Abstract: A method (and system) of requesting help includes connecting a user to a help request generator, accessing, by the help request generator, a database including a list of helpers, selecting helper from the list of helpers, and transmitting a help request from the help request generator to the helper.

Abstract: A method (and system) of requesting help includes connecting a user to a help request generator, accessing, by the help request generator, a database including a list of helpers, selecting helper from the list of helpers, and transmitting a help request from the help request generator to the helper

Abstract: A method (and system) of requesting help includes connecting a user to a help request generator, accessing, by the help request generator, a database including a list of helpers, selecting at least one helper from the list of helpers, and transmitting a help request from the help request generator to the at least one helper.

Abstract: In an exemplary embodiment, a customer, an automobile dealership, a participating financial institution, and a credit bureau may be electronically connected in a system that preferably uses the internet in order to develop and process a legal document comprising a credit application. The system thereby eliminates a paper-based process of credit approval, providing an efficient interaction between businesses and their customer.

Abstract: A wake up server permits both parties (the receiver and the responder) to be connected to the Internet only when a request or response is to be delivered. The wake up server consists of two parts; a server, which contains the telephone numbers of all machines (application partners) that dial to connect to the Internet, and on each application partner, a process monitor that monitors the telephone line and detects when a ring occurs. When an application partner is unable to deliver a request or response to another application partner, a request is sent to the wake up server to activate the target application partner. The wake up server dials the telephone number of the requested application partner and waits for ringing to occur. The wake up server then disconnects (i.e., hangs up the telephone line). The wake up monitor detects the ring and immediately dials to connect to the Internet. When the original application partner tries to send the response or request again, the process will now be successful.

Abstract: An interactive computer system having a processor executing a target computer program, and having a speech recognizer for converting an utterance into a command signal for the target computer program. The target computer program has a series of active program states occurring over a series of time periods. At least a first active-state image is displayed for a first active state occurring during a first time period. At least one object displayed in the first active-state image is identified, and a list of one or more first active-state commands identifying functions which can be performed in the first active state of the target computer program is generated from the identified object. A first active-state vocabulary of acoustic command models for the first active state comprises the acoustic command models from a system vocabulary representing the first active-state commands.