Abstract: A method and apparatus to monitor quality of service (QoS) of wireless mobile devices is described. In one embodiment, the present invention provides a method to monitor QoS performance of one or more services provided to a mobile user. The method includes comparing the performance of at least one service provided to the mobile user against at least one QoS threshold value. In one aspect, the present invention detects and determines responses to services having performance levels that cross at least one associated QoS threshold value. In one aspect, QoS thresholds may be associated with QoS between a mobile device and network. In another aspect, QoS thresholds may be associated with the performance level of mobile device operation services such as hardware and software operations. In one embodiment, when a performance level of a service associated with a mobile device crosses at least one QoS threshold, the affected mobile device process data associated with such service performance.

Abstract: A system for increasing transaction security across existing infrastructure is provided. A user bio-metric sensor device is integrated into a credit or debit card. A display unit provides a key, preferably encrypted, upon successful utilization of the sensor device. Included in the key generation mechanism is an indicator of the transaction number or other sequential count indicative of card use. An authorization service decrypts the key in a manner at least partially dependent upon a second sequential count maintained in sync with the first count to determine whether the use is authorized. In one embodiment, a separate credit card reader may be configured to read conventional credit cards, smart cards, and credit cards incorporating such bio-metric sensor devices.