Patents by Inventor Timo P. Tervo

Timo P. Tervo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9875092
    Abstract: Methods and apparatus, including computer program products, are distribution of a mobile application. In one aspect there is provided a method. The method may include storing, at a first user equipment, a mobile payment application installation package; sending, by the first user equipment via a short-range radio link, an invitation to a second user equipment, the invitation representing an offer to receive the mobile payment application installation package; receiving, at the first user equipment, a response to the invitation; and sending, by the first user equipment via the short-range radio link, the mobile payment application installation package, when the response to the invitation represents an acceptance of the offer. Related apparatus, systems, methods, and articles are also described.
    Type: Grant
    Filed: April 17, 2014
    Date of Patent: January 23, 2018
    Assignee: Mistral Mobile
    Inventors: Timo P. Tervo, Binay Guragain
  • Publication number: 20160210612
    Abstract: In some example embodiments, there may be provided a method comprising: detecting, by a merchant equipment including a mobile payment application, one or more consumer equipment; generating, by the merchant equipment including the mobile payment application, a view including one or more photos sent by the detected one or more consumer equipment, wherein each of the one or more photos represent a corresponding user of the detected one or more consumer equipment; receiving, by the merchant equipment including the mobile payment application, a selection of one of the one or more photos; and sending, by the merchant equipment including the mobile payment application, payment information corresponding to the selected photo to enable authorization of a mobile payment by a user corresponding to the selected one of the one or more photos. Related systems, methods, and articles or manufacture are also disclosed.
    Type: Application
    Filed: January 20, 2015
    Publication date: July 21, 2016
    Inventors: Timo P. Tervo, Ludwig Schulze
  • Publication number: 20160005036
    Abstract: Methods and apparatus, including computer program products, are provided for secure HCE token delivery. In some example embodiments, there may be provided a method, which includes determining, at a user equipment including a host card emulation payment application, whether a data service is allowed and/or available for use; selecting, based on the determining, the data service to carry a message generated by the host card emulation payment application, when the data service is allowed and/or available for use; and selecting, based on the determining, a short message service to carry the message generated by the host card emulation payment application, when the data service is not allowed and/or not available for use. The message may carry tokens, requests for tokens, and/or other information as well. Related apparatus, systems, methods, and articles are also described.
    Type: Application
    Filed: July 3, 2014
    Publication date: January 7, 2016
    Inventors: Timo P. Tervo, Ludwig Schulze
  • Publication number: 20160005035
    Abstract: Methods and apparatus, including computer program products, are provided secure payments. In one aspect there is provided a method. The method may include initiating, by an application at a user equipment, generation of a short message service message to carry at least financial transaction information; generating, in response to the initiating, a plaintext descriptor portion and an encrypted portion, wherein the plaintext descriptor portion provides a plaintext representation of the financial transaction information carried by the short message service message, and wherein the encrypted portion includes the financial transaction information in an encrypted form; and sending, via the short message service message, the plaintext descriptor portion and the encrypted portion. Related apparatus, systems, methods, and articles are also described.
    Type: Application
    Filed: July 2, 2014
    Publication date: January 7, 2016
    Inventors: Ludwig Schulze, Timo P. Tervo
  • Publication number: 20160005042
    Abstract: Methods and apparatus, including computer program products, are provided for mobile secure payments. In one aspect there is provided a method. The method may include sending, by a user equipment, verification information via an out-of-band channel to a host card emulation token provider, wherein the verification information includes one or more identifiers representative of the user equipment and/or user; and receiving one or more tokens, when the sent verification information verifies the identity of the user equipment and/or user. Related apparatus, systems, methods, and articles are also described.
    Type: Application
    Filed: July 2, 2014
    Publication date: January 7, 2016
    Inventors: Timo P. Tervo, Ludwig Schulze
  • Publication number: 20150301815
    Abstract: Methods and apparatus, including computer program products, are distribution of a mobile application. In one aspect there is provided a method. The method may include storing, at a first user equipment, a mobile payment application installation package; sending, by the first user equipment via a short-range radio link, an invitation to a second user equipment, the invitation representing an offer to receive the mobile payment application installation package; receiving, at the first user equipment, a response to the invitation; and sending, by the first user equipment via the short-range radio link, the mobile payment application installation package, when the response to the invitation represents an acceptance of the offer. Related apparatus, systems, methods, and articles are also described.
    Type: Application
    Filed: April 17, 2014
    Publication date: October 22, 2015
    Applicant: MISTRAL MOBILE
    Inventors: Timo P. Tervo, Binay Guragain
  • Publication number: 20150110007
    Abstract: Methods and apparatus, including computer program products, are provided for automatic bearer selection. In one aspect there is provided a method. The method may include receiving, at a mobile application, bearer configuration information representative of one or more features of the mobile application mapped to at least one of a low capacity bearer or a high capacity bearer; determining, at the mobile application, a context of the mobile application, the context determined by at least determining a feature selected via the mobile application and determining an identity of a bearer mapped to the feature in the received bearer configuration information; selecting, based on the determining, the at least one of the low capacity bearer or the high capacity bearer; and allowing the feature to access the selected at least one of the low capacity bearer or the high capacity bearer. Related apparatus, systems, methods, and articles are also described.
    Type: Application
    Filed: October 21, 2013
    Publication date: April 23, 2015
    Applicant: Mistral Mobile
    Inventor: TIMO P. TERVO
  • Publication number: 20140229386
    Abstract: Methods and apparatus, including computer program products, are provided secure payments. In one aspect there is provided a method. The method may include selecting a plurality of key parts from a plurality of key parts collections, wherein the plurality of key parts comprise key parts values and indexes; and generating a message comprising a header and a payload, wherein the header comprises an indicator of the key parts selected from the plurality of key parts collections, and wherein the payload comprises information encrypted using a symmetric key formed by combining the key parts values selected from the plurality of key parts collections. Related apparatus, systems, methods, and articles are also described.
    Type: Application
    Filed: August 2, 2013
    Publication date: August 14, 2014
    Applicant: Mistral Mobile
    Inventors: Timo P. Tervo, Nicolas Aubry
  • Patent number: 8775469
    Abstract: The present invention provides methods and apparatuses for obtaining selected metadata from a user device. The user device has a metadata engine that stores and accesses metadata in response to a metadata query. A metadata broker verifies the authenticity of the metadata query from a service provider and returns selected metadata if the service provider has rights to obtain the metadata. The user device has a communications interface that sends a service request that is indicative of the selected service over a communications channel and receives the metadata request that is indicative of the selected metadata. An authorization center receives a metadata request from a service provider, accesses a rule set to determine selected metadata in accordance with predetermined rights, and returns a signed metadata request to the service provider. The signed metadata request has an electronic signature of an authorizing party and is indicative of the selected metadata.
    Type: Grant
    Filed: February 4, 2011
    Date of Patent: July 8, 2014
    Assignee: Nokia Corporation
    Inventors: Kari Kaarela, Kirmo Koistinen, Timo P. Tervo
  • Patent number: 8194681
    Abstract: Bridging between ad hoc local networks and Internet based peer-to-peer networks involves coupling a bridge device to a local network using an ad-hoc, peer-to-peer protocol used for exchanging data between consumer electronics devices. The bridge device is coupled to a public network using an Internet-based peer-to-peer networking protocol. In one arrangement, metadata related to media accessible from a media server of the local network is determined via the bridge device, and the metadata is transformed via the bridge device to enable peer-to-peer devices of the public network to discover the media via the bridge device using the Internet-based peer-to-peer networking protocol. In another arrangement, metadata related to media accessible from the public network is determined via the peer-to-peer networking protocol, and the metadata is transformed via the bridge device to enable a device of the local network to discover the media via the bridge device using the ad-hoc, peer-to-peer protocol.
    Type: Grant
    Filed: May 23, 2006
    Date of Patent: June 5, 2012
    Assignee: Core Wireless Licensing S. รก.r. l.
    Inventors: Kari Kaarela, Kirmo Koistinen, Timo P. Tervo
  • Publication number: 20110138478
    Abstract: The present invention provides methods and apparatuses for obtaining selected metadata from a user device. The user device has a metadata engine that stores and accesses metadata in response to a metadata query. A metadata broker verifies the authenticity of the metadata query from a service provider and returns selected metadata if the service provider has rights to obtain the metadata. The user device has a communications interface that sends a service request that is indicative of the selected service over a communications channel and receives the metadata request that is indicative of the selected metadata. An authorization center receives a metadata request from a service provider, accesses a rule set to determine selected metadata in accordance with predetermined rights, and returns a signed metadata request to the service provider. The signed metadata request has an electronic signature of an authorizing party and is indicative of the selected metadata.
    Type: Application
    Filed: February 4, 2011
    Publication date: June 9, 2011
    Applicant: Nokia Corporation
    Inventors: Kari KAARELA, Kirmo Koistinen, Timo P. Tervo
  • Patent number: 7908292
    Abstract: The present invention provides methods and apparatuses for obtaining selected metadata from a user device. The user device has a metadata engine that stores and accesses metadata in response to a metadata query. A metadata broker verifies the authenticity of the metadata query from a service provider and returns selected metadata if the service provider has rights to obtain the metadata. The user device has a communications interface that sends a service request that is indicative of the selected service over a communications channel and receives the metadata request that is indicative of the selected metadata. An authorization center receives a metadata request from a service provider, accesses a rule set to determine selected metadata in accordance with predetermined rights, and returns a signed metadata request to the service provider. The signed metadata request has an electronic signature of an authorizing party and is indicative of the selected metadata.
    Type: Grant
    Filed: December 5, 2006
    Date of Patent: March 15, 2011
    Assignee: Nokia Corporation
    Inventors: Kari Kaarela, Kirmo Koistinen, Timo P. Tervo
  • Publication number: 20100049804
    Abstract: An instant-messaging system (IM) includes messaging devices equipped with individuating addresses, which include a client functionality and a transceiver or data-transmission-reception means for performing instant messaging between the messaging devices, and each of which messaging devices is equipped with messaging capabilities, which messaging capabilities differ at least partly between the messaging devices, and a server functionality arranged to maintain information on the messaging devices belonging to the instant-messaging system. The server functionality is arranged to maintain information on the messaging capabilities of the messaging devices.
    Type: Application
    Filed: December 22, 2005
    Publication date: February 25, 2010
    Applicant: NOKIA CORPORATION
    Inventors: Timo P. Tervo, Kirmo Koistinen, Kari Kaarela
  • Patent number: 7478146
    Abstract: The present disclosure relates to a system, apparatus, and method for providing services usable by a mobile terminal. In one embodiment, a method involves initiating a device startup sequence of a mobile computing arrangement. A capability descriptor of the mobile computing arrangement is communicated to a service provider entity as part of the startup sequence. A data service targeted for the mobile device based on the capability descriptor communicated to the service provider, and the data service is then initiated with the mobile computing arrangement.
    Type: Grant
    Filed: November 3, 2003
    Date of Patent: January 13, 2009
    Assignee: Nokia Corporation
    Inventors: Timo P. Tervo, Martti Lindroos
  • Publication number: 20080133539
    Abstract: The present invention provides methods and apparatuses for obtaining selected metadata from a user device. The user device has a metadata engine that stores and accesses metadata in response to a metadata query. A metadata broker verifies the authenticity of the metadata query from a service provider and returns selected metadata if the service provider has rights to obtain the metadata. The user device has a communications interface that sends a service request that is indicative of the selected service over a communications channel and receives the metadata request that is indicative of the selected metadata. An authorization center receives a metadata request from a service provider, accesses a rule set to determine selected metadata in accordance with predetermined rights, and returns a signed metadata request to the service provider. The signed metadata request has an electronic signature of an authorizing party and is indicative of the selected metadata.
    Type: Application
    Filed: December 5, 2006
    Publication date: June 5, 2008
    Applicant: Nokia Corporation
    Inventors: Kari Kaarela, Kirmo Koistinen, Timo P. Tervo
  • Patent number: 7369846
    Abstract: A set of performance-related data that represents both normal and abnormal conditions in the network is determined and stored in a mobile station MS. The set or a sub-set of this data is transmitted to a computer for analysis upon a triggering event, and the MS user is informed of the analysis results. The triggering event is receipt by the MS of an encrypted message to transmit the set or sub-set of the data. The MS decrypts the received message using an associated public key stored in the MS and transmits the set or the sub-set of the performance-related data only in response to correctly decrypting the encrypted message. The public key is one of a set of public keys stored in the mobile station, wherein individual members of the set are associated with applications executable by the MS in cooperation with a received encrypted command or encrypted data set.
    Type: Grant
    Filed: September 30, 2002
    Date of Patent: May 6, 2008
    Assignee: Nokia Corporation
    Inventors: Tapio Koivukangas, Seppo Salow, Timo P. Tervo, Antti Hayrynen, Vesa Luiro
  • Publication number: 20070274327
    Abstract: Bridging between ad hoc local networks and Internet based peer-to-peer networks involves coupling a bridge device to a local network using an ad-hoc, peer-to-peer protocol used for exchanging data between consumer electronics devices. The bridge device is coupled to a public network using an Internet-based peer-to-peer networking protocol. In one arrangement, metadata related to media accessible from a media server of the local network is determined via the bridge device, and the metadata is transformed via the bridge device to enable peer-to-peer devices of the public network to discover the media via the bridge device using the Internet-based peer-to-peer networking protocol. In another arrangement, metadata related to media accessible from the public network is determined via the peer-to-peer networking protocol, and the metadata is transformed via the bridge device to enable a device of the local network to discover the media via the bridge device using the ad-hoc, peer-to-peer protocol.
    Type: Application
    Filed: May 23, 2006
    Publication date: November 29, 2007
    Inventors: Kari Kaarela, Kirmo Koistinen, Timo P. Tervo
  • Patent number: 7184750
    Abstract: A method and mobile terminal are disclosed for use in a wireless communication system, in order to increase security of the mobile terminal when it is lost, stolen, or misplaced by a user. The method includes receiving a guard message at the mobile terminal, authenticating the guard message, locking at least one communication capability of the mobile terminal, and also securing at least some data that is stored in the mobile terminal. Initiation of the method requires inputting a personal identification code at a location separate from the mobile terminal.
    Type: Grant
    Filed: March 30, 2004
    Date of Patent: February 27, 2007
    Assignee: Nokia Corporation
    Inventors: Timo P. Tervo, Marko Leukkunen
  • Publication number: 20040207719
    Abstract: A method and apparatus allows proximity connections to an image enabled mobile terminal to exploit image capabilities of the mobile terminal. Mobile terminals (504 and 512) interact with Personal Computers (PC) (506 and 510) via Bluetooth connections (516 and 522) to transfer audio/video data as required to support specified activities. Video conferencing scenario 500 is enabled by exploiting imaging capabilities of the mobile terminals in lieu of a PC mounted camera. Other applications involve security, licensing, video enhancement, and gaming features that may be implemented with the present invention.
    Type: Application
    Filed: April 15, 2003
    Publication date: October 21, 2004
    Inventors: Timo P. Tervo, Marko Leukkunen