Patents by Inventor Terri L. Frick

Terri L. Frick has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and apparatus for logically determining whether received queries qualify for straight-through-processing
    Patent number: 9767512
    Abstract: An apparatus for validating entitlement capabilities, and determining, based on the entitlement capabilities, whether an account request associated with the entitlement capabilities qualifies for Straight Through Processing is provided. The apparatus may include a receiver. The receiver may receive entitlement authorization for a signatory and a client request to open an account. The apparatus may also include memory configured to: store, in a centralized repository, entitlement capabilities for the authorized signatory. The centralized repository may provide access to one or more signature documents associated with the authorized signatory. The centralized repository may link the signatory to one or more signature documents associated with the signatory's authorization. The apparatus may also include a display configured to display a hierarchal map of the one or more authorized signatories.
    Type: Grant
    Filed: January 1, 2015
    Date of Patent: September 19, 2017
    Assignee: Bank of America Corporation
    Inventors: Terri L. Frick, Gerardo R. Garcia, Maia H. Hardin
  • METHOD AND APPARATUS FOR LOGICALLY DETERMINING WHETHER RECEIVED QUERIES QUALIFY FOR STRAIGHT-THROUGH-PROCESSING
    Publication number: 20160196444
    Abstract: An apparatus for validating entitlement capabilities, and determining, based on the entitlement capabilities, whether an account request associated with the entitlement capabilities qualifies for Straight Through Processing is provided. The apparatus may include a receiver. The receiver may receive entitlement authorization for a signatory and a client request to open an account. The apparatus may also include memory configured to: store, in a centralized repository, entitlement capabilities for the authorized signatory. The centralized repository may provide access to one or more signature documents associated with the authorized signatory. The centralized repository may link the signatory to one or more signature documents associated with the signatory's authorization. The apparatus may also include a display configured to display a hierarchal map of the one or more authorized signatories.
    Type: Application
    Filed: January 1, 2015
    Publication date: July 7, 2016
    Inventors: Terri L. Frick, Gerardo R. Garcia, Maia H. Hardin