Patents by Inventor Thomas Buckingham
Thomas Buckingham has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11863579Abstract: Various embodiments of the present invention generally relate to identity authentication and/or recognition. Some embodiments provide a method for determining when a user may engage in a restricted activity, including engaging in an initial contact with a user via a medium for exchange, receiving a request to engage in an activity, determining an activity trust threshold required for the activity, determining an initial identity trust score for the user, and comparing the initial identity trust score with the activity trust threshold. Based on the comparison, the user is either allowed to engage in the activity, rejected from engaging in the activity, or additional identifying information is collected.Type: GrantFiled: September 30, 2020Date of Patent: January 2, 2024Assignee: United Services Automobile Association (USAA)Inventors: Debra Casillas, Richard Andrew Davey, Michael Frank Morris, Maland Keith Mortensen, John David Row, Thomas Buckingham, Tammy Sanclemente
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Patent number: 11765151Abstract: Methods and systems for verifying a user's identity on a computing device using two-factor authentication are described. More particularly, the system utilizes a personal identification number input by a user, together with one or more of a secure browsing feature, a device fingerprint, and a token generator to authenticate the user on the computer.Type: GrantFiled: January 25, 2022Date of Patent: September 19, 2023Assignee: United Services Automobile Association (USAA)Inventors: Debra Casillas, Richard Andrew Davey, Michael Frank Morris, Maland Keith Mortensen, John David Row, Thomas Buckingham
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Patent number: 11271918Abstract: Methods and systems for verifying a user's identity on a computing device using two-factor authentication are described. More particularly, the system utilizes a personal identification number input by a user, together with one or more of a secure browsing feature, a device fingerprint, and a token generator to authenticate the user on the computer.Type: GrantFiled: April 20, 2020Date of Patent: March 8, 2022Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Debra Casillas, Richard Andrew Davey, Michael Frank Morris, Maland Keith Mortensen, John David Row, Thomas Buckingham
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Patent number: 10834119Abstract: Various embodiments of the present invention generally relate to identity authentication and/or recognition. Some embodiments provide a method for determining when a user may engage in a restricted activity, including engaging in an initial contact with a user via a medium for exchange, receiving a request to engage in an activity, determining an activity trust threshold required for the activity, determining an initial identity trust score for the user, and comparing the initial identity trust score with the activity trust threshold. Based on the comparison, the user is either allowed to engage in the activity, rejected from engaging in the activity, or additional identifying information is collected.Type: GrantFiled: December 17, 2018Date of Patent: November 10, 2020Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Debra Casillas, Richard Andrew Davey, Michael Frank Morris, Maland Keith Mortensen, John David Row, Thomas Buckingham, Tammy Sanclemente
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Patent number: 10630670Abstract: Methods and systems for verifying a user's identity on a computing device using two-factor authentication are described. More particularly, the system utilizes a personal identification number input by a user, together with one or more of a secure browsing feature, a device fingerprint, and a token generator to authenticate the user on the computer.Type: GrantFiled: December 13, 2018Date of Patent: April 21, 2020Assignee: United Services Automobile Association (USAA)Inventors: Debra Casillas, Richard A. Davey, Michael Frank Morris, Maland Keith Mortensen, John David Row, Thomas Buckingham
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Patent number: 10393172Abstract: A button assembly includes a touchpad having an upper surface extending in a generally flat plane and movable between a first position and a second position displaced from the first position in response to the application of a pressing force perpendicular to the upper surface. Additional, smaller pushbuttons may be located adjacent the touchpad. A sub-bezel includes a housing defining a cavity for holding a linear bearing for guiding the touchpad in a linear path perpendicular to the upper surface. The linear bearing includes a plurality of first ball bearings and second ball bearings separated by a first distance perpendicular to the upper surface. The ball bearings may be sandwiched between a bearing outer member and a bearing inner member which includes an inner-top member secured to an inner-bottom member with a screw. A bearing carrier holds the ball bearings within troughs in the bearing outer member.Type: GrantFiled: August 1, 2017Date of Patent: August 27, 2019Assignee: Visteon Global Technologies, INC.Inventors: Thomas Buckingham, Douglas Allen Pfau
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Publication number: 20190040906Abstract: A button assembly includes a touchpad having an upper surface extending in a generally flat plane and movable between a first position and a second position displaced from the first position in response to the application of a pressing force perpendicular to the upper surface. Additional, smaller pushbuttons may be located adjacent the touchpad. A sub-bezel includes a housing defining a cavity for holding a linear bearing for guiding the touchpad in a linear path perpendicular to the upper surface. The linear bearing includes a plurality of first ball bearings and second ball bearings separated by a first distance perpendicular to the upper surface. The ball bearings may be sandwiched between a bearing outer member and a bearing inner member which includes an inner-top member secured to an inner-bottom member with a screw. A bearing carrier holds the ball bearings within troughs in the bearing outer member.Type: ApplicationFiled: August 1, 2017Publication date: February 7, 2019Inventors: Thomas Buckingham, Douglas Allen Pfau
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Patent number: 10187371Abstract: Methods and systems for verifying a user's identity on a computing device using two-factor authentication are described. More particularly, the system utilizes a personal identification number input by a user, together with one or more of a secure browsing feature, a device fingerprint, and a token generator to authenticate the user on the computer.Type: GrantFiled: February 28, 2018Date of Patent: January 22, 2019Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Debra Casillas, Richard Andrew Davey, Michael Frank Morris, Maland Keith Mortensen, John David Row, Thomas Buckingham
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Patent number: 10164999Abstract: Various embodiments of the present invention generally relate to identity authentication and/or recognition. Some embodiments provide a method for determining when a user may engage in a restricted activity, including engaging in an initial contact with a user via a medium for exchange, receiving a request to engage in an activity, determining an activity trust threshold required for the activity, determining an initial identity trust score for the user, and comparing the initial identity trust score with the activity trust threshold. Based on the comparison, the user is either allowed to engage in the activity, rejected from engaging in the activity, or additional identifying information is collected.Type: GrantFiled: April 25, 2018Date of Patent: December 25, 2018Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Debra Casillas, Richard Andrew Davey, Michael Frank Morris, Maland Keith Mortensen, John David Row, Thomas Buckingham, Tammy Sanclemente
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Patent number: 9979744Abstract: Various embodiments of the present invention generally relate to identity authentication and/or recognition. Some embodiments provide a method for determining when a user may engage in a restricted activity, including engaging in an initial contact with a user via a medium for exchange, receiving a request to engage in an activity, determining an activity trust threshold required for the activity, determining an initial identity trust score for the user, and comparing the initial identity trust score with the activity trust threshold. Based on the comparison, the user is either allowed to engage in the activity, rejected from engaging in the activity, or additional identifying information is collected.Type: GrantFiled: November 30, 2015Date of Patent: May 22, 2018Assignee: United States Automobile Association (USAA)Inventors: Debra Casillas, Richard Andrew Davey, Michael Frank Morris, Maland Keith Mortensen, John David Row, Thomas Buckingham, Tammy Sanclemente
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Patent number: 9917825Abstract: Methods and systems for verifying a user's identity on a computing device using two-factor authentication are described. More particularly, the system utilizes a personal identification number input by a user, together with one or more of a secure browsing feature, a device fingerprint, and a token generator to authenticate the user on the computer.Type: GrantFiled: January 11, 2016Date of Patent: March 13, 2018Assignee: United Services Automobile Association (USAA)Inventors: Debra Casillas, Richard Andrew Davey, Michael Frank Morris, Maland Keith Mortensen, John David Row, Thomas Buckingham
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Patent number: 9237146Abstract: Methods and systems for verifying a user's identity on a computing device using two-factor authentication are described. More particularly, the system utilizes a personal identification number input by a user, together with one or more of a secure browsing feature, a device fingerprint, and a token generator to authenticate the user on the computer.Type: GrantFiled: June 11, 2014Date of Patent: January 12, 2016Assignee: United Services Automobile AssociationInventors: Debra Casillas, Richard Andrew Davey, Michael Frank Morris, Maland Keith Mortensen, John David Row, Thomas Buckingham
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Patent number: 9203860Abstract: Various embodiments of the present invention generally relate to identity authentication and/or recognition. Some embodiments provide a method for determining when a user may engage in a restricted activity, including engaging in an initial contact with a user via a channel, acquiring identifying information relating to the user, receiving, from the user, a request to engage in an activity, determining an activity trust threshold required for the activity, based on the identifying information, determining an initial identity trust score for the user based on the identifying information, comparing the initial identity trust score with the activity trust threshold. Based on the comparison, the user is either allowed to engage in the activity, rejected from engaging in the activity, or additional identifying information is collected.Type: GrantFiled: March 20, 2012Date of Patent: December 1, 2015Assignee: United Services Automobile Association (USAA)Inventors: Debra Casillas, Richard Andrew Davey, Michael Frank Morris, Maland Keith Mortensen, John David Row, Thomas Buckingham, Tammy Sanclemente
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Publication number: 20060186191Abstract: Embodiments herein provide a system, method, apparatus, and computer program code to calculate a security value to associate with a payment device, to associate the security value with a print representation of the payment device where the security value and the payment device provide a unique combination, and to compare the security value associated with the payment device with known data regarding the payment device, including the security value. The security value may be used to verify an authenticity of the payment device and other information associated therewith, thus facilitating secure transactions based on using the payment device as a form of payment. In some embodiments, the payment device may include a check, a loan, an electronic transfer of funds, and other forms of payment.Type: ApplicationFiled: February 22, 2005Publication date: August 24, 2006Inventors: Ian Mitchell, Thomas Buckingham, Daniel Borchers, Harold Berquist, Spyros Menegatos
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Publication number: 20050052880Abstract: Low light level illumination is applied to rotary blades of vehicles to increase visibility to minimize ground injuries. Either photoluminescent paint or photoluminescent film may be affixed to rotary blades in use to help deter accidents. An electro-luminescent film may be integrated into future rotary blades to provide greater visibility without making the vehicle vulnerable to detection.Type: ApplicationFiled: July 21, 2003Publication date: March 10, 2005Inventors: Thomas Buckingham, Wallace Elger