Abstract: Provided are systems, methods, and devices for automating billing and payments. The system includes a first participant for providing energy to a third participant, a device of the first participant for sending a bill to a device of the second participant, the device of the second participant for receiving the bill, modifying the bill according to energy-related resource billing data provided by a device of a fourth participant by adding the fourth participant to the bill, and sending the modified bill to a device of the third participant, the third participant receiving the energy from the first participant and energy-related resource from the fourth participant, the device of the third participant paying the modified bill, the fourth participant for providing the energy-related resource to the third participant, and the device of the fourth participant for sending the energy-related resource billing data for the energy-related resource to the device of the second participant.