstract: A computer-implemented method and system for determining breach of duty in premises liability for an accident is provided. In one embodiment, breach of duty may be determined from characteristics of the accident. Characteristics may be provided to the computer system and evaluated to determine the breach of duty. In an embodiment, characteristics may include an insured type. Breach of duty may be determined for a claimant that includes an invitee, licensee, or trespasser.

Abstract: A computer-implemented method and system for estimating a contribution of a defense to premises liability is provided. In one embodiment, a set of characteristics of an accident may be provided to a computer system. A contribution of the defense may be determined from at least one of the characteristics of the accident. In one embodiment, a characteristic may include a location of the accident. The defense may selected from a group of one or more defenses.

Abstract: Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, at least one stopping distance of a vehicle may be estimated. In some embodiments, a stopping distance may include an approximate distance for the vehicle traveling at a specified speed to stop to avoid the accident. A perception distance that may correspond to an approximate distance from the accident at which the vehicle sensed danger of an accident may be estimated. In certain embodiments, an opportunity of the vehicle to avoid the accident using the perception distance may be assessed. Some embodiments may include estimating an effect on liability based on the opportunity to avoid the accident.

Abstract: A graphical display in an insurance processing system is disclosed. The graphical display may include a human body representation. The human body representation may provide information to a user that is helpful in specifying insurance claim information. For example, the representation may provide information regarding body parts, information regarding injury codes, information regarding common injuries, information regarding common treatments and/or information regarding treatment codes. The representation may also be used to provide input into the insurance processing system. In some embodiments, menus may be provided on various graphical representations for inputting body parts, respective injuries, and treatments.

Abstract: A graphical display in an insurance processing system is disclosed. The graphical display may include a representation of a human body. The representation of the human body may provide information to a user that is helpful in specifying insurance claim information. For example, the representation may provide information regarding body parts, information regarding injury codes, information regarding common injuries, information regarding common treatments and/or information regarding treatment codes. The representation may also be used to provide input into the insurance processing system.

Abstract: Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, a question may be generated on one or more topics relating to the accident. The question may be associated with one or more answers. In some embodiments, at least one answer may be associated with a set of additional questions. An answer associated with a set of additional questions may be selected. In certain embodiments, a set of additional questions associated with the selected answer may be generated dynamically for use in estimating liability for the accident.

Abstract: Computer-implemented methods and systems for creating pre-configured claim reports including estimated liability for a vehicle accident are provided. In an embodiment, claim information on a computer system required by a pre-configured claim report for an accident may be accessed from a database. In some embodiments, the claim information may be accessed if a user-specified condition is met. In other embodiments, the claim information may be accessed periodically following a user-specified time period. A pre-configured claim report may be created from the accessed claim information. In certain embodiments, the pre-configured claim report may be sent to a user-specified location.

Abstract: Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, at least one stopping distance of a vehicle may be estimated. In some embodiments, a stopping distance may include an approximate distance for the vehicle traveling at a specified speed to stop to avoid the accident. A perception distance that may correspond to an approximate distance from the accident at which the vehicle sensed danger of an accident may be estimated. In certain embodiments, an opportunity of the vehicle to avoid the accident using the perception distance may be assessed. Some embodiments may include estimating an effect on liability based on the opportunity to avoid the accident.

Abstract: Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In an embodiment, claim data may be accessed for one or more claims relating to a vehicle accident from a first database on a computer system. In some embodiments, the claim data may be accessed if the claim data is not stored on a second database. In other embodiments, the accessed claim data may be stored on a second database on the computer system. The second database may be associated with a method and system for estimating liability in the vehicle accident. In further embodiments, the stored claim data for one or more of the claims may be accessed on the second database for use by the method and system for estimating liability in the vehicle accident.

Abstract: Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, the theoretical paths of a straight traveling vehicle and of a turning vehicle may be estimated. In certain embodiments, the turning vehicle may be merging into the same lane as the straight traveling vehicle. The opportunity of at least one vehicle, traveling at a specified speed, to avoid the accident may be assessed. In an embodiment, a contribution to liability to at least one vehicle may be estimated based on the opportunity of the vehicle to avoid the accident.