Patents by Inventor Todd C. Moning

Todd C. Moning has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240169404
    Abstract: An ambient transaction system is described for facilitating various transactions types between a management system and a connected device over a transaction platform. Based on a variety of different triggering conditions, the transaction platform may establish an integrated session among the transaction platform, the management system, and the connected device. The transaction platform includes integrated logic of the management system such that a presentment layer provided to the connected device by the transaction platform via the integrated session includes features of the management system associated with the transaction type. When the transaction is a payment transaction, the features may include a payment feature through which checkout options may be selected for payment via the connected device.
    Type: Application
    Filed: January 31, 2024
    Publication date: May 23, 2024
    Applicant: U.S. Bank National Association
    Inventors: Jeremy M. Silver, Todd C. Moning, James Andrew Cantrell, Terron C. Hyde
  • Publication number: 20220180414
    Abstract: An ambient transaction system is described for facilitating various transactions types between a management system and a connected device over a transaction platform. Based on a variety of different triggering conditions, the transaction platform may establish an integrated session among the transaction platform, the management system, and the connected device. The transaction platform includes integrated logic of the management system such that a presentment layer provided to the connected device by the transaction platform via the integrated session includes features of the management system associated with the transaction type. When the transaction is a payment transaction, the features may include a payment feature through which checkout options may be selected for payment via the connected device.
    Type: Application
    Filed: November 4, 2021
    Publication date: June 9, 2022
    Applicant: U.S. Bank National Association
    Inventors: Jeremy M. Silver, Todd C. Moning, James Andrew Cantrell, Terron C. Hyde
  • Patent number: 11195215
    Abstract: An ambient transaction system is described for facilitating various transactions types between a management system and a connected device over a transaction platform. Based on a variety of different triggering conditions, the transaction platform may establish an integrated session among the transaction platform, the management system, and the connected device. The transaction platform includes integrated logic of the management system such that a presentment layer provided to the connected device by the transaction platform via the integrated session includes features of the management system associated with the transaction type. When the transaction is a payment transaction, the features may include a payment feature through which checkout options may be selected for payment via the connected device.
    Type: Grant
    Filed: December 8, 2020
    Date of Patent: December 7, 2021
    Assignee: U.S. BANK NATIONAL ASSOCIATION
    Inventors: Jeremy M. Silver, Todd C. Moning, James Andrew Cantrell, Terron C. Hyde
  • Patent number: 8682760
    Abstract: A computer-based automated savings method includes storing in a memory circuit, for each customer, customer profile data that identifies an account for accumulating automated savings, that identifies customer-specified types of financial transactions for automated savings participation, and that identifies a customer-specified saving algorithm for each of the different types of financial transactions. Notification data is received that is indicative of one of the customers having actively engaged in one of the types of financial transactions for automated savings participation. The customer's profile data in the memory circuit is accessed, the type of financial transaction being engaged in by the customer is compared with the customer-specified types of financial transactions, and therefrom it is determined whether the type of financial transaction qualifies for automated savings participation.
    Type: Grant
    Filed: May 20, 2009
    Date of Patent: March 25, 2014
    Assignee: U.S. Bank National Association
    Inventors: Valerie Felice Cameo, Todd C. Moning, Jeffrey D. Phillips
  • Publication number: 20100299186
    Abstract: A computer-based automated savings method includes storing in a memory circuit, for each customer, customer profile data that identifies an account for accumulating automated savings, that identifies customer-specified types of financial transactions for automated savings participation, and that identifies a customer-specified saving algorithm for each of the different types of financial transactions. Notification data is received that is indicative of one of the customers having actively engaged in one of the types of financial transactions for automated savings participation. The customer's profile data in the memory circuit is accessed, the type of financial transaction being engaged in by the customer is compared with the customer-specified types of financial transactions, and therefrom it is determined whether the type of financial transaction qualifies for automated savings participation.
    Type: Application
    Filed: May 20, 2009
    Publication date: November 25, 2010
    Inventors: Valerie Felice Cameo, Todd C. Moning, Jeffrey D. Phillips