Abstract: Systems and methods are disclosed for least cost acquirer routing based on pricing models. One method comprises: receiving transaction-related information from a merchant, the transaction-related information including a payment network identifier of the payment network used in the initiated payment transaction; identifying the payment network used based on the payment network identifier determining the primary qualification criteria pertaining to the payment network used; determining an interchange rate and an interchange category based on the primary qualification criteria and the received transaction related information; determining a pricing model of an acquirer that yields the lowest fees applicable to the merchant based on one or more of, the transaction related information, the primary qualification criteria, and the interchange category; and transmitting the transaction-related information to the acquirer.

Abstract: Systems and methods are disclosed for least cost acquirer routing based on pricing models. One method comprises: receiving transaction-related information from a merchant, the transaction-related information including a payment network identifier of the payment network used in the initiated payment transaction; identifying the payment network used based on the payment network identifier determining the primary qualification criteria pertaining to the payment network used; determining an interchange rate and an interchange category based on the primary qualification criteria and the received transaction related information; determining a pricing model of an acquirer that yields the lowest fees applicable to the merchant based on one or more of, the transaction related information, the primary qualification criteria, and the interchange category; and transmitting the transaction-related information to the acquirer.

Abstract: Systems and methods are disclosed for least cost acquirer routing based on pricing models. One method comprises: receiving transaction-related information from a merchant, the transaction-related information including a payment network identifier of the payment network used in the initiated payment transaction; identifying the payment network used based on the payment network identifier determining the primary qualification criteria pertaining to the payment network used; determining an interchange rate and an interchange category based on the primary qualification criteria and the received transaction related information; determining a pricing model of an acquirer that yields the lowest fees applicable to the merchant based on one or more of, the transaction related information, the primary qualification criteria, and the interchange category; and transmitting the transaction-related information to the acquirer.

Abstract: Systems and methods are disclosed for least cost acquirer routing based on pricing models. One method comprises: receiving transaction-related information from a merchant, the transaction-related information including a payment network identifier of the payment network used in the initiated payment transaction; identifying the payment network used based on the payment network identifier determining the primary qualification criteria pertaining to the payment network used; determining an interchange rate and an interchange category based on the primary qualification criteria and the received transaction related information; determining a pricing model of an acquirer that yields the lowest fees applicable to the merchant based on one or more of, the transaction related information, the primary qualification criteria, and the interchange category; and transmitting the transaction-related information to the acquirer.

Abstract: Various systems described herein may allow a user's personal information, such as their medical history, to be automatically delivered to appropriate emergency personnel in response to a reported emergency, such as a 911 call, activation of a smoke alarm or security system, or other emergency. Various items of personal and confidential information may be stored in a secure location, and the user may provide advanced approval to have the information automatically delivered to emergency responders in response to a request for emergency assistance. For example, after the user initiates a request for emergency assistance, a computing device may determine whether the user has granted approval for emergency delivery of the user's confidential information, and if such approval has been granted, the computing device may request the delivery of the user's confidential information to the emergency responders.

Abstract: Systems and methods are disclosed for least cost acquirer routing based on pricing models. One method comprises: receiving transaction-related information from a merchant, the transaction-related information including a payment network identifier of the payment network used in the initiated payment transaction; identifying the payment network used based on the payment network identifier determining the primary qualification criteria pertaining to the payment network used; determining an interchange rate and an interchange category based on the primary qualification criteria and the received transaction related information; determining a pricing model of an acquirer that yields the lowest fees applicable to the merchant based on one or more of, the transaction related information, the primary qualification criteria, and the interchange category; and transmitting the transaction-related information to the acquirer.

Abstract: Systems and methods are disclosed for least cost acquirer routing based on pricing models. One method comprises: receiving transaction-related information from a merchant, the transaction-related information including a payment network identifier of the payment network used in the initiated payment transaction; identifying the payment network used based on the payment network identifier determining the primary qualification criteria pertaining to the payment network used; determining an interchange rate and an interchange category based on the primary qualification criteria and the received transaction related information; determining a pricing model of an acquirer that yields the lowest fees applicable to the merchant based on one or more of, the transaction related information, the primary qualification criteria, and the interchange category; and transmitting the transaction-related information to the acquirer.

Abstract: Various systems described herein may allow a user's personal information, such as their medical history, to be automatically delivered to appropriate emergency personnel in response to a reported emergency, such as a 911 call, activation of a smoke alarm or security system, or other emergency. Various items of personal and confidential information may be stored in a secure location, and the user may provide advanced approval to have the information automatically delivered to emergency responders in response to a request for emergency assistance. For example, after the user initiates a request for emergency assistance, a computing device may determine whether the user has granted approval for emergency delivery of the user's confidential information, and if such approval has been granted, the computing device may request the delivery of the user's confidential information to the emergency responders.

Abstract: Various systems described herein may allow a user's personal information, such as their medical history, to be automatically delivered to appropriate emergency personnel in response to a reported emergency, such as a 911 call, activation of a smoke alarm or security system, or other emergency. Various items of personal and confidential information may be stored in a secure location, and the user may provide advanced approval to have the information automatically delivered to emergency responders in response to a request for emergency assistance. For example, after the user initiates a request for emergency assistance, a computing device may determine whether the user has granted approval for emergency delivery of the user's confidential information, and if such approval has been granted, the computing device may request the delivery of the user's confidential information to the emergency responders.

Abstract: Various systems described herein may allow a user's personal information, such as their medical history, to be automatically delivered to appropriate emergency personnel in response to a reported emergency, such as a 911 call, activation of a smoke alarm or security system, or other emergency. Various items of personal and confidential information may be stored in a secure location, and the user may provide advanced approval to have the information automatically delivered to emergency responders in response to a request for emergency assistance. For example, after the user initiates a request for emergency assistance, a computing device may determine whether the user has granted approval for emergency delivery of the user's confidential information, and if such approval has been granted, the computing device may request the delivery of the user's confidential information to the emergency responders.

Abstract: Methods and systems for processing messages received from a security device are presented. In some embodiments, a server may receive one or more messages from a security console and subsequently may determine the location of the security console. The server then may identify one or more other devices that are grouped, e.g., located within a predetermined distance, with the security console. Thereafter, the server may send one or more alert messages to the identified devices.

Abstract: Various systems described herein may allow a user's personal information, such as their medical history, to be automatically delivered to appropriate emergency personnel in response to a reported emergency, such as a 911 call, activation of a smoke alarm or security system, or other emergency. Various items of personal and confidential information may be stored in a secure location, and the user may provide advanced approval to have the information automatically delivered to emergency responders in response to a request for emergency assistance. For example, after the user initiates a request for emergency assistance, a computing device may determine whether the user has granted approval for emergency delivery of the user's confidential information, and if such approval has been granted, the computing device may request the delivery of the user's confidential information to the emergency responders.

Abstract: Methods and systems for processing messages received from a security device are presented. In some embodiments, a server may receive one or more messages from a security console and subsequently may determine the location of the security console. The server then may identify one or more other devices that are grouped, e.g., located within a predetermined distance, with the security console. Thereafter, the server may send one or more alert messages to the identified devices.

Abstract: System and methods for providing a user experience are described, including a method comprising determining a location of a user and automatically selecting an interface device of a plurality of interface devices based upon the location of a user. The selected interface device can be configured to transmit audio, transmit video, receive audio, receive video, or a combination thereof. The method can also comprise automatically configuring a user experience provided via the selected interface device.

Abstract: Various systems described herein may allow a user's personal information, such as their medical history, to be automatically delivered to appropriate emergency personnel in response to a reported emergency, such as a 911 call, activation of a smoke alarm or security system, or other emergency. Various items of personal and confidential information may be stored in a secure location, and the user may provide advanced approval to have the information automatically delivered to emergency responders in response to a request for emergency assistance. For example, after the user initiates a request for emergency assistance, a computing device may determine whether the user has granted approval for emergency delivery of the user's confidential information, and if such approval has been granted, the computing device may request the delivery of the user's confidential information to the emergency responders.

Abstract: A flight data service subscription system allows personnel to subscribe to flight data services using an electronic devices such as a multifunctional display (MFD) onboard an aircraft. The MFD is used to select regional areas of coverage and generate requests for subscriptions to flight data services. Flight data application software running on the MFD manages flight data and the subscription requests. A server operated by a flight data service provider receives the subscription requests from the MFD and dispatches flight data responsive to the requests for the selected region. A wireless local area network on the ground transfers flight data and subscription requests between the MFD and the flight data subscription server.

Abstract: System and methods for providing a user experience are described, including a method comprising determining a location of a user and automatically selecting an interface device of a plurality of interface devices based upon the location of a user. The selected interface device can be configured to transmit audio, transmit video, receive audio, receive video, or a combination thereof. The method can also comprise automatically configuring a user experience provided via the selected interface device.

Abstract: Methods and systems for processing messages received from a security device are presented. In some embodiments, a server may receive one or more messages from a security console and subsequently may determine the location of the security console. The server then may identify one or more other devices that are grouped, e.g., located within a predetermined distance, with the security console. Thereafter, the server may send one or more alert messages to the identified devices.

Abstract: Flight data and information update files such as electronic charts used by aircraft cockpit devices are automatically installed by a secure, wireless delivery system. A service provider downloads file updates through the Internet to servers at airport locations, within wireless transmission range of aircraft on the ground. A secure wireless link and router transmits the file updates from the server directly to a router on board the aircraft which routes the files to cockpit devices onboard the aircraft. Authentication procedures are used to assure that the cockpit device is authorized to receive the update. The servers are also connected to airport kiosks, where pilots may download the updates onto a media storage device, such as a flash memory card that can be used by the pilots to manually install the updates in the cockpit devices.

Abstract: A flight data service subscription system allows personnel to subscribe to flight data services using an electronic devices such as a multifunctional display (MFD) onboard an aircraft. The MFD is used to select regional areas of coverage and generate requests for subscriptions to flight data services. Flight data application software running on the MFD manages flight data and the subscription requests. A server operated by a flight data service provider receives the subscription requests from the MFD and dispatches flight data responsive to the requests for the selected region. A wireless local area network on the ground transfers flight data and subscription requests between the MFD and the flight data subscription server.