Abstract: A system for authorizing electronic transactions using a form of a token possessing credentials of an account holder, wherein the system transmits a verification message to a terminal where this terminal is different from the one the electronic transaction is conducted on, and through this combination the system shall verify that the transaction is being conducted by the authorized owner of the token used.

Abstract: A system and method is provided to register a user; assign a primary account number (PAN) to the user; create an account; create a unique cipher with keys; link, by a trusted source of identification, the PAN to an attribute of the user and to the account; receive the keys at a user device; remove the keys; generate data by a third-party to request the user to perform a transaction; present the PAN to the third-party; receive a transaction request detail; receive the data at a transaction processor based on a unique identifier of the PAN; identify the user using the unique identifier; authenticate the user; request, by the transaction processor, the device to release a key associated with the transaction request detail; decrypt stored information; and send a response, including the decrypted stored information, from the transaction processor to the third-party, thereby identifying the user.

Abstract: A system and method is provided to register a user; assign a primary account number (PAN) to the user; create an account; create a unique cipher with keys; link, by a trusted source of identification, the PAN to an attribute of the user and to the account; receive the keys at a user device; remove the keys; generate data by a third-party to request the user to perform a transaction; present the PAN to the third-party; receive a transaction request detail; receive the data at a transaction processor based on a unique identifier of the PAN; identify the user using the unique identifier; authenticate the user; request, by the transaction processor, the device to release a key associated with the transaction request detail; decrypt stored information; and send a response, including the decrypted stored information, from the transaction processor to the third-party, thereby identifying the user.

Abstract: A system for information confirmation using a cloud computing platform to provide a service by which an individual's video recorded and fingerprint authenticated sworn affidavit or statement called a “Confirmation” can be given upon request of another individual and stored in a third party service provider's cloud based vault for future retrieval in the case of any legal or other forms of action that may need to be taken in the future.

Abstract: A system for authorizing electronic transactions using a form of a physical token possessing credentials of an account holder, wherein the system transmits a verification message to a terminal where this terminal is different from the one the electronic transaction is conducted on, and through this combination the system shall verify that the transaction is being conducted by the authorized owner of the token used.

Abstract: A system for information confirmation using a cloud computing platform to provide a service by which an individual's video recorded and fingerprint authenticated sworn affidavit or statement called a “Confirmation” can be given upon request of another individual and stored in a third party service provider's cloud based vault for future retrieval in the case of any legal or other forms of action that may need to be taken in the future.

Abstract: A device possessing a secure multifunctional authentication service integrated with data storage capability, wherein the device is a multifunctional intelligent peripheral or accessory device, which, upon implementation into a system, is disposed to control a set of transactions that the system is designated to perform by the device, in conjunction with a data transfer medium which is under the control of the device.

Abstract: A personalized multifunctional access device that possesses an individualized form of authenticating and controlling data exchange following a unique authentication of a user by the access device, wherein the access is further disposed to create a secure exchange environment for a user through pairing with a corresponding medium and subsequent authentication.

Abstract: A device possessing a secure multifunctional authentication service integrated with data storage capability, wherein the device is disposed to comprise a multifunctional intelligent peripheral or accessory device, which, upon implementation into a system, is disposed to control a set of transactions that the system is designated to perform by the device, in conjunction with a data transfer medium which is under the control of the device.