Patents by Inventor Timo P. Tervo
Timo P. Tervo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 9875092Abstract: Methods and apparatus, including computer program products, are distribution of a mobile application. In one aspect there is provided a method. The method may include storing, at a first user equipment, a mobile payment application installation package; sending, by the first user equipment via a short-range radio link, an invitation to a second user equipment, the invitation representing an offer to receive the mobile payment application installation package; receiving, at the first user equipment, a response to the invitation; and sending, by the first user equipment via the short-range radio link, the mobile payment application installation package, when the response to the invitation represents an acceptance of the offer. Related apparatus, systems, methods, and articles are also described.Type: GrantFiled: April 17, 2014Date of Patent: January 23, 2018Assignee: Mistral MobileInventors: Timo P. Tervo, Binay Guragain
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Publication number: 20160210612Abstract: In some example embodiments, there may be provided a method comprising: detecting, by a merchant equipment including a mobile payment application, one or more consumer equipment; generating, by the merchant equipment including the mobile payment application, a view including one or more photos sent by the detected one or more consumer equipment, wherein each of the one or more photos represent a corresponding user of the detected one or more consumer equipment; receiving, by the merchant equipment including the mobile payment application, a selection of one of the one or more photos; and sending, by the merchant equipment including the mobile payment application, payment information corresponding to the selected photo to enable authorization of a mobile payment by a user corresponding to the selected one of the one or more photos. Related systems, methods, and articles or manufacture are also disclosed.Type: ApplicationFiled: January 20, 2015Publication date: July 21, 2016Inventors: Timo P. Tervo, Ludwig Schulze
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Publication number: 20160005036Abstract: Methods and apparatus, including computer program products, are provided for secure HCE token delivery. In some example embodiments, there may be provided a method, which includes determining, at a user equipment including a host card emulation payment application, whether a data service is allowed and/or available for use; selecting, based on the determining, the data service to carry a message generated by the host card emulation payment application, when the data service is allowed and/or available for use; and selecting, based on the determining, a short message service to carry the message generated by the host card emulation payment application, when the data service is not allowed and/or not available for use. The message may carry tokens, requests for tokens, and/or other information as well. Related apparatus, systems, methods, and articles are also described.Type: ApplicationFiled: July 3, 2014Publication date: January 7, 2016Inventors: Timo P. Tervo, Ludwig Schulze
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Publication number: 20160005035Abstract: Methods and apparatus, including computer program products, are provided secure payments. In one aspect there is provided a method. The method may include initiating, by an application at a user equipment, generation of a short message service message to carry at least financial transaction information; generating, in response to the initiating, a plaintext descriptor portion and an encrypted portion, wherein the plaintext descriptor portion provides a plaintext representation of the financial transaction information carried by the short message service message, and wherein the encrypted portion includes the financial transaction information in an encrypted form; and sending, via the short message service message, the plaintext descriptor portion and the encrypted portion. Related apparatus, systems, methods, and articles are also described.Type: ApplicationFiled: July 2, 2014Publication date: January 7, 2016Inventors: Ludwig Schulze, Timo P. Tervo
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Publication number: 20160005042Abstract: Methods and apparatus, including computer program products, are provided for mobile secure payments. In one aspect there is provided a method. The method may include sending, by a user equipment, verification information via an out-of-band channel to a host card emulation token provider, wherein the verification information includes one or more identifiers representative of the user equipment and/or user; and receiving one or more tokens, when the sent verification information verifies the identity of the user equipment and/or user. Related apparatus, systems, methods, and articles are also described.Type: ApplicationFiled: July 2, 2014Publication date: January 7, 2016Inventors: Timo P. Tervo, Ludwig Schulze
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Publication number: 20150301815Abstract: Methods and apparatus, including computer program products, are distribution of a mobile application. In one aspect there is provided a method. The method may include storing, at a first user equipment, a mobile payment application installation package; sending, by the first user equipment via a short-range radio link, an invitation to a second user equipment, the invitation representing an offer to receive the mobile payment application installation package; receiving, at the first user equipment, a response to the invitation; and sending, by the first user equipment via the short-range radio link, the mobile payment application installation package, when the response to the invitation represents an acceptance of the offer. Related apparatus, systems, methods, and articles are also described.Type: ApplicationFiled: April 17, 2014Publication date: October 22, 2015Applicant: MISTRAL MOBILEInventors: Timo P. Tervo, Binay Guragain
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Publication number: 20150110007Abstract: Methods and apparatus, including computer program products, are provided for automatic bearer selection. In one aspect there is provided a method. The method may include receiving, at a mobile application, bearer configuration information representative of one or more features of the mobile application mapped to at least one of a low capacity bearer or a high capacity bearer; determining, at the mobile application, a context of the mobile application, the context determined by at least determining a feature selected via the mobile application and determining an identity of a bearer mapped to the feature in the received bearer configuration information; selecting, based on the determining, the at least one of the low capacity bearer or the high capacity bearer; and allowing the feature to access the selected at least one of the low capacity bearer or the high capacity bearer. Related apparatus, systems, methods, and articles are also described.Type: ApplicationFiled: October 21, 2013Publication date: April 23, 2015Applicant: Mistral MobileInventor: TIMO P. TERVO
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Publication number: 20140229386Abstract: Methods and apparatus, including computer program products, are provided secure payments. In one aspect there is provided a method. The method may include selecting a plurality of key parts from a plurality of key parts collections, wherein the plurality of key parts comprise key parts values and indexes; and generating a message comprising a header and a payload, wherein the header comprises an indicator of the key parts selected from the plurality of key parts collections, and wherein the payload comprises information encrypted using a symmetric key formed by combining the key parts values selected from the plurality of key parts collections. Related apparatus, systems, methods, and articles are also described.Type: ApplicationFiled: August 2, 2013Publication date: August 14, 2014Applicant: Mistral MobileInventors: Timo P. Tervo, Nicolas Aubry
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Patent number: 8775469Abstract: The present invention provides methods and apparatuses for obtaining selected metadata from a user device. The user device has a metadata engine that stores and accesses metadata in response to a metadata query. A metadata broker verifies the authenticity of the metadata query from a service provider and returns selected metadata if the service provider has rights to obtain the metadata. The user device has a communications interface that sends a service request that is indicative of the selected service over a communications channel and receives the metadata request that is indicative of the selected metadata. An authorization center receives a metadata request from a service provider, accesses a rule set to determine selected metadata in accordance with predetermined rights, and returns a signed metadata request to the service provider. The signed metadata request has an electronic signature of an authorizing party and is indicative of the selected metadata.Type: GrantFiled: February 4, 2011Date of Patent: July 8, 2014Assignee: Nokia CorporationInventors: Kari Kaarela, Kirmo Koistinen, Timo P. Tervo
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Patent number: 8194681Abstract: Bridging between ad hoc local networks and Internet based peer-to-peer networks involves coupling a bridge device to a local network using an ad-hoc, peer-to-peer protocol used for exchanging data between consumer electronics devices. The bridge device is coupled to a public network using an Internet-based peer-to-peer networking protocol. In one arrangement, metadata related to media accessible from a media server of the local network is determined via the bridge device, and the metadata is transformed via the bridge device to enable peer-to-peer devices of the public network to discover the media via the bridge device using the Internet-based peer-to-peer networking protocol. In another arrangement, metadata related to media accessible from the public network is determined via the peer-to-peer networking protocol, and the metadata is transformed via the bridge device to enable a device of the local network to discover the media via the bridge device using the ad-hoc, peer-to-peer protocol.Type: GrantFiled: May 23, 2006Date of Patent: June 5, 2012Assignee: Core Wireless Licensing S. รก.r. l.Inventors: Kari Kaarela, Kirmo Koistinen, Timo P. Tervo
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Publication number: 20110138478Abstract: The present invention provides methods and apparatuses for obtaining selected metadata from a user device. The user device has a metadata engine that stores and accesses metadata in response to a metadata query. A metadata broker verifies the authenticity of the metadata query from a service provider and returns selected metadata if the service provider has rights to obtain the metadata. The user device has a communications interface that sends a service request that is indicative of the selected service over a communications channel and receives the metadata request that is indicative of the selected metadata. An authorization center receives a metadata request from a service provider, accesses a rule set to determine selected metadata in accordance with predetermined rights, and returns a signed metadata request to the service provider. The signed metadata request has an electronic signature of an authorizing party and is indicative of the selected metadata.Type: ApplicationFiled: February 4, 2011Publication date: June 9, 2011Applicant: Nokia CorporationInventors: Kari KAARELA, Kirmo Koistinen, Timo P. Tervo
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Patent number: 7908292Abstract: The present invention provides methods and apparatuses for obtaining selected metadata from a user device. The user device has a metadata engine that stores and accesses metadata in response to a metadata query. A metadata broker verifies the authenticity of the metadata query from a service provider and returns selected metadata if the service provider has rights to obtain the metadata. The user device has a communications interface that sends a service request that is indicative of the selected service over a communications channel and receives the metadata request that is indicative of the selected metadata. An authorization center receives a metadata request from a service provider, accesses a rule set to determine selected metadata in accordance with predetermined rights, and returns a signed metadata request to the service provider. The signed metadata request has an electronic signature of an authorizing party and is indicative of the selected metadata.Type: GrantFiled: December 5, 2006Date of Patent: March 15, 2011Assignee: Nokia CorporationInventors: Kari Kaarela, Kirmo Koistinen, Timo P. Tervo
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Publication number: 20100049804Abstract: An instant-messaging system (IM) includes messaging devices equipped with individuating addresses, which include a client functionality and a transceiver or data-transmission-reception means for performing instant messaging between the messaging devices, and each of which messaging devices is equipped with messaging capabilities, which messaging capabilities differ at least partly between the messaging devices, and a server functionality arranged to maintain information on the messaging devices belonging to the instant-messaging system. The server functionality is arranged to maintain information on the messaging capabilities of the messaging devices.Type: ApplicationFiled: December 22, 2005Publication date: February 25, 2010Applicant: NOKIA CORPORATIONInventors: Timo P. Tervo, Kirmo Koistinen, Kari Kaarela
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Patent number: 7478146Abstract: The present disclosure relates to a system, apparatus, and method for providing services usable by a mobile terminal. In one embodiment, a method involves initiating a device startup sequence of a mobile computing arrangement. A capability descriptor of the mobile computing arrangement is communicated to a service provider entity as part of the startup sequence. A data service targeted for the mobile device based on the capability descriptor communicated to the service provider, and the data service is then initiated with the mobile computing arrangement.Type: GrantFiled: November 3, 2003Date of Patent: January 13, 2009Assignee: Nokia CorporationInventors: Timo P. Tervo, Martti Lindroos
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Publication number: 20080133539Abstract: The present invention provides methods and apparatuses for obtaining selected metadata from a user device. The user device has a metadata engine that stores and accesses metadata in response to a metadata query. A metadata broker verifies the authenticity of the metadata query from a service provider and returns selected metadata if the service provider has rights to obtain the metadata. The user device has a communications interface that sends a service request that is indicative of the selected service over a communications channel and receives the metadata request that is indicative of the selected metadata. An authorization center receives a metadata request from a service provider, accesses a rule set to determine selected metadata in accordance with predetermined rights, and returns a signed metadata request to the service provider. The signed metadata request has an electronic signature of an authorizing party and is indicative of the selected metadata.Type: ApplicationFiled: December 5, 2006Publication date: June 5, 2008Applicant: Nokia CorporationInventors: Kari Kaarela, Kirmo Koistinen, Timo P. Tervo
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Patent number: 7369846Abstract: A set of performance-related data that represents both normal and abnormal conditions in the network is determined and stored in a mobile station MS. The set or a sub-set of this data is transmitted to a computer for analysis upon a triggering event, and the MS user is informed of the analysis results. The triggering event is receipt by the MS of an encrypted message to transmit the set or sub-set of the data. The MS decrypts the received message using an associated public key stored in the MS and transmits the set or the sub-set of the performance-related data only in response to correctly decrypting the encrypted message. The public key is one of a set of public keys stored in the mobile station, wherein individual members of the set are associated with applications executable by the MS in cooperation with a received encrypted command or encrypted data set.Type: GrantFiled: September 30, 2002Date of Patent: May 6, 2008Assignee: Nokia CorporationInventors: Tapio Koivukangas, Seppo Salow, Timo P. Tervo, Antti Hayrynen, Vesa Luiro
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Publication number: 20070274327Abstract: Bridging between ad hoc local networks and Internet based peer-to-peer networks involves coupling a bridge device to a local network using an ad-hoc, peer-to-peer protocol used for exchanging data between consumer electronics devices. The bridge device is coupled to a public network using an Internet-based peer-to-peer networking protocol. In one arrangement, metadata related to media accessible from a media server of the local network is determined via the bridge device, and the metadata is transformed via the bridge device to enable peer-to-peer devices of the public network to discover the media via the bridge device using the Internet-based peer-to-peer networking protocol. In another arrangement, metadata related to media accessible from the public network is determined via the peer-to-peer networking protocol, and the metadata is transformed via the bridge device to enable a device of the local network to discover the media via the bridge device using the ad-hoc, peer-to-peer protocol.Type: ApplicationFiled: May 23, 2006Publication date: November 29, 2007Inventors: Kari Kaarela, Kirmo Koistinen, Timo P. Tervo
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Patent number: 7184750Abstract: A method and mobile terminal are disclosed for use in a wireless communication system, in order to increase security of the mobile terminal when it is lost, stolen, or misplaced by a user. The method includes receiving a guard message at the mobile terminal, authenticating the guard message, locking at least one communication capability of the mobile terminal, and also securing at least some data that is stored in the mobile terminal. Initiation of the method requires inputting a personal identification code at a location separate from the mobile terminal.Type: GrantFiled: March 30, 2004Date of Patent: February 27, 2007Assignee: Nokia CorporationInventors: Timo P. Tervo, Marko Leukkunen
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Publication number: 20040207719Abstract: A method and apparatus allows proximity connections to an image enabled mobile terminal to exploit image capabilities of the mobile terminal. Mobile terminals (504 and 512) interact with Personal Computers (PC) (506 and 510) via Bluetooth connections (516 and 522) to transfer audio/video data as required to support specified activities. Video conferencing scenario 500 is enabled by exploiting imaging capabilities of the mobile terminals in lieu of a PC mounted camera. Other applications involve security, licensing, video enhancement, and gaming features that may be implemented with the present invention.Type: ApplicationFiled: April 15, 2003Publication date: October 21, 2004Inventors: Timo P. Tervo, Marko Leukkunen