Abstract: Disclosed is a note caddy which includes a binder with several sheets. The sheets have perforated scoring to facilitate their removal from the binder. Further, the sheets are divided into sections by perforated scoring, and note panels are adhered to each section. Each note panel has a note surface and an adhesive surface. The note surface of the panels are designed to receive notes penned or penciled thereon by the user of the invention.The carrier sheets are constructed in a manner to allow the adhesive surface of the panels to releasably adhere thereto; for example, the carrier sheets can have a release coating on them which will cause the adhesive of the adhesive surface of the panel to adhere to the carrier sheet but be removable from it with the adhesive remaining on the panel for use in thereafter adhering the panel to a file, ledger or the like.