Patents by Inventor STEVEN S. NEEL
STEVEN S. NEEL has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11763371Abstract: A system and method for dynamically obtaining and evaluating information to optimize the generation of vehicle suggestions for a customer. A profile based on an initial set of information received from a user is created. Metrics are generated based on the profile information. Upon receiving a vehicle request, the profile and the request are analyzed in view of available vehicles. A customer's response to the vehicle suggestion list, as well as events triggered by a perceived need for additional information result in the dynamic adjustment of the profile and thus, the generated metrics.Type: GrantFiled: September 30, 2020Date of Patent: September 19, 2023Assignee: Clutch Technologis, LLCInventors: Brady L Rackley, III, John R. Phelps, Adam J. Carley, Vincent G. Zappa, Steven S. Neel, Sangameswar Venkatraman, Benjamin E. Morgan, Seaton G. Bailey, Stuart H. Childs, Taylor M. Sandusky, Lisa Romero, Grant Stevens, Kyle L. Clements
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Patent number: 11501377Abstract: Embodiments of methods and systems for dynamic insurance of clients with access to a shared asset pool through a subscription vehicle service are disclosed. An exemplary embodiment of a method for dynamic insurance leverages a subscription vehicle service platform to collect data elements associated with each driver-to-vehicle combination in the subscription vehicle service. Using the collected data elements, embodiments package the data elements according to predefined preferences of one or more insurance providers. When a present driver-to-vehicle combination associated with a given client changes, the packaged data elements are provided to the insurance providers in order to solicit quotations, or approval, or continuation of current policy for the new driver-to-vehicle combination. In this way, constantly updated data elements derived from the client's use of the service provide accurate information for optimized insurance coverage based on the client's active driver-to-vehicle combination.Type: GrantFiled: October 31, 2019Date of Patent: November 15, 2022Inventors: Brady L. Rackley, III, John R. Phelps, Jr., Adam J. Carley, Vincent G. Zappa, Steven S. Neel
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Patent number: 11068958Abstract: In a subscription vehicle system that enables customers to select and swap between a fleet of available vehicles, the fleet of vehicles are evaluated to determine if the fleet is optimized in view of target metrics and if the fleet can be improved by introducing other assets, removing assets or trading assets.Type: GrantFiled: July 24, 2017Date of Patent: July 20, 2021Assignee: Clutch Technologies, LLCInventors: Brady L Rackley, III, John R Phelps, Jr., Adam J Carley, Vincent G Zappa, Steven S Neel, Sangameswar Venkatraman, Patrick S McHugh, Frank L Wilson, IV, Lowell G Hays
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Patent number: 10922746Abstract: In a subscription vehicle system that enables customers to select and swap between a fleet of available vehicles, the vehicles are evaluated to identify which vehicles would be the best fit in view of a customer request and other information pertaining to the customer. The customer request and information is examined to identify particular attributes that are being sought. Based on these attributes, the available vehicles are assigned a score that reflects the level of satisfaction that the vehicle is anticipated to provide for the customer. The vehicles with the highest scores can be considered as candidates for fulfilling the customer request.Type: GrantFiled: September 16, 2016Date of Patent: February 16, 2021Assignee: CLUTCH TECHNOLOGIES, LLCInventors: Brady L. Rackley, III, John R Phelps, Adam J. Carley, Vincent G. Zappa, Steven S. Neel, Sangameswar Venkatraman, Kyle L. Clements, Stuart H. Childs, James F. Heller
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Publication number: 20210012411Abstract: A system and method for dynamically obtaining and evaluating information to optimize the generation of vehicle suggestions for a customer. A profile based on an initial set of information received from a user is created. Metrics are generated based on the profile information. Upon receiving a vehicle request, the profile and the request are analyzed in view of available vehicles. A customer's response to the vehicle suggestion list, as well as events triggered by a perceived need for additional information result in the dynamic adjustment of the profile and thus, the generated metrics.Type: ApplicationFiled: September 30, 2020Publication date: January 14, 2021Applicant: Clutch Technologis, LLCInventors: Brady L RACKLEY, III, JOHN R. PHELPS, JR., ADAM J. CARLEY, VINCENT G. ZAPPA, STEVEN S. NEEL, SASANGAMESWARNG VENKATRAMAN, BENJAMIN E. MORGAN, SEATON G. BAILEY, STUART H. CHILDS, TAYLOR M. SANDUSKY, LISA ROMERO, GRANT STEVENS, KYLE L. CLEMENTS
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Patent number: 10891677Abstract: A system and method for dynamically obtaining and evaluating information to optimize the generation of vehicle suggestions for a customer. A profile based on an initial set of information received from a user is created. Metrics are generated based on the profile information. Upon receiving a vehicle request, the profile and the request are analyzed in view of available vehicles. A customer's response to the vehicle suggestion list, as well as events triggered by a perceived need for additional information result in the dynamic adjustment of the profile and thus, the generated metrics.Type: GrantFiled: September 16, 2016Date of Patent: January 12, 2021Assignee: Clutch Technologies, LLCInventors: Brady L. Rackley, III, John R. Phelps, Jr., Adam J. Carley, Vincent G. Zappa, Steven S. Neel, Sangameswar Venkatraman, Benjamin E. Morgan, Seaton G. Bailey, Stuart H. Childs, Taylor M. Sandusky, Lisa Romero, Grant Stevens, Kyle L. Clements
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Patent number: 10872301Abstract: Optimizing the assignment of vehicles in a fleet across a pool of customers. Identifying a pool of customers to be included in an assignment event and identifying available vehicles. Cull the domain of potential assignment scenarios by filtering out undesired matches. Score the generated scenarios based on various desired factors and then rank the scenarios. Select one or more optimal scenarios and analyze for week spots. Bolster the week spots by interacting with one or more customers to identify alternate solutions. Select and implement the optimal scenario.Type: GrantFiled: September 16, 2016Date of Patent: December 22, 2020Assignee: Clutch Technologies, LLCInventors: Brady L. Rackley, John R Phelps, Adam J. Carley, Vincent G. Zappa, Steven S. Neel, Sangameswar Venkatraman, James F. Heller, Ashish Trehan, Christopher M. L. Howie, Frank L. Wilson, IV, Kyle L. Clements
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Patent number: 10580080Abstract: Embodiments of methods and systems for dynamic insurance of clients with access to a shared asset pool through a subscription vehicle service are disclosed. An exemplary embodiment of a method for dynamic insurance leverages a subscription vehicle service platform to collect data elements associated with each driver-to-vehicle combination in the subscription vehicle service. Using the collected data elements, embodiments package the data elements according to predefined preferences of one or more insurance providers. When a present driver-to-vehicle combination associated with a given client changes, the packaged data elements are provided to the insurance providers in order to solicit quotations, or approval, or continuation of current policy for the new driver-to-vehicle combination. In this way, constantly updated data elements derived from the client's use of the service provide accurate information for optimized insurance coverage based on the client's active driver-to-vehicle combination.Type: GrantFiled: June 20, 2016Date of Patent: March 3, 2020Assignee: Clutch Technologies, LLCInventors: Brady L. Rackley, III, John R. Phelps, Jr., Adam J. Carley, Vincent G. Zappa, Steven S. Neel
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Patent number: 10580081Abstract: Embodiments of methods and systems for dynamic insurance of clients with access to a shared asset pool through a subscription vehicle service are disclosed. An exemplary embodiment of a method for dynamic insurance leverages a subscription vehicle service platform to collect data elements associated with each driver-to-vehicle combination in the subscription vehicle service. Using the collected data elements, embodiments package the data elements according to predefined preferences of one or more insurance providers. When a present driver-to-vehicle combination associated with a given client changes, the packaged data elements are provided to the insurance providers in order to solicit quotations, or approval, or continuation of current policy for the new driver-to-vehicle combination. In this way, constantly updated data elements derived from the client's use of the service provide accurate information for optimized insurance coverage based on the client's active driver-to-vehicle combination.Type: GrantFiled: June 20, 2016Date of Patent: March 3, 2020Assignee: Clutch Technologies, LLCInventors: Brady L. Rackley, III, John R. Phelps, Jr., Adam J. Carley, Vincent G. Zappa, Steven S. Neel
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Publication number: 20200065909Abstract: Embodiments of methods and systems for dynamic insurance of clients with access to a shared asset pool through a subscription vehicle service are disclosed. An exemplary embodiment of a method for dynamic insurance leverages a subscription vehicle service platform to collect data elements associated with each driver-to-vehicle combination in the subscription vehicle service. Using the collected data elements, embodiments package the data elements according to predefined preferences of one or more insurance providers. When a present driver-to-vehicle combination associated with a given client changes, the packaged data elements are provided to the insurance providers in order to solicit quotations, or approval, or continuation of current policy for the new driver-to-vehicle combination. In this way, constantly updated data elements derived from the client's use of the service provide accurate information for optimized insurance coverage based on the client's active driver-to-vehicle combination.Type: ApplicationFiled: October 31, 2019Publication date: February 27, 2020Inventors: BRADY L. RACKLEY, III, JOHN R. PHELPS, JR., ADAM J. CARLEY, VINCENT G. ZAPPA, STEVEN S. NEEL
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Publication number: 20200065910Abstract: Embodiments of methods and systems for dynamic insurance of clients with access to a shared asset pool through a subscription vehicle service are disclosed. An exemplary embodiment of a method for dynamic insurance leverages a subscription vehicle service platform to collect data elements associated with each driver-to-vehicle combination in the subscription vehicle service. Using the collected data elements, embodiments package the data elements according to predefined preferences of one or more insurance providers. When a present driver-to-vehicle combination associated with a given client changes, the packaged data elements are provided to the insurance providers in order to solicit quotations, or approval, or continuation of current policy for the new driver-to-vehicle combination. In this way, constantly updated data elements derived from the client's use of the service provide accurate information for optimized insurance coverage based on the client's active driver-to-vehicle combination.Type: ApplicationFiled: October 31, 2019Publication date: February 27, 2020Inventors: BRADY L. RACKLEY, III, JOHN R. PHELPS, JR., ADAM J. CARLEY, VINCENT G. ZAPPA, STEVEN S. NEEL
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Publication number: 20200065908Abstract: Embodiments of solutions for dynamic and/or flat-rate insurance of clients with access to a shared asset pool through a subscription vehicle service are disclosed. An exemplary embodiment leverages a subscription vehicle service platform to collect data elements associated with each driver-to-vehicle combination in the subscription vehicle service. Using the collected data elements, embodiments package the data elements according to predefined preferences of one or more insurance providers. When a present driver-to-vehicle combination associated with a given client changes, the packaged data elements are provided to the insurance providers in order to solicit quotations, or approval, or continuation of current policy for the new driver-to-vehicle combination. Certain one or more of the data elements may be designated as risk-indicative data elements and may be monitored remotely by the system in order to ensure that the risk assumed by the selected policy is not exceeded.Type: ApplicationFiled: October 30, 2019Publication date: February 27, 2020Inventors: BRADY L. RACKLEY, III, JOHN R. PHELPS, JR., ADAM J. CARLEY, VINCENT G. ZAPPA, STEVEN S. NEEL
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Patent number: 10521848Abstract: A system and method to generate and maintain interaction with a customer by evaluating customer initiated messages and telematics data to obtain information used to generate response messages and, further, generating conversation initiating messages autonomously in an effort to solicit response messages from a customer.Type: GrantFiled: September 16, 2016Date of Patent: December 31, 2019Assignee: CLUTCH TECHNOLOGIES, LLCInventors: Brady L Rackley, III, James F. Heller, David W. Hallum, Ashish Trehan, Kyle L. Clements, John R. Phelps, Jr., Adam J. Carley, Vincent G. Zappa, Steven S. Neel, Sangameswar Venkatraman, Benjamin E. Morgan, Eric R. Kraar, Christopher M. L. Howie
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Publication number: 20170068917Abstract: Optimizing the assignment of vehicles in a fleet across a pool of customers. Identifying a pool of customers to be included in an assignment event and identifying available vehicles. Cull the domain of potential assignment scenarios by filtering out undesired matches. Score the generated scenarios based on various desired factors and then rank the scenarios. Select one or more optimal scenarios and analyze for week spots. Bolster the week spots by interacting with one or more customers to identify alternate solutions. Select and implement the optimal scenario.Type: ApplicationFiled: September 16, 2016Publication date: March 9, 2017Inventors: BRADY L. RACKLEY, JOHN R PHELPS, ADAM J. CARLEY, VINCENT G. ZAPPA, STEVEN S. NEEL, SANGAMESWAR VENKATRAMAN, JAMES F. HELLER, ASHISH TREHAN, CHRISTOPHER M. L. HOWIE, FRANK L. WILSON, IV, KYLE L. CLEMENTS
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Publication number: 20170069016Abstract: In a subscription vehicle system that enables customers to select and swap between a fleet of available vehicles, the vehicles are evaluated to identify which vehicles would be the best fit in view of a customer request and other information pertaining to the customer. The customer request and information is examined to identify particular attributes that are being sought. Based on these attributes, the available vehicles are assigned a score that reflects the level of satisfaction that the vehicle is anticipated to provide for the customer. The vehicles with the highest scores can be considered as candidates for fulfilling the customer request.Type: ApplicationFiled: September 16, 2016Publication date: March 9, 2017Inventors: BRADY L. RACKLEY, JOHN R PHELPS, JR., ADAM J. CARLEY, VINCENT G. ZAPPA, STEVEN S. NEEL, SANGAMESWAR VENKATRAMAN, KYLE L. CLEMENTS, STUART H. CHILDS, JAMES F. HELLER
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Publication number: 20170004561Abstract: A system and method to generate and maintain interaction with a customer by evaluating customer initiated messages and telematics data to obtain information used to generate response messages and, further, generating conversation initiating messages autonomously in an effort to solicit response messages from a customer.Type: ApplicationFiled: September 16, 2016Publication date: January 5, 2017Inventors: TRIPP RACKLEY, JOHN R. PHELPS, JR., ADAM J. CARLEY, VINCENT G. ZAPPA, STEVEN S. NEEL, SANG VENKATRAMAN, BENJAMIN E. MORGAN, Eric R. Kraar, Christopher M. Howie, James F. Heller, David W. Hallum, Ashish Trehan, KYLE L. CLEMENTS
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Publication number: 20170004560Abstract: A system and method for dynamically obtaining and evaluating information to optimize the generation of vehicle suggestions for a customer. A profile based on an initial set of information received from a user is created. Metrics are generated based on the profile information. Upon receiving a vehicle request, the profile and the request are analyzed in view of available vehicles. A customer's response to the vehicle suggestion list, as well as events triggered by a perceived need for additional information result in the dynamic adjustment of the profile and thus, the generated metrics.Type: ApplicationFiled: September 16, 2016Publication date: January 5, 2017Inventors: TRIPP RACKLEY, JOHN R. PHELPS, JR., ADAM J. CARLEY, VINCENT G. ZAPPA, STEVEN S. NEEL, SANG VENKATRAMAN, BENJAMIN E. MORGAN, SEATON G. BAILEY, STUART H. CHILDS, TAYLOR M. SANDUSKY, LISA ROMERO, GRANT STEVENS, KYLE L. CLEMENTS
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Publication number: 20160371787Abstract: Embodiments of methods and systems for dynamic insurance of clients with access to a shared asset pool through a subscription vehicle service are disclosed. An exemplary embodiment of a method for dynamic insurance leverages a subscription vehicle service platform to collect data elements associated with each driver-to-vehicle combination in the subscription vehicle service. Using the collected data elements, embodiments package the data elements according to predefined preferences of one or more insurance providers. When a present driver-to-vehicle combination associated with a given client changes, the packaged data elements are provided to the insurance providers in order to solicit quotations, or approval, or continuation of current policy for the new driver-to-vehicle combination. In this way, constantly updated data elements derived from the client's use of the service provide accurate information for optimized insurance coverage based on the client's active driver-to-vehicle combination.Type: ApplicationFiled: June 20, 2016Publication date: December 22, 2016Inventors: BRADY L. RACKLEY, III, JOHN R. PHELPS, JR., ADAM J. CARLEY, VINCENT G. ZAPPA, STEVEN S. NEEL
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Publication number: 20160371788Abstract: Embodiments of methods and systems for dynamic insurance of clients with access to a shared asset pool through a subscription vehicle service are disclosed. An exemplary embodiment of a method for dynamic insurance leverages a subscription vehicle service platform to collect data elements associated with each driver-to-vehicle combination in the subscription vehicle service. Using the collected data elements, embodiments package the data elements according to predefined preferences of one or more insurance providers. When a present driver-to-vehicle combination associated with a given client changes, the packaged data elements are provided to the insurance providers in order to solicit quotations, or approval, or continuation of current policy for the new driver-to-vehicle combination. In this way, constantly updated data elements derived from the client's use of the service provide accurate information for optimized insurance coverage based on the client's active driver-to-vehicle combination.Type: ApplicationFiled: June 20, 2016Publication date: December 22, 2016Inventors: BRADY L. RACKLEY, III, JOHN R. PHELPS, JR., ADAM J. CARLEY, VINCENT G. ZAPPA, STEVEN S. NEEL