Patents by Inventor Teresa A. Petach
Teresa A. Petach has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 10636084Abstract: A method and system for implementing on-line financial institution services via a single physical and logical platform deploys global online banking applications in an environment in which the applications are built from a single source base and adapted to various business rules and languages associated with different regions, countries and businesses. Separate web apps are created for each individual business according to contextual attributes, and application servers running the context dependent web apps provide the interface between customers and banking functionality. The platform relies in part on reuse of appropriate components to achieve integration, as well as sharing of core services. As a result of the independent nature of business specific components, each business may require different versions of application software and may update or implement new components without affecting existing business components.Type: GrantFiled: October 3, 2005Date of Patent: April 28, 2020Assignee: CITICORP CREDIT SERVICES, INC. (USA)Inventors: Michael Grandcolas, John Riblett, Ted Krawiec, Albert Cohen, Sam Shahdousti, Naresh Vyas, Mike Mast, Simon Khilkevich, Gene Stolarov, Irina Koryakovtseva, Grigor Markarian, Jeremy Dimond, Avinash Kharul, Amit Chitnis, Ravin Vernekar, Dilip Parekh, Mark Bitter, Farah Khalili, Teresa Petach, Chris Kowalski, Rajashree Karwa
-
Patent number: 10013680Abstract: A method and system automatically harmonizes access to a given software application program via different access devices. The financial institution receives information from the user via the user's access device, including information identifying the type of device being used and the application program the user wishes to access. The application program is then accessed and the information to be displayed to the user is identified. This information is automatically translated into a format which is compatible with the device, including its display, and sent to the device for display. The user, in turn, inputs information in response to the displayed information and this input information is automatically translated into a format which is compatible with the application program and is sent to the application program. The response generated by the application program is automatically translated to be compatible with the device and is sent to the device.Type: GrantFiled: August 30, 2012Date of Patent: July 3, 2018Assignee: Citicorp Credit Services, Inc. (USA)Inventors: Michael L. Grandcolas, Wendell W. Anthony, Patrick Law, Leslie Moss, Teresa A. Petach, Peter Tompkins
-
Patent number: 10007908Abstract: A method and system automatically harmonizes access to a given software application program via different access devices. The financial institution receives information from the user via the user's access device, including information identifying the type of device being used and the application program the user wishes to access. The application program is then accessed and the information to be displayed to the user is identified. This information is automatically translated into a format which is compatible with the device, including its display, and sent to the device for display. The user, in turn, inputs information in response to the displayed information and this input information is automatically translated into a format which is compatible with the application program and is sent to the application program. The response generated by the application program is automatically translated to be compatible with the device and is sent to the device.Type: GrantFiled: May 17, 2013Date of Patent: June 26, 2018Assignee: Citicorp Credit Services, Inc. (USA)Inventors: Michael L. Grandcolas, Wendell W. Anthony, Patrick Law, Leslie Moss, Teresa A. Petach, Peter Tompkins
-
Patent number: 8280810Abstract: A method and system automatically harmonizes access to a given software application program via different access devices. Through use of the method and system, a financial institution can provide access to a given application (such as, for example, automatic bill payment services) to customers using different access devices such web browsers, screen phones and personal computers. A single application program is all that needs to be written and maintained by the financial institution. Also, the method and system enables financial institutions to “leverage” existing programs because now the institution can automatically “project” its existing stock of program services unto new access devices—devices which may not have even existed at the time the program was created. By receiving information from the user via the user's access device, including information identifying the type of device being used and the application program the user wishes to access, the present invention solves these problems.Type: GrantFiled: January 11, 2011Date of Patent: October 2, 2012Assignee: Citicorp Development Center, Inc.Inventors: Michael L. Grandcolas, Wendell W. Anthony, Patrick Law, Leslie Moss, Teresa A. Petach, Peter Tompkins
-
Publication number: 20110112963Abstract: A method and system automatically harmonizes access to a given software application program via different access devices. Through use of the method and system, a financial institution can provide access to a given application (such as, for example, automatic bill payment services) to customers using different access devices such web browsers, screen phones and personal computers. A single application program is all that needs to be written and maintained by the financial institution. Also, the method and system enables financial institutions to “leverage” existing programs because now the institution can automatically “project” its existing stock of program services unto new access devices—devices which may not have even existed at the time the program was created. By receiving information from the user via the user's access device, including information identifying the type of device being used and the application program the user wishes to access, the present invention solves these problems.Type: ApplicationFiled: January 11, 2011Publication date: May 12, 2011Inventors: Michael L. GRANDCOLAS, Wendell W. ANTHONY, Patrick LAW, Leslie MOSS, Teresa A. PETACH, Peter TOMPKINS
-
Patent number: 7908222Abstract: A method and system automatically harmonizes access to a given software application program via different access devices. Through use of the method and system, a financial institution can provide access to a given application (such as, for example, automatic bill payment services) to customers using different access devices such web browsers, screen phones and personal computers. A single application program is all that needs to be written and maintained by the financial institution. Also, the method and system enables financial institutions to “leverage” existing programs because now the institution can automatically “project” its existing stock of program services unto new access devices—devices which may not have even existed at the time the program was created. By receiving information from the user via the user's access device, including information identifying the type of device being used and the application program the user wishes to access, the present invention solves these problems.Type: GrantFiled: June 19, 2007Date of Patent: March 15, 2011Assignee: Citicorp Development Center, Inc.Inventors: Michael L. Grandcolas, Wendell W. Anthony, Patrick Law, Leslie Moss, Teresa A. Petach, Peter Tompkins
-
Publication number: 20080005038Abstract: A method and system automatically harmonizes access to a given software application program via different access devices. Through use of the method and system, a financial institution can provide access to a given application (such as, for example, automatic bill payment services) to customers using different access devices such web browsers, screen phones and personal computers. A single application program is all that needs to be written and maintained by the financial institution. Also, the method and system enables financial institutions to “leverage” existing programs because now the institution can automatically “project” its existing stock of program services unto new access devices—devices which may not have even existed at the time the program was created. By receiving information from the user via the user's access device, including information identifying the type of device being used and the application program the user wishes to access, the present invention solves these problems.Type: ApplicationFiled: June 19, 2007Publication date: January 3, 2008Inventors: Michael Grandcolas, Wendell Anthony, Patrick Law, Leslie Moss, Teresa Petach, Peter Tompkins
-
Patent number: 7233925Abstract: A method and system automatically harmonizes access to a given software application program via different access devices. Through use of the method and system, a financial institution can provide access to a given application (such as, for example, automatic bill payment services) to customers using different access devices such web browsers, screen phones and personal computers. A single application program is all that needs to be written and maintained by the financial institution. Also, the method and system enables financial institutions to “leverage” existing programs because now the institution can automatically “project” its existing stock of program services unto new access devices—devices which may not have even existed at the time the program was created. By receiving information from the user via the user's access device, including information identifying the type of device being used and the application program the user wishes to access, the present invention solves these problems.Type: GrantFiled: February 1, 1999Date of Patent: June 19, 2007Assignee: Citicorp Development Center, Inc.Inventors: Michael L. Grandcolas, Wendell W. Anthony, Patrick Law, Leslie Moss, Teresa A. Petach, Peter Tompkins
-
Publication number: 20060195816Abstract: A method and system for implementing on-line financial institution services via a single physical and logical platform deploys global online banking applications in an environment in which the applications are built from a single source base and adapted to various business rules and languages associated with different regions, countries and businesses. Separate web apps are created for each individual business according to contextual attributes, and application servers running the context dependent web apps provide the interface between customers and banking functionality. The platform relies in part on reuse of appropriate components to achieve integration, as well as sharing of core services. As a result of the independent nature of business specific components, each business may require different versions of application software and may update or implement new components without affecting existing business components.Type: ApplicationFiled: October 3, 2005Publication date: August 31, 2006Inventors: Michael Grandcolas, John Riblett, Ted Krawiec, Albert Cohen, Sam Shahdousti, Naresh Vyas, Mike Mast, Simon Khilkevich, Gene Stolarov, Irina Koryakovtseva, Grigor Markarian, Jeremy Dimond, Avinash Kharul, Amit Chitnis, Ravin Vernekar, Dilip Parekh, Mark Bitter, Farah Khalili, Teresa Petach, Chris Kowalski, Rajashree Karwa
-
Patent number: 6464135Abstract: The present invention pertains to a system and method for assisting a visually impaired individual in performing a financial transaction at an automated teller machine, comprising initiating a visually impaired transaction session through a preset event at the automated teller machine; wherein the automated teller machine comprises a touch screen display for displaying operation instructions to a customer and for receiving input from a customer; an output jack for providing signals which can be converted to audible sounds by means of a headset; a bill dispensing mechanism for dispensing a bank not corresponding to a specified amount; a receipt issuing unit for printing a transaction content and for issuing a receipt on which the transaction content is printed; and a controller connected to the card reader, the touch screen display, the output jack, the bill dispensing unit, and the receipt issuing unit, the controller providing signals to the output jack corresponding to information provided on the touch screType: GrantFiled: June 30, 2000Date of Patent: October 15, 2002Assignee: Citicorp Development Center, Inc.Inventors: Albert E. Cohen, Michael L. Grandcolas, Stephen M. Gryte, Teresa A. Petach, Michael L. Sears
-
Patent number: 6332131Abstract: A method and system automatically harmonizes access to a given software application program via different access devices. Through use of the method and system, a financial institution can provide access to a given application (such as, for example, automatic bill payment services) to customers using different access devices such web browsers, screen phones and personal computers. A single application program is all that needs to be written and maintained by the financial institution. Also, the method and system enables financial institutions to “leverage” existing programs because now the institution can automatically “project” its existing stock of program services unto new access devices—devices which may not have even existed at the time the program was created.Type: GrantFiled: August 19, 1998Date of Patent: December 18, 2001Assignee: Transaction Technology, Inc.Inventors: Michael L. Grandcolas, Wendell W. Anthony, Patrick Law, Leslie Moss, Teresa A. Petach, Peter Tompkins
-
Patent number: 6073119Abstract: This invention generally relates to a banking facility layout and a method and system for networked customer and other user interaction with a variety of functions. These functions include access to networks, such as the internet, email capability, options to view information on banking capabilities, access to home banking, and other electronically-related user functions. The invention incorporates a purpose-designed environment that can be integrated into a branch or other banking institution facility. The invention also includes a video wall feature that allows interaction by networked users; users may take control of portions of the wall and add selected information to these portions.Type: GrantFiled: December 3, 1997Date of Patent: June 6, 2000Assignee: Citicorp Development Center, Inc.Inventors: Sylvia Bornemisza-Wahr, Kevin Sy Lam, Frank McCallick, Roy Sinai, Peter Paradiso, Howard A. Schechtman, Kenneth J. Randall, Peter Tompkins, Teresa A. Petach
-
Patent number: 5867153Abstract: A method and system automatically harmonizes access to a given software application program via different access devices. Through use of the method and system, a financial institution can provide access to a given application (such as, for example, automatic bill payment services) to customers using different access devices such web browsers, screen phones and personal computers. A single application program is all that needs to be written and maintained by the financial institution. Also, the method and system enables financial institutions to "leverage" existing programs because now the institution can automatically "project" its existing stock of program services unto new access devices--devices which may not have even existed at the time the program was created. By receiving information from the user via the user's access device, including information identifying the type of device being used and the application program the user wishes to access, the present invention solves these problems.Type: GrantFiled: October 30, 1996Date of Patent: February 2, 1999Assignee: Transaction Technology, Inc.Inventors: Michael L. Grandcolas, Wendell W. Anthony, Patrick Law, Leslie Moss, Teresa A. Petach, Peter Tompkins