Patents by Inventor Stephen Wylie

Stephen Wylie has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210326308
    Abstract: An electronic device may include logic to provide a trust credential for linking to a permissioned network over a local network, comprising a plurality of user devices; retrieve a document in an initial status for editing, corresponding to a first state of a distributed ledger, maintained by the permissioned network; generate a first change in the document, wherein the document is in a second status; send, to the permissioned network via the local network, the first change for storage in the distributed ledger, in a second state; retrieve the document in a third status, including a second change, performed subsequently to the first change, the second change being generated by a user device, external to the electronic device, and coupled to the local network; and link to the distributed ledger to retrieve a third state of the distributed ledger, the third state comprising the first change and the second change.
    Type: Application
    Filed: April 15, 2020
    Publication date: October 21, 2021
    Applicant: Capital One Services, LLC
    Inventors: Stephen WYLIE, Qiaochu TANG, Micah PRICE, Geoffrey DAGLEY, Jason HOOVER, Habeeb HOOSHMAND
  • Patent number: 11151628
    Abstract: A device may determine that a user device, associated with a user, and a first object for comparison are within a threshold proximity of one another. The device may communicate with the user device to obtain a comparison profile, associated with the user, based on determining that the user device and the first object are within the threshold proximity of one another. The device may identify, based on the comparison profile, a set of desired attributes. The device may identify, based on the comparison profile, a set of attribute categories to be used to compare the first object and the set of desired attributes. The device may determine a first set of attributes of the first object for the set of attribute categories. The device may present, for display, information that identifies one or more attributes of the first set of attributes or the set of desired attributes.
    Type: Grant
    Filed: March 1, 2019
    Date of Patent: October 19, 2021
    Assignee: Capital One Services, LLC
    Inventors: Stephen Wylie, Staevan Duckworth, Qiaochu Tang, Geoffrey Dagley, Olalekan Awoyemi
  • Patent number: 11145131
    Abstract: A device receives an image including image data of a scale model of a vehicle, and processes the image data, with a model, to identify a make, a model, and a year represented by the scale model. The device determines augmented reality (AR) vehicle information based on the make, the model, and the year represented by the scale model of the vehicle, and provides the AR vehicle information to enable a user device to associate the AR vehicle information with the image of the scale model of the vehicle. The device receives an input associated with the AR vehicle information, and determines updated AR vehicle information based on the input associated with the AR vehicle information. The device provides the updated AR vehicle information to enable the user device to associate the updated augmented reality vehicle information with the image of the scale model of the vehicle.
    Type: Grant
    Filed: January 13, 2020
    Date of Patent: October 12, 2021
    Assignee: Capital One Services, LLC
    Inventors: Micah Price, Qiaochu Tang, Jason Hoover, Stephen Wylie, Geoffrey Dagley, Kristen Przano
  • Patent number: 11138811
    Abstract: Techniques for providing indirect local geo-positioning using AR markers are disclosed. A first moveable AR marker can be located or found by a computing device. A location of the first moveable AR marker can be known and shared with the computing device. The location of the first moveable AR marker can be based on distance between the first moveable AR marker and a fixed AR marker. A distance to the first moveable AR marker can be determined. Based on the known location of the first moveable AR marker and the distance to the first moveable AR marker from the computing device, an estimate of the location of the computing device can be determined without having line-of-sight (LOS) to the fixed AR marker.
    Type: Grant
    Filed: February 4, 2020
    Date of Patent: October 5, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Micah Price, Geoffrey Dagley, Qiaochu Tang, Jason Hoover, Stephen Wylie
  • Publication number: 20210304295
    Abstract: A device receives, from multiple cameras, streaming video data associated with multiple vehicles and provides the streaming video data to a user device associated with a user. The device receives, from the user device, a request to control a first camera and provides, to the user device, first streaming video data associated with the first camera. The device receives, from the user device, a camera control command for the first camera and causes the first camera to perform an action. The device receives updated first streaming video data from the first camera and provides, to the user device, the updated first streaming video data. The device receives, from the user device, information identifying a first vehicle in the updated first streaming video data and identifies first augmented reality vehicle information associated with the first vehicle. The device provides the first augmented reality vehicle information to the user device.
    Type: Application
    Filed: June 14, 2021
    Publication date: September 30, 2021
    Inventors: Qiaochu TANG, Stephen WYLIE, Geoffrey DAGLEY, Olalekan AWOYEMI, Staevan DUCKWORTH, Jason HOOVER, Micah PRICE
  • Patent number: 11080725
    Abstract: A behavioral analytics platform may obtain a first data model that has been trained based on behavior data derived from historical sales data associated with a vendor and receive, from a user device, one or more interactions that request information related to one or more financing terms. The behavioral analytics platform may determine one or more financing preferences for a user of the user device based on a second data model that has been trained based on behavior data derived from the one or more interactions. The behavioral analytics platform may determine, based on the first data model and the second data model, a probability that the user of the user device and the vendor will be able to reach an agreement for an item available to purchase from the vendor and provide intelligence data related to the probability for display.
    Type: Grant
    Filed: April 17, 2019
    Date of Patent: August 3, 2021
    Assignee: Capital One Services, LLC
    Inventors: Geoffrey Dagley, Habeeb Hooshmand, Jason Hoover, Stephen Wylie, Micah Price, Qiaochu Tang
  • Publication number: 20210201318
    Abstract: Disclosed are techniques and an apparatus for accessing a smart contract library that may include a number of templates of different legal contracts implementable as a smart contract between respective parties. Each template may include a number of sections having different contractual terms and conditions and fillable fields for specific contract terms. Each respective section of the number of sections includes programming code operable to enforce conformance with specific section-related contractual terms and conditions of the respective section and with any specific contract terms input to a fillable field of the respective section. A first user address generated based on cryptographic keys may be associated with a contract-creating computing device in a private blockchain. The first user address may be associated with the first user in the private blockchain. A finalized smart contract may have a smart contract address generated from the first user address and a nonce value.
    Type: Application
    Filed: December 31, 2019
    Publication date: July 1, 2021
    Applicant: Capital One Services, LLC
    Inventors: Stephen WYLIE, Qiaochu TANG
  • Publication number: 20210201037
    Abstract: A device having extended reality capabilities may capture a video feed including one or more video frames depicting an object that is visible in a field of view of the device. The device may provide the one or more video frames to a machine learning model that identifies the object and one or more parts of the object that are depicted in the one or more video frames. The device may obtain positional tracking information that represents a position and an orientation associated with the object relative to a coordinate space that corresponds to the field of view of the device. The device may obtain a workflow including a sequence of content items for visually inspecting the object using the extended reality capabilities of the device. The device may render digital content associated with the workflow using the extended reality capabilities of the device.
    Type: Application
    Filed: March 12, 2021
    Publication date: July 1, 2021
    Inventors: Qiaochu TANG, Micah PRICE, Jason HOOVER, Geoffrey DAGLEY, Stephen WYLIE
  • Patent number: 11035956
    Abstract: Various embodiments are generally directed to object tracking using laser emitters and sensors. Light emitting devices may emit laser light that is received by sensor devices including photosensors. The sensor devices may determine a location of the respective sensor device based on the received laser light. The sensors devices may form a wireless mesh network that allows each sensor device to transmit the determined location to a base station.
    Type: Grant
    Filed: April 26, 2019
    Date of Patent: June 15, 2021
    Assignee: Capital One Services, LLC
    Inventors: Geoffrey Dagley, Jason Hoover, Stephen Wylie, Micah Price, Qiaochu Tang
  • Patent number: 11037225
    Abstract: A device receives, from multiple cameras, streaming video data associated with multiple vehicles and provides the streaming video data to a user device associated with a user. The device receives, from the user device, a request to control a first camera and provides, to the user device, first streaming video data associated with the first camera. The device receives, from the user device, a camera control command for the first camera and causes the first camera to perform an action. The device receives updated first streaming video data from the first camera and provides, to the user device, the updated first streaming video data. The device receives, from the user device, information identifying a first vehicle in the updated first streaming video data and identifies first augmented reality vehicle information associated with the first vehicle. The device provides the first augmented reality vehicle information to the user device.
    Type: Grant
    Filed: April 25, 2019
    Date of Patent: June 15, 2021
    Assignee: Capital One Services, LLC
    Inventors: Qiaochu Tang, Stephen Wylie, Geoffrey Dagley, Olalekan Awoyemi, Staevan Duckworth, Jason Hoover, Micah Price
  • Patent number: 11017619
    Abstract: Various embodiments may be directed to systems, devices, apparatuses to perform techniques such as determining vehicle data for a plurality of vehicles, wherein the vehicle data may be based on detections made by input devices of a plurality of mobile devices. Embodiments may further include determining vehicle attributes for the plurality of vehicles and environmental data. Embodiments also include training a machine-learning model with the vehicle data, the vehicle attributes, and the environmental data, and the machine-learning model may be trained to detect anomalies associated with vehicles having the at least one of the vehicle attributes. Embodiments may also include a trained machine-learning model to data to detect anomalies associated with a vehicle.
    Type: Grant
    Filed: August 19, 2019
    Date of Patent: May 25, 2021
    Assignee: Capital One Services, LLC
    Inventors: Stephen Wylie, Qiaochu Tang, Micah Price, Geoffrey Dagley, Jason Hoover
  • Publication number: 20210144010
    Abstract: Example embodiments of systems and methods for data delegation and control through the use of tokenized data are provided. In an exemplary method of data delegation and control, a data device may store private information associated with a user and generate an access token, comprising tokenized data identifying the data device. The data device may transmit the access token to a user device through a front channel and receive an information request from a merchant device comprising the access token through a secure back channel. Upon authenticating the access token, the data device may transmit a portion of the private information to the merchant device through the secure back channel.
    Type: Application
    Filed: June 19, 2020
    Publication date: May 13, 2021
    Inventors: Qiaochu TANG, Jason HOOVER, Micah PRICE, Stephen WYLIE, Geoffrey DAGLEY
  • Publication number: 20210142406
    Abstract: A device receives transaction data associated with an individual that is participating in a transaction for a vehicle. The device identifies transaction term values relating to the transaction. The device determines scores indicating likelihoods of the transaction term values contributing to prevention of completion of the transaction. The device receives vehicle inventory data describing vehicles. The device identifies one or more recommended vehicles, of the vehicles, based on performing a vehicle search of the vehicles described by the vehicle inventory data, where the vehicle search identifies the one or more recommended vehicles based on one or more filters. The device provides vehicle offer data for the one or more recommended vehicles to one or more other devices to permit the one or more other devices to use the vehicle offer data as part of another transaction for a particular vehicle of the one or more vehicles.
    Type: Application
    Filed: January 22, 2021
    Publication date: May 13, 2021
    Inventors: Jason HOOVER, Micah PRICE, Qiaochu TANG, Stephen WYLIE, Geoffrey DAGLEY
  • Publication number: 20210117855
    Abstract: A computer-implemented method for using a machine-learning trained predictive engine to predict failures, comprising receiving, from a user using a graphical user interface, electronic transaction data comprising an item and candidate transaction terms, the candidate transaction terms comprising a first transaction term, the electronic transaction data being associated with a candidate transaction. The method may determine, by a machine learning predictive engine, a likelihood of success of the candidate transaction based on the electronic transaction data, and may determine, by the machine learning predictive engine, based on the first transaction term, a second transaction term that, together with the first transaction term, increases the likelihood of success of the candidate transaction above a predetermined threshold. An indication of the second transaction term and an indication of the likelihood of success of the candidate transaction may be displayed on the graphical user interface.
    Type: Application
    Filed: October 22, 2019
    Publication date: April 22, 2021
    Applicant: Capital One Services, LLC
    Inventors: Jason HOOVER, Micah PRICE, Stephen WYLIE, Qiaochu TANG, Geoffrey DAGLEY
  • Publication number: 20210117994
    Abstract: A computer-implemented method for using a machine-learning trained predictive engine to predict failures includes receiving electronic prior transaction data corresponding to a plurality of prior successful transactions and a plurality of prior unsuccessful transactions, and training a machine learning predictive engine based on the plurality of prior successful transactions and the plurality of prior unsuccessful transactions. Electronic transaction data may be received, the electronic transaction data being associated with a user, an item, and candidate transaction terms, the electronic transaction data being associated with a candidate transaction. The machine learning predictive engine may determine a likelihood of success of the candidate transaction based on the electronic transaction data, and display the likelihood of success of the candidate transaction.
    Type: Application
    Filed: October 22, 2019
    Publication date: April 22, 2021
    Applicant: Capital One Services, LLC
    Inventors: Geoffrey DAGLEY, Stephen ANDERSON, Stephen WYLIE, Qiaochu TANG, Micah PRICE, Jason HOOVER, Kristen Przano
  • Publication number: 20210103973
    Abstract: A device may process, after obtaining an image that includes image data concerning a product, first audio data obtained concerning a first utterance of a user of a user device, and first video data obtained concerning a first eye gaze direction of the user, to determine a first reaction of the user to the image. The device may process, after causing display of the image and an overlay superimposed on the image by the user device, second audio data obtained concerning a second utterance of the user, and second video data obtained concerning a second eye gaze direction of the user, to determine a second reaction of the user to the image and the overlay. The device may retrain a product recommendation model using the first reaction and the second reaction, and may generate and cause display of a product recommendation based on the product recommendation model.
    Type: Application
    Filed: December 14, 2020
    Publication date: April 8, 2021
    Inventors: Qiaochu TANG, Jason HOOVER, Micah PRICE, Geoffrey DAGLEY, Stephen WYLIE
  • Publication number: 20210090346
    Abstract: Various embodiments are generally directed to techniques of overlaying a virtual object on a physical object in augmented reality (AR). A computing device may receive one or more images of the physical object, perform analysis on the images (such as image segmentation) to generate a digital outline, and determine a position and a scale of the physical object based at least in part on the digital outline. The computing device may configure (e.g., rotate, scale) a 3D model of the physical object to match the determined position and scale of the physical object. The computing device may place or overlay a 3D virtual object on the physical object in AR based on a predefined location relation between the 3D virtual object and the 3D model of the physical object, and further, generate a composite view of the placement or overlay.
    Type: Application
    Filed: December 8, 2020
    Publication date: March 25, 2021
    Applicant: Capital One Services, LLC
    Inventors: Micah PRICE, Geoffrey DAGLEY, Staevan DUCKWORTH, Qiaochu TANG, Jason HOOVER, Stephen WYLIE, Olalekan AWOYEMI
  • Patent number: 10949672
    Abstract: A device having extended reality capabilities may capture a video feed including one or more video frames depicting an object that is visible in a field of view of the device. The device may provide the one or more video frames to a machine learning model that identifies the object and one or more parts of the object that are depicted in the one or more video frames. The device may obtain positional tracking information that represents a position and an orientation associated with the object relative to a coordinate space that corresponds to the field of view of the device. The device may obtain a workflow including a sequence of content items for visually inspecting the object using the extended reality capabilities of the device. The device may render digital content associated with the workflow using the extended reality capabilities of the device.
    Type: Grant
    Filed: March 27, 2020
    Date of Patent: March 16, 2021
    Assignee: Capital One Services, LLC
    Inventors: Qiaochu Tang, Micah Price, Jason Hoover, Geoffrey Dagley, Stephen Wylie
  • Publication number: 20210073746
    Abstract: Various aspects described herein generally relate to visualizing a vehicle history using extended reality. In some implementations, an extended reality device may obtain image data corresponding to one or more vehicle parts that are visible in a field of view of the extended reality device. The extended reality device may identify one or more anchor points in a coordinate space corresponding to the field of view of the extended reality device and obtain a vehicle history report based on an identifier associated with the vehicle. The extended reality device may obtain digital content based on one or more records contained in the vehicle history report and an expected visual appearance of the one or more parts of the vehicle. The extended reality device may render the digital content on a display of the extended reality device. Various other aspects are provided.
    Type: Application
    Filed: November 20, 2020
    Publication date: March 11, 2021
    Inventors: Qiaochu TANG, Micah PRICE, Jason HOOVER, Stephen WYLIE, Geoffrey DAGLEY
  • Publication number: 20210056613
    Abstract: Various embodiments are generally directed to techniques to provide specific vehicle recommendations to generic user requests. A method for providing the specific vehicle recommendation includes: receiving a generic automobile request from a user, applying a machine learning model (MLM) trained by a corpus of reviews to the received request, and generating, by the MLM, a recommendation for at least one specific automobile feature based on the generic automobile request.
    Type: Application
    Filed: November 10, 2020
    Publication date: February 25, 2021
    Applicant: Capital One Services, LLC
    Inventors: Micah PRICE, Stephen WYLIE, Habeeb HOOSHMAND, Jason HOOVER, Geoffrey DAGLEY, Qiaochu TANG