Patents by Inventor Thomas Poole
Thomas Poole has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230269243Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.Type: ApplicationFiled: May 2, 2023Publication date: August 24, 2023Applicant: Capital One Services, LLCInventors: Matthew de Ganon, Junal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
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Publication number: 20230224297Abstract: Various embodiments are generally directed to performing an authentication persistence check and, based on the check, allowing a previously successful authentication to persist on a user apparatus. The check may involve a stability check on the user apparatus. If the user apparatus is stable, device fingerprinting on the apparatus may be performed, the result of which may be compared to a snapshot of apparatus taken at the time of successful authentication. If the comparison reveals changes or drifts that are within a predetermined threshold, then the persistence of the authentication is allowed.Type: ApplicationFiled: March 22, 2023Publication date: July 13, 2023Applicant: Capital One Services, LLCInventors: Jeffrey RULE, Paul MORETON, Thomas POOLE
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Patent number: 11677737Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.Type: GrantFiled: July 6, 2021Date of Patent: June 13, 2023Assignee: Capital One Services LLCInventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
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Patent number: 11637826Abstract: Various embodiments are generally directed to performing an authentication persistence check and, based on the check, allowing a previously successful authentication to persist on a user apparatus. The check may involve a stability check on the user apparatus. If the user apparatus is stable, device fingerprinting on the apparatus may be performed, the result of which may be compared to a snapshot of apparatus taken at the time of successful authentication. If the comparison reveals changes or drifts that are within a predetermined threshold, then the persistence of the authentication is allowed.Type: GrantFiled: February 24, 2021Date of Patent: April 25, 2023Assignee: Capital One Services, LLCInventors: Jeffrey Rule, Paul Moreton, Thomas Poole
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Publication number: 20220414753Abstract: Systems and methods are provided for assisting a customer with purchasing a merchandise item in a store. Assisting the customer may include determining a location of a customer (i.e., customer device) in the store, identifying merchandise items located adjacent to the customer, receiving selection of a merchandise item for purchase from the identified merchandise items, receiving payment authorization information for the purchase, and initiating delivery of the merchandise item to the customer. Additionally, systems and methods are provided for inventory management in a store. Consistent with certain embodiments, computer-implemented systems and methods are provided for selecting a sensor, receiving a sensor identifier and a position of the sensor, receiving merchandise identifiers for merchandise items located near the sensor, and storing the merchandise identifiers in association with the sensor identifier.Type: ApplicationFiled: August 31, 2022Publication date: December 29, 2022Applicant: Capital One Services, LLCInventors: THOMAS POOLE, Kaleen Love
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Publication number: 20220366395Abstract: Systems, methods, and computer-readable media are provided for mobile-based transaction pre-authorization. One example method comprises receiving, from a device (such as a mobile device), a pre-authorization request including at least selection of a payment method, and generating a pre-authorization for a purchase based on the selected payment method. The method further comprises receiving a transaction request, determining whether the received transaction request is associated with the pre-authorization, and processing the transaction request based on the determination. Systems and computer-readable media implementing the above method are also provided. User interfaces are also provided for enabling the use of such methods, systems, and computer-readable media on, for example, mobile devices.Type: ApplicationFiled: July 28, 2022Publication date: November 17, 2022Applicant: Capital One Services, LLCInventor: Thomas POOLE
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Patent number: 11429947Abstract: Systems, methods, and computer-readable media are provided for mobile-based transaction pre-authorization. One example method comprises receiving, from a device (such as a mobile device), a pre-authorization request including at least selection of a payment method, and generating a pre-authorization for a purchase based on the selected payment method. The method further comprises receiving a transaction request, determining whether the received transaction request is associated with the pre-authorization, and processing the transaction request based on the determination. Systems and computer-readable media implementing the above method are also provided. User interfaces are also provided for enabling the use of such methods, systems, and computer-readable media on, for example, mobile devices.Type: GrantFiled: July 15, 2019Date of Patent: August 30, 2022Assignee: Capital One Services, LLCInventor: Thomas Poole
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Publication number: 20220272083Abstract: Various embodiments are generally directed to performing an authentication persistence check and, based on the check, allowing a previously successful authentication to persist on a user apparatus. The check may involve a stability check on the user apparatus. If the user apparatus is stable, device fingerprinting on the apparatus may be performed, the result of which may be compared to a snapshot of apparatus taken at the time of successful authentication. If the comparison reveals changes or drifts that are within a predetermined threshold, then the persistence of the authentication is allowed.Type: ApplicationFiled: February 24, 2021Publication date: August 25, 2022Applicant: Capital One Services, LLCInventors: Jeffrey Rule, Paul Moreton, Thomas Poole
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Publication number: 20210336941Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations.Type: ApplicationFiled: July 6, 2021Publication date: October 28, 2021Applicant: Capital One Services LLCInventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
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Publication number: 20210248593Abstract: Systems and methods are provided for generating and managing dynamic customized electronic tokens for electronic device interactions. A system for transferring data between a user device associated with a user and a remote device may include a memory storing instructions and a processor configured to execute the stored instructions. The stored instructions may configure the processor to receive, via a network, transaction information from the remote device, access information associated with an electronic token, and provide the electronic token to the remote device. The electronic token may be associated with at least one of the user or the user device, and a token server may generate the electronic token based on the received transaction information, and determine one or more expiration parameters for the electronic token.Type: ApplicationFiled: April 28, 2021Publication date: August 12, 2021Applicant: Capital One Services, LLCInventors: Paul MORETON, Matthew DE GANON, Thomas POOLE
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Patent number: 11089003Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.Type: GrantFiled: June 11, 2020Date of Patent: August 10, 2021Assignee: Capital One Services, LLCInventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
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Publication number: 20210185049Abstract: Systems and methods are provided for managing electronic tokens associated with an account. A system may include a memory storing instructions and account information associated with an account, and a processor configured to executed the stored instructions to: access information associated with one or more electronic tokens associated with the account, wherein the information includes one or more token settings, receive, via a network, information for a transaction request including a first token; analyze the received information to determine whether at least one rule in the one or more token settings is violated, responsive to a determination that at least one rule is violated, transmit an indication that the transaction request is denied, and responsive to a determination that no rules are violated, detokenize the transaction request.Type: ApplicationFiled: February 26, 2021Publication date: June 17, 2021Applicant: Capital One Services, LLCInventors: PAUL MORETON, LAWRENCE DOUGLAS, THOMAS POOLE, THOMAS CHRISTOPHER CLARKE, SAEJIN CHOI
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Patent number: 10965682Abstract: Systems and methods are provided for managing electronic tokens associated with an account. A system may include a memory storing instructions and account information associated with an account, and a processor configured to executed the stored instructions to: access information associated with one or more electronic tokens associated with the account, wherein the information includes one or more token settings, receive, via a network, information for a transaction request including a first token; analyze the received information to determine whether at least one rule in the one or more token settings is violated, responsive to a determination that at least one rule is violated, transmit an indication that the transaction request is denied, and responsive to a determination that no rules are violated, detokenize the transaction request.Type: GrantFiled: April 19, 2017Date of Patent: March 30, 2021Assignee: Capital One Services, LLC.Inventors: Paul Moreton, Lawrence Douglas, Thomas Poole, Thomas Christopher Clarke, Saejin Choi
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Patent number: 10887299Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.Type: GrantFiled: December 2, 2019Date of Patent: January 5, 2021Assignee: Capital One Services, LLCInventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
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Publication number: 20200304486Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.Type: ApplicationFiled: June 11, 2020Publication date: September 24, 2020Applicant: Capital One Services, LLCInventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
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Publication number: 20200106757Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.Type: ApplicationFiled: December 2, 2019Publication date: April 2, 2020Inventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
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Publication number: 20200019950Abstract: Systems, methods, and computer-readable media are provided for mobile-based transaction pre-authorization. One example method comprises receiving, from a device (such as a mobile device), a pre-authorization request including at least selection of a payment method, and generating a pre-authorization for a purchase based on the selected payment method. The method further comprises receiving a transaction request, determining whether the received transaction request is associated with the pre-authorization, and processing the transaction request based on the determination. Systems and computer-readable media implementing the above method are also provided. User interfaces are also provided for enabling the use of such methods, systems, and computer-readable media on, for example, mobile devices.Type: ApplicationFiled: July 15, 2019Publication date: January 16, 2020Applicant: Capital One Services, LLCInventor: Thomas POOLE
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Patent number: 10505940Abstract: Systems and methods are provided for managing electronic tokens for device interactions. In some embodiments, a unified graphical user interface is provided for an account, for controlling the activation status and settings associated with authorized electronic devices used for conducting transactions on the account. The electronic devices may be programmed with an electronic token that allows a server to look up sensitive account information, although the electronic token does not divulge the account information itself. Therefore, if an electronic token is compromised or stolen, the account does not need to be closed, and sensitive information remains safe. Moreover, the unified graphical user interface provides detailed and highly customizable controls for settings and restrictions associated with each of the electronic tokens, without modifying or accessing sensitive account or personal information.Type: GrantFiled: June 17, 2016Date of Patent: December 10, 2019Assignee: Capital One Services, LLCInventors: Paul Moreton, Lawrence Douglas, Thomas Poole, Thomas Christopher Clarke, Saejin Choi
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Patent number: 10498717Abstract: Methods and systems for a browser extension system are disclosed. In some embodiments, a browser extension server includes a communication device configured to communicate with a first computing device executing a browser extension application and a web browser application and a second computing device executing an authentication application. The browser extension server further includes a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include receiving from the first computing device an indication of a financial service account associated with the first computing device, detecting a payment field in a web page provided by the computing device through the web browser application and, in response, generating a secure token mapped to the financial service account.Type: GrantFiled: December 15, 2016Date of Patent: December 3, 2019Assignee: Capital One Services, LLC.Inventors: Matthew de Ganon, Kunal Arora, Thomas Poole, Daniel Kahn, Dwij Trivedi, Paul Moreton
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Patent number: 10397238Abstract: Systems and methods are provided for managing electronic tokens for device interactions. In some embodiments, a unified graphical user interface is provided for an account, for controlling the activation status and settings associated with authorized electronic devices used for conducting transactions on the account. The electronic devices may be programmed with an electronic token that allows a server to look up sensitive account information, although the electronic token does not divulge the account information itself. Therefore, if an electronic token is compromised or stolen, the account does not need to be closed, and sensitive information remains safe. Moreover, the unified graphical user interface provides detailed and highly customizable controls for settings and restrictions associated with each of the electronic tokens, without modifying or accessing sensitive account or personal information.Type: GrantFiled: February 23, 2018Date of Patent: August 27, 2019Assignee: Capital One Services, LLCInventors: Paul Moreton, Lawrence Douglas, Thomas Poole, Thomas Christopher Clarke, Saejin Choi