Patents by Inventor Stephen Lozowski

Stephen Lozowski has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20040220865
    Abstract: A system for processing a record identifying a liability of a financially responsible party includes an acquisition processor for acquiring a record identifying a portion of a charge related to a service provided to a particular customer by a service provider organization. A data processor identifies a party financially responsible for the charge portion and identifies an account type associated with the charge portion using predetermined rules. The data processor also determines whether an account of the identified type exists for the identified financially responsible party. The data processor also initiates creation of an account of the identified type in response to a determination that an account of that type does not exist. A record processor associates the acquired record with the account of the identified type.
    Type: Application
    Filed: February 27, 2004
    Publication date: November 4, 2004
    Inventors: Stephen Lozowski, Raymond Owens, Michael Digiacomo, Douglas J. Cole, Nicholas Conti
  • Publication number: 20040199406
    Abstract: A system for grouping records of charges associated with provision of services to an entity to support reimbursement monitoring includes an acquisition processor for acquiring data related to charges for services provided to the entity. A data processor is coupled to the acquisition processor and to a source of rules. The data processor groups the charges using the rules to provide a reimbursable amount value and creates a record containing data representing the grouped charges and the reimbursable amount value.
    Type: Application
    Filed: February 6, 2004
    Publication date: October 7, 2004
    Inventors: Raymond Owens, Douglas J. Cole, Stephen Lozowski, Nicholas Conti, Mike Digiacomo