Abstract: On-line systems and methods allow customers to view and purchase financial services products, such as annuities, and the like, which are subject to State regulations and require the use of State mandated forms. Customers are able to view State-specific forms and to electronically sign such forms to make a purchase.

Abstract: The present invention provides a system and method of providing electronic access to one or more documents. In one embodiment, a storage device retains eligibility information relating to each document. Eligibility information provides the system with information such as the document type, the applicable line of business, governmental regulations, time sensitive information, and security requirements. If a given document is determined to be eligible, the processing unit of the present invention retrieves one or more preference instructions provided by the customer. The preference instructions are reviewed to confirm 1) whether the customer has authorized electronic access to a given document and 2) the mode of electronic transmission favored by the customer. In one embodiment, the present invention is connected to a computer network such that the customer may be provided electronic access to his or her documents through a web interface.

Abstract: The present invention provides a system and method of providing electronic access to one or more documents. In one embodiment, a storage device retains eligibility information relating to each document. Eligibility information provides the system with information such as the document type, the applicable line of business, governmental regulations, time sensitive information, and security requirements. If a given document is determined to be eligible, the processing unit of the present invention retrieves one or more preference instructions provided by the customer. The preference instructions are reviewed to confirm 1) whether the customer has authorized electronic access to a given document and 2) the mode of electronic transmission favored by the customer. In one embodiment, the present invention is connected to a computer network such that the customer may be provided electronic access to his or her documents through a web interface.

Abstract: The present invention provides a system and method of facilitating online transactions. The present invention is capable of receiving product information, storing same upon a repository and profiling each product according to geographical region. When a customer accesses the website utilized by the present invention, his or her address information is used to determine a geographical area of residence. Geographical area specific product forms are stored upon the repository in image-type format (for example, PDF format) substantially identical to the forms as they would appear if presented to the customer as a hard copy. Thus, once the customer has verified the correct purchasing information, the invention imports the purchasing information into the appropriate image-type geographical area specific form and displays same to the customer.