Abstract: Using a model to estimate a payment delinquency for an invoice is described. Multiple delinquency estimation models are generated based on a training set of invoices. Each delinquency estimation model estimates a respective payment delinquency for a particular invoice. A refined payment delinquency is determined for the particular invoice based on respective payment delinquencies determined by the delinquency estimation models. Information associated with a set of invoices may be presented at an interface based on the respective payment delinquencies. A payment reminder application may be programmed to process the invoices according to payment reminder schedules determined based on the respective payment delinquencies. Additionally, invoices may be added to the training set of invoices to update the delinquency estimation models.

Abstract: Using a model to estimate a payment delinquency for an invoice is described. Multiple delinquency estimation models are generated based on a training set of invoices. Each delinquency estimation model estimates a respective payment delinquency for a particular invoice. A refined payment delinquency is determined for the particular invoice based on respective payment delinquencies determined by the delinquency estimation models. Information associated with a set of invoices may be presented at an interface based on the respective payment delinquencies. A payment reminder application may be programmed to process the invoices according to payment reminder schedules determined based on the respective payment delinquencies. Additionally, invoices may be added to the training set of invoices to update the delinquency estimation models.

Abstract: An architecture and method for bill presentment using a web-based tool is disclosed. A common architecture collects billing data from multiple business technology systems and present the billing data on a bill. A user-friendly tool allows internal billing personnel and system administrators to configure the content and format of a bill before presenting it to customers. A method provides external customers with drilldown ability, enabling them to view both summary and detailed billing data and related information necessary to understand and pay the bill.

Abstract: A method for matching remittances to transactions is disclosed. The method for matching remittances to transactions uses a processing paradigm based on weighted scoring and fuzzy logic that is easy to maintain and fosters the use of logic based on the summarization of payments. The system and method also matches remittances to particular transactions with relaxed sensitivity to where identifying markers may be placed on a remittance and is resistant to typographical data entry errors. Further, the system and method is flexible with regards to handling various kinds of information that can result in accurate, precise matching without discarding or overlooking such information.

Abstract: A framework for provisioning security in an enterprise application. In an embodiment, a set of in-house roles and a set of outsourced roles are defined for a business function in the application. When a business unit is selected to perform the business function in-house, data roles specific to that business unit/business function association are created based on the set of in-house roles. When a business unit is selected to perform the business function in an outsourced capacity, data roles specific to that outsourcing relationship are created based on the set of outsourced roles. The data roles may then be associated with one or more users in the selected business unit. Using this framework, the appropriate security roles and privileges for performing a business function in an outsourced and/or in-house context may be explicitly defined within the application system. In addition, the roles and privileges may be provisioned in an automated manner.

Abstract: Disclosed herein are methods and systems for a credit grantor to manage a credit of a credit requestor. The method may include steps of, upon the occurrence of an event: assigning a Credit Classification to the credit requestor, the Credit Classification being related to the credit risk of the credit requestor and determining the Type of Review to carry out for the credit requestor based upon a nature of the event. A checklists of data items required to be collected may then be selected or assembled, the data items of the checklist being determined at least by a combination of the assigned Credit Classification and the determined Type of Review. A case folder for the requestor may then be created or updated, the case folder including the selected checklist of data items to be collected. A value for each required data item of the selected checklist may then be collected and stored in the case folder.

Abstract: A method for matching remittances to transactions is disclosed. The method for matching remittances to transactions uses a processing paradigm based on weighted scoring and fuzzy logic that is easy to maintain and fosters the use of logic based on the summarization of payments. The system and method also matches remittances to particular transactions with relaxed sensitivity to where identifying markers may be placed on a remittance and is resistant to typographical data entry errors. Further, the system and method is flexible with regards to handling various kinds of information that can result in accurate, precise matching without discarding or overlooking such information.

Abstract: An architecture and method for bill presentment using a web-based tool is disclosed. A common architecture collects billing data from multiple business technology systems and present the billing data on a bill. A user-friendly tool allows internal billing personnel and system administrators to configure the content and format of a bill before presenting it to customers. A method provides external customers with drilldown ability, enabling them to view both summary and detailed billing data and related information necessary to understand and pay the bill.