Patents by Inventor Thanigaivel Ashwin Raj
Thanigaivel Ashwin Raj has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240003694Abstract: The present disclosure relates to systems, non-transitory computer readable media, and methods for detecting and providing a digital notification of whether a ridership error exists. For instance, a ridership error detection system identifies a transportation match between a requestor device and a provider device. The ridership error detection system determines one or more sets of provider-requestor consistency signals from the requestor device and the provider device across ride stages. For instance, the ridership error detection system analyzes location signals, IMU signals, audio signals, local wireless signals indicating distances between the requestor device and the provider device, and other signals to determine whether a ridership error exists. The ridership error detection system provides digital notifications to the provider device and the requestor device based on the ridership error determination.Type: ApplicationFiled: September 18, 2023Publication date: January 4, 2024Inventors: Matthew Allen Davis, Jayaprabhakar Kadarkarai, Eshaan Bhalla, Fadi Al Sayed Hassan, Ramachandran Gurumoorthy, Neil Pradip Shah, Suresh Pragada, Thanigaivel Ashwin Raj, Nathan Van Fleet
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Patent number: 11861607Abstract: Embodiments of the present invention relate to systems and methods for implementing a mobile tokenization hub with a common tokenization capabilities (CTC) module that may provide tokenization for various entities in various contexts. For example, the CTC module can provide and store tokens for mobile payment transactions, transit transactions, digital wallet applications, merchant point of sale (POS) applications, personalization services, and the like.Type: GrantFiled: May 9, 2022Date of Patent: January 2, 2024Assignee: Visa International Service AssociationInventors: Thanigaivel Ashwin Raj, Christian Flurscheim, Kaushik Subramanian, Bradley Greene, Prasanna L. Narayan
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Patent number: 11761770Abstract: The present disclosure relates to systems, non-transitory computer readable media, and methods for detecting and providing a digital notification of whether a ridership error exists. For instance, a ridership error detection system identifies a transportation match between a requestor device and a provider device. The ridership error detection system determines one or more sets of provider-requestor consistency signals from the requestor device and the provider device across ride stages. For instance, the ridership error detection system analyzes location signals, IMU signals, audio signals, local wireless signals indicating distances between the requestor device and the provider device, and other signals to determine whether a ridership error exists. The ridership error detection system provides digital notifications to the provider device and the requestor device based on the ridership error determination.Type: GrantFiled: November 22, 2019Date of Patent: September 19, 2023Assignee: Lyft, Inc.Inventors: Matthew Allen Davis, Jayaprabhakar Kadarkarai, Eshaan Bhalla, Fadi AI Sayed Hassan, Ramachandran Gurumoorthy, Neil Pradip Shah, Suresh Pragada, Thanigaivel Ashwin Raj, Nathan Van Fleet
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Publication number: 20220270086Abstract: Embodiments of the present invention relate to systems and methods for implementing a mobile tokenization hub with a common tokenization capabilities (CTC) module that may provide tokenization for various entities in various contexts. For example, the CTC module can provide and store tokens for mobile payment transactions, transit transactions, digital wallet applications, merchant point of sale (POS) applications, personalization services, and the like.Type: ApplicationFiled: May 9, 2022Publication date: August 25, 2022Inventors: Thanigaivel Ashwin Raj, Christian Flurscheim, Kaushik Subramanian, Bradley Greene, Prasanna L. Narayan
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Patent number: 11341491Abstract: Embodiments of the present invention relate to systems and methods for implementing a mobile tokenization hub with a common tokenization capabilities (CTC) module that may provide tokenization for various entities in various contexts. For example, the CTC module can provide and store tokens for mobile payment transactions, transit transactions, digital wallet applications, merchant point of sale (POS) applications, personalization services, and the like.Type: GrantFiled: April 19, 2018Date of Patent: May 24, 2022Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Thanigaivel Ashwin Raj, Christian Flurscheim, Kaushik Subramanian, Bradley Greene, Prasanna L. Narayan
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Patent number: 11126979Abstract: An alias management and value transfer claim processing system is disclosed. A sending entity initiates value transfer identifying a recipient entity using an alias that is unregistered with the system. The value transfer is authorized, but not settled until the recipient entity registers with the system and claims the value transfer. The registered alias can be used for subsequent value transfers.Type: GrantFiled: August 5, 2019Date of Patent: September 21, 2021Assignee: Visa International Service AssociationInventors: Thanigaivel Ashwin Raj, Jacob Saul Fuentes, John Tullis, Vishwanath Shastry
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Publication number: 20210156700Abstract: The present disclosure relates to systems, non-transitory computer readable media, and methods for detecting and providing a digital notification of whether a ridership error exists. For instance, a ridership error detection system identifies a transportation match between a requestor device and a provider device. The ridership error detection system determines one or more sets of provider-requestor consistency signals from the requestor device and the provider device across ride stages. For instance, the ridership error detection system analyzes location signals, IMU signals, audio signals, local wireless signals indicating distances between the requestor device and the provider device, and other signals to determine whether a ridership error exists. The ridership error detection system provides digital notifications to the provider device and the requestor device based on the ridership error determination.Type: ApplicationFiled: November 22, 2019Publication date: May 27, 2021Inventors: Matthew Allen Davis, Jayaprabhakar Kadarkarai, Eshaan Bhalla, Fadi Al Sayed Hassan, Ramachandran Gurumoorthy, Neil Pradip Shah, Suresh Pragada, Thanigaivel Ashwin Raj, Nathan Van Fleet
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Patent number: 10937031Abstract: Embodiments of the invention are directed to methods, apparatuses, computer readable media and systems for processing transactions using conversion or filtering of restricted information. One embodiment of the invention is directed to a method comprising receiving, at a server computer located outside a restricted zone, a transaction request message including an unrestricted account alias, wherein the unrestricted account alias was previously converted from a restricted account identifier into the unrestricted account alias by a server computer located in a restricted zone. The server computer located outside the restricted zone may determine an account associated with the unrestricted account alias and process the transaction request message. Similar methods may be applied to settlement files including an unrestricted account alias that is converted to a restricted account identifier. Other embodiments are directed to filtering restricted information from service requests or other transactions.Type: GrantFiled: July 31, 2017Date of Patent: March 2, 2021Assignee: VISA INTERNATIONAL SERVICE ASSOCIATIONInventors: Justin Monk, Kaushik Subramanian, Thanigaivel Ashwin Raj
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Patent number: 10667310Abstract: Techniques for conducting a transaction in a wireless communication system are described. The techniques may include detecting a transmission from a wireless communication device, determining that the transmission includes a transaction service identifier, and invoking a transaction application associated with the transaction service identifier. The techniques may also include receiving transaction information for a transaction associated with a transaction identifier mapped to the device identifier; and sending a transaction cryptogram from the transaction application to the wireless communication device to conduct the transaction.Type: GrantFiled: January 10, 2019Date of Patent: May 26, 2020Assignee: Visa International Service AssociationInventors: Thanigaivel Ashwin Raj, Sanjeev Sharma, Kaushik Subramanian
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Publication number: 20190370764Abstract: An alias management and value transfer claim processing system is disclosed. A sending entity initiates value transfer identifying a recipient entity using an alias that is unregistered with the system. The value transfer is authorized, but not settled until the recipient entity registers with the system and claims the value transfer. The registered alias can be used for subsequent value transfers.Type: ApplicationFiled: August 5, 2019Publication date: December 5, 2019Inventors: Thanigaivel Ashwin Raj, Jacob Saul Fuentes, John Tullis, Vishwanath Shastry
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Patent number: 10417619Abstract: An alias management and value transfer claim processing system is disclosed. A sending entity initiates value transfer identifying a recipient entity using an alias that is unregistered with the system. The value transfer is authorized, but not settled until the recipient entity registers with the system and claims the value transfer. The registered alias can be used for subsequent value transfers.Type: GrantFiled: November 19, 2012Date of Patent: September 17, 2019Assignee: Visa International Service AssociationInventors: Thanigaivel Ashwin Raj, Jacob Saul Fuentes, John Tullis, Vishwanath Shastry
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Publication number: 20190150212Abstract: Techniques for conducting a transaction in a wireless communication system are described. The techniques may include detecting a transmission from a wireless communication device, determining that the transmission includes a transaction service identifier, and invoking a transaction application associated with the transaction service identifier. The techniques may also include receiving transaction information for a transaction associated with a transaction identifier mapped to the device identifier; and sending a transaction cryptogram from the transaction application to the wireless communication device to conduct the transaction.Type: ApplicationFiled: January 10, 2019Publication date: May 16, 2019Inventors: Thanigaivel Ashwin Raj, Sanjeev Sharma, Kaushik Subramanian
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Patent number: 10231274Abstract: Techniques for conducting a transaction in a midrange wireless communication system are described. The techniques may include detecting a beacon transmission from a midrange wireless base station, determining that the beacon transmission includes a transaction service identifier, and invoking a transaction application associated with the transaction service identifier. The techniques may also include receiving transaction information for a transaction associated with a transaction identifier mapped to the device identifier; and sending a transaction cryptogram from the transaction application to the midrange wireless base station to conduct the transaction.Type: GrantFiled: June 21, 2017Date of Patent: March 12, 2019Assignee: Visa International Service AssociationInventors: Thanigaivel Ashwin Raj, Sanjeev Sharma, Kaushik Subramanian
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Publication number: 20180247303Abstract: Embodiments of the present invention relate to systems and methods for implementing a mobile tokenization hub with a common tokenization capabilities (CTC) module that may provide tokenization for various entities in various contexts. For example, the CTC module can provide and store tokens for mobile payment transactions, transit transactions, digital wallet applications, merchant point of sale (POS) applications, personalization services, and the like.Type: ApplicationFiled: April 19, 2018Publication date: August 30, 2018Inventors: Thanigaivel Ashwin Raj, Christian Flurscheim, Kaushik Subramanian, Bradley Greene, Prasanna L. Narayan
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Patent number: 9978062Abstract: Embodiments of the present invention relate to systems and methods for implementing a mobile tokenization hub with a common tokenization capabilities (CTC) module that may provide tokenization for various entities in various contexts. For example, the CTC module can provide and store tokens for mobile payment transactions, transit transactions, digital wallet applications, merchant point of sale (POS) applications, personalization services, and the like.Type: GrantFiled: May 15, 2014Date of Patent: May 22, 2018Assignee: Visa International Service AssociationInventors: Thanigaivel Ashwin Raj, Christian Flurscheim, Kaushik Subramanian, Bradley Greene, Prasanna Laxminarayanan
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Publication number: 20170330185Abstract: Embodiments of the invention are directed to methods, apparatuses, computer readable media and systems for processing transactions using conversion or filtering of restricted information. One embodiment of the invention is directed to a method comprising receiving, at a server computer located outside a restricted zone, a transaction request message including an unrestricted account alias, wherein the unrestricted account alias was previously converted from a restricted account identifier into the unrestricted account alias by a server computer located in a restricted zone. The server computer located outside the restricted zone may determine an account associated with the unrestricted account alias and process the transaction request message. Similar methods may be applied to settlement files including an unrestricted account alias that is converted to a restricted account identifier. Other embodiments are directed to filtering restricted information from service requests or other transactions.Type: ApplicationFiled: July 31, 2017Publication date: November 16, 2017Inventors: Justin Monk, Kaushik Subramanian, Thanigaivel Ashwin Raj
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Publication number: 20170290079Abstract: Techniques for conducting a transaction in a midrange wireless communication system are described. The techniques may include detecting a beacon transmission from a midrange wireless base station, determining that the beacon transmission includes a transaction service identifier, and invoking a transaction application associated with the transaction service identifier. The techniques may also include receiving transaction information for a transaction associated with a transaction identifier mapped to the device identifier; and sending a transaction cryptogram from the transaction application to the midrange wireless base station to conduct the transaction.Type: ApplicationFiled: June 21, 2017Publication date: October 5, 2017Inventors: Thanigaivel Ashwin Raj, Sanjeev Sharma, Kaushik Subramanian
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Patent number: 9717108Abstract: Techniques for conducting a transaction in a midrange wireless communication system are described. The techniques may include detecting a beacon transmission from a midrange wireless base station, determining that the beacon transmission includes a transaction service identifier, and invoking a transaction application associated with the transaction service identifier. The techniques may also include receiving transaction information for a transaction associated with a transaction identifier mapped to the device identifier; and sending a transaction cryptogram from the transaction application to the midrange wireless base station to conduct the transaction.Type: GrantFiled: June 22, 2015Date of Patent: July 25, 2017Inventors: Thanigaivel Ashwin Raj, Sanjeev Sharma, Kaushik Subramanian
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Publication number: 20150373762Abstract: Techniques for conducting a transaction in a midrange wireless communication system are described. The techniques may include detecting a beacon transmission from a midrange wireless base station, determining that the beacon transmission includes a transaction service identifier, and invoking a transaction application associated with the transaction service identifier. The techniques may also include receiving transaction information for a transaction associated with a transaction identifier mapped to the device identifier; and sending a transaction cryptogram from the transaction application to the midrange wireless base station to conduct the transaction.Type: ApplicationFiled: June 22, 2015Publication date: December 24, 2015Inventors: Thanigaivel Ashwin Raj, Sanjeev Sharma, Kaushik Subramanian
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Publication number: 20150161597Abstract: A method is disclosed. The method includes receiving a credential request message requesting a temporary credential associated with a payment account, and then determining, by a server computer, using a routing table and data associated with the payment card, a third-party computer associated with the payment account. The method also includes transmitting the credential request message to the third-party computer, and receiving, by the server computer, the temporary credential from the third-party computer. The method also includes determining, by the server computer, the communication device associated with the requested temporary credential and transmitting, by the server computer, the temporary credential to the communication device.Type: ApplicationFiled: December 9, 2014Publication date: June 11, 2015Inventors: Kaushik Subramanian, Thanigaivel Ashwin Raj, Uzma Makhdumi, Bradley Greene