Patents by Inventor Stephen Ross

Stephen Ross has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9519932
    Abstract: System, method, and computer program product are provided for using real-time video analysis, such as augmented reality to provide the user of a mobile device with real-time budgeting and wish lists. Through the use of real-time vision object recognition objects, logos, artwork, products, locations, and other features that can be recognized in the real-time video stream can be matched to data associated with such to provide the user with real-time budget impact and wish list updates based on the products and budget data determined as being the object. In this way, the objects, which may be products and/or budget data in the real-time video stream, may be included into a user's budget and/or wish list, such that the user receives real-time budget and/or wish list updates incorporating product and/or budget data located in a real-time video stream.
    Type: Grant
    Filed: February 16, 2016
    Date of Patent: December 13, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew A. Calman, Erik Stephen Ross
  • Patent number: 9519913
    Abstract: Embodiments of the invention are directed to methods and apparatuses for capturing a real-time video stream using a mobile computing device, determining, using a computing device processor, which images from the real-time video stream are associated with goods and businesses consistent with a predetermined social impact, and presenting on a display of the real-time video stream, one or more indicators, each indicator being associated with an image determined to be consistent with a predetermined social impact.
    Type: Grant
    Filed: May 19, 2016
    Date of Patent: December 13, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Patent number: 9519923
    Abstract: Embodiments of the invention provide for using video analysis, such as augmented reality or the like to assist a group of users to utilize mobile devices for creating a collective network environment of users that identifies objects in which one or more users in a group of users may be interested, and notifies the one or more users of information associated with the object. A collective network comprises a group of users that each have a mobile device that contains or is otherwise operatively coupled to a data capture device. For example, the mobile device may be a mobile phone that is capable of taking video with a camera device. A user in the collective network may capture video on his mobile device, and an application can identify the object in the video and provide interested users in the collective network with information about the object.
    Type: Grant
    Filed: February 16, 2016
    Date of Patent: December 13, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Patent number: 9488710
    Abstract: Systems and methods capable of improving acquisition times associated with obtaining diffusion-weighted magnetic resonance imaging data are discussed. In aspects, multiple points in q-space can be sampled in a single repetition time (TR). Acquisition time can be further increased using other techniques, such as a radial raster or compressed sensing.
    Type: Grant
    Filed: March 15, 2013
    Date of Patent: November 8, 2016
    Assignee: University of Pittsburgh—Of the Commonwealth System of Higher Education
    Inventors: Fernando E. Boada, Stephen Ross Yutzy
  • Publication number: 20160267507
    Abstract: Embodiments of the invention are directed to methods and apparatuses for capturing a real-time video stream using a mobile computing device, determining, using a computing device processor, which images from the real-time video stream are associated with goods and businesses consistent with a predetermined social impact, and presenting on a display of the real-time video stream, one or more indicators, each indicator being associated with an image determined to be consistent with a predetermined social impact.
    Type: Application
    Filed: May 19, 2016
    Publication date: September 15, 2016
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Publication number: 20160267506
    Abstract: Embodiments of the invention are directed to methods and apparatuses for capturing a real-time video stream using a mobile computing device, determining, using a computing device processor, which images from the real-time video stream are associated with goods and businesses consistent with a predetermined social impact, and presenting on a display of the real-time video stream, one or more indicators, each indicator being associated with an image determined to be consistent with a predetermined social impact.
    Type: Application
    Filed: May 19, 2016
    Publication date: September 15, 2016
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Patent number: 9406031
    Abstract: Embodiments of the invention are directed to methods and apparatuses for capturing a real-time video stream using a mobile computing device, determining, using a computing device processor, which images from the real-time video stream are associated with goods and businesses consistent with a predetermined social impact, and presenting on a display of the real-time video stream, one or more indicators, each indicator being associated with an image determined to be consistent with a predetermined social impact.
    Type: Grant
    Filed: January 1, 2012
    Date of Patent: August 2, 2016
    Assignee: Bank of America Corporation
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Publication number: 20160171306
    Abstract: A system for accessing product information from embedded sensors via mobile device video analysis is disclosed. The system includes a processing device configured for analyzing a video stream of the surrounding environment captured on a mobile device. At least one product that has one or more embedded sensors associated therewith is identified within the surrounding environment. The system retrieves information associated with the one or more products from the one or more embedded sensors. Information retrieved, or information derived from the information retrieved, from the embedded sensors is presented to the user via a display of the video stream on the mobile device.
    Type: Application
    Filed: February 19, 2016
    Publication date: June 16, 2016
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Publication number: 20160162964
    Abstract: Embodiments of the invention provide for using video analysis, such as augmented reality or the like to assist a group of users to utilize mobile devices for creating a collective network environment of users that identifies objects in which one or more users in a group of users may be interested, and notifies the one or more users of information associated with the object. A collective network comprises a group of users that each have a mobile device that contains or is otherwise operatively coupled to a data capture device. For example, the mobile device may be a mobile phone that is capable of taking video with a camera device. A user in the collective network may capture video on his mobile device, and an application can identify the object in the video and provide interested users in the collective network with information about the object.
    Type: Application
    Filed: February 16, 2016
    Publication date: June 9, 2016
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Publication number: 20160163000
    Abstract: System, method, and computer program product are provided for using real-time video analysis, such as augmented reality to provide the user of a mobile device with real-time budgeting and wish lists. Through the use of real-time vision object recognition objects, logos, artwork, products, locations, and other features that can be recognized in the real-time video stream can be matched to data associated with such to provide the user with real-time budget impact and wish list updates based on the products and budget data determined as being the object. In this way, the objects, which may be products and/or budget data in the real-time video stream, may be included into a user's budget and/or wish list, such that the user receives real-time budget and/or wish list updates incorporating product and/or budget data located in a real-time video stream.
    Type: Application
    Filed: February 16, 2016
    Publication date: June 9, 2016
    Inventors: Matthew A. Calman, Erik Stephen Ross
  • Publication number: 20160162982
    Abstract: System, method, and computer program product are provided for using real-time video analysis, such as augmented reality to provide the user of a mobile device with real-time budgeting and wish lists. Through the use of real-time vision object recognition objects, logos, artwork, products, locations, and other features that can be recognized in the real-time video stream can be matched to data associated with such to provide the user with real-time budget impact and wish list updates based on the products and budget data determined as being the object. In this way, the objects, which may be products and/or budget data in the real-time video stream, may be included into a user's budget and/or wish list, such that the user receives real-time budget and/or wish list updates incorporating product and/or budget data located in a real-time video stream.
    Type: Application
    Filed: February 16, 2016
    Publication date: June 9, 2016
    Inventors: Matthew A. Calman, Erik Stephen Ross
  • Publication number: 20160162960
    Abstract: Embodiments of the invention provide for using video analysis, such as augmented reality or the like to assist a group of users to utilize mobile devices for creating a collective network environment of users that identifies objects in which one or more users in a group of users may be interested, and notifies the one or more users of information associated with the object. A collective network comprises a group of users that each have a mobile device that contains or is otherwise operatively coupled to a data capture device. For example, the mobile device may be a mobile phone that is capable of taking video with a camera device. A user in the collective network may capture video on his mobile device, and an application can identify the object in the video and provide interested users in the collective network with information about the object.
    Type: Application
    Filed: February 16, 2016
    Publication date: June 9, 2016
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Publication number: 20160117750
    Abstract: A system for accessing product information from embedded sensors via mobile device video analysis is disclosed. The system includes a processing device configured for analyzing a video stream of the surrounding environment captured on a mobile device. At least one product that has one or more embedded sensors associated therewith is identified within the surrounding environment. The system retrieves information associated with the one or more products from the one or more embedded sensors. Information retrieved, or information derived from the information retrieved, from the embedded sensors is presented to the user via a display of the video stream on the mobile device.
    Type: Application
    Filed: December 28, 2015
    Publication date: April 28, 2016
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Patent number: 9317860
    Abstract: Embodiments of the invention provide for using video analysis, such as augmented reality or the like to assist a group of users to utilize mobile devices for creating a collective network environment of users that identifies objects in which one or more users in a group of users may be interested, and notifies the one or more users of information associated with the object. A collective network comprises a group of users that each have a mobile device that contains or is otherwise operatively coupled to a data capture device. For example, the mobile device may be a mobile phone that is capable of taking video with a camera device. A user in the collective network may capture video on his mobile device, and an application can identify the object in the video and provide interested users in the collective network with information about the object.
    Type: Grant
    Filed: January 1, 2012
    Date of Patent: April 19, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Patent number: 9317835
    Abstract: System, method, and computer program product are provided for using real-time video analysis, such as augmented reality to provide the user of a mobile device with real-time budgeting and wish lists. Through the use of real-time vision object recognition objects, logos, artwork, products, locations, and other features that can be recognized in the real-time video stream can be matched to data associated with such to provide the user with real-time budget impact and wish list updates based on the products and budget data determined as being the object. In this way, the objects, which may be products and/or budget data in the real-time video stream, may be included into a user's budget and/or wish list, such that the user receives real-time budget and/or wish list updates incorporating product and/or budget data located in a real-time video stream.
    Type: Grant
    Filed: February 3, 2012
    Date of Patent: April 19, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew A. Calman, Erik Stephen Ross
  • Publication number: 20160074816
    Abstract: Disclosed herein is a composite filtration membrane comprising a porous support membrane and an antibiofouling polyamide layer on the porous support membrane. Also disclosed herein is a method for manufacturing the composite filtration membrane and a cross-linked copolymer.
    Type: Application
    Filed: April 17, 2014
    Publication date: March 17, 2016
    Applicant: FLINDES UNIVERSITY OF SOUTH AUSTRALIA
    Inventors: Milena GINIC-MARKOVIC, Stephen Ross CLARKE, Kristina Teresa CONSTANTOPOULOS, Elda MARKOVIC
  • Patent number: 9224166
    Abstract: A system for accessing product information from embedded sensors via mobile device video analysis is disclosed. The system includes a processing device configured for analyzing a video stream of the surrounding environment captured on a mobile device. At least one product that has one or more embedded sensors associated therewith is identified within the surrounding environment. The system retrieves information associated with the one or more products from the one or more embedded sensors. Information retrieved, or information derived from the information retrieved, from the embedded sensors is presented to the user via a display of the video stream on the mobile device.
    Type: Grant
    Filed: January 1, 2012
    Date of Patent: December 29, 2015
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Patent number: 9177307
    Abstract: A wearable article, such as but not limited to a watch, wristband, or ring, is configured for indicating financial information to a customer. The wearable article includes a communication device configured for receiving a financial indicator from a server. The financial indicator may be communicated by a financial institution's server in accordance with a financial indicator profile pre-established by the customer. A user output device, such as a display, is configured for communicating user output, such as a colored light, to the customer based at least in part on the financial indicator. The wearable article may be configured to communicate with the server through a mobile terminal, such as a mobile phone, an Internet hot spot, a mobile telephony system, a payment network, a point-of-sale terminal, or the like. The wearable article may be configured to communicate with a point-of-sale terminal so that the wearable article can also be used as a payment device.
    Type: Grant
    Filed: July 29, 2010
    Date of Patent: November 3, 2015
    Assignee: Bank of America Corporation
    Inventors: Erik Stephen Ross, Ashley T. Naelon
  • Patent number: 9105011
    Abstract: Embodiments of the invention are directed to methods and apparatuses for populating documents based on identification of objects in an augmented reality environment. The method includes capturing a video stream using a mobile computing device; determining, using a computing device processor, the object; identifying a document associated with the object; populating at least a portion of the document; and submitting the document. The method may also include presenting indicators associated with the user, the identified document, or a financial transaction associated with the document. The method may also include providing recommendations or suggestions to the user related to alternative offers associated with the document. Systems and computer program products for populating forms using video analysis of identified objects are also provided.
    Type: Grant
    Filed: February 17, 2012
    Date of Patent: August 11, 2015
    Assignee: Bank of America Corporation
    Inventors: Matthew A. Calman, Erik Stephen Ross
  • Patent number: 9047636
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for dynamically determining an appropriate payment account for a transaction. Embodiments of the invention allow a user to receive a transaction request and subsequently the transaction is applied to the appropriate payment account. Applying the transaction to the appropriate payment account is based on the type of transaction, the payment accounts available to the user, financial institution considerations, financial plans of the user, customer plans of the user, etc. This invention allows a user to make a purchase at a point-of-sale and have confidence that the transaction will be implemented to the payment account that provides the best promotional benefits for the customer based on the customer's individual needs.
    Type: Grant
    Filed: February 25, 2011
    Date of Patent: June 2, 2015
    Assignee: Bank of America Corporation
    Inventor: Erik Stephen Ross