Abstract: Techniques for certifying a document and for securely transmitting access to the document across a blockchain network are disclosed. A document, which details results of a soft inquiry executed against a user's credit history, is accessed. A hash algorithm is applied to the document to certify it. The hash algorithm is based on a timestamp indicating when the document was created. Applying the hash algorithm also generates a portable identifier reflecting the document is certified at the time indicated by the timestamp. The portable identifier is added as a record to a blockchain. The record is transmitted to a second computer system using public and private keys.

Abstract: Techniques for implementing a tokenized contract on a blockchain are disclosed. A contract is obtained, where that contract specifies certain contract conditions. The contract is minted as a non-fungible token (NFT) to generate a tokenized contract. The tokenized contract includes logic that tracks operations to determine whether the contract conditions have been satisfied. The tokenized contract is digitally signed and linked with a crypto wallet that is embedded in a blockchain. A digital payment is received, where this payment is directed towards the tokenized contract. The logic of the tokenized contract tracks receipt of the digital payment. The tokenized contract informs the crypto wallet of the received digital payment. As a result of informing the crypto wallet of the received digital payment, the received digital payment is recorded in a distributed ledger managed by the blockchain.

Abstract: Techniques for certifying a document and for securely transmitting access to the document across a blockchain network are disclosed. A document, which details results of a soft inquiry executed against a user's credit history, is accessed. A hash algorithm is applied to the document to certify it. The hash algorithm is based on a timestamp indicating when the document was created. Applying the hash algorithm also generates a portable identifier reflecting the document is certified at the time indicated by the timestamp. The portable identifier is added as a record to a blockchain. The record is transmitted to a second computer system using public and private keys.

Abstract: Techniques for assessing a computing risk of an entity based on a social media footprint of that user. Social media accounts of an entity are identified. Queries are executed against the accounts to determine a social media footprint the entity has based on engagements with those accounts. The footprint reflects at least how much information associated with the entity has been exposed as a result of the engagements with those accounts. Based on the footprint, a risk score for the entity is developed. The risk score reflects a determined amount of computing risk the entity has with regard to potential malicious use of exposed entity information. Based on the risk score, mitigation operations are performed in an attempt to reduce the risk score.