Abstract: Methods and systems for sweeping fund between accounts are provided. A first account is initialized with a balance. The number of withdrawals made from the first account is monitored with respect to a limit on the total number of withdrawals allowed within each cycle of a predetermined period. Upon reaching the limit on the total number of withdrawals, the remaining balance in the first account is swept into a second account. Each subsequent withdrawal is made from the second account during the remaining duration of the cycle after the remaining balance is swept into the second account. When a new cycle begins, the entire remaining balance in the second account is swept back into the first account.