Patents by Inventor Victor Sperandeo
Victor Sperandeo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8725624Abstract: A computer implemented investment product includes data stored on one or more computers that corresponds to a notional performance portfolio of assets. The notional performance portfolio includes: (a) a base portfolio of assets having a selected exposure amount; (b) a passive commodity index portfolio, of long and short positions, having a passive commodity index portfolio exposure in an amount substantially equal to a product of the selected exposure amount multiplied by a leverage factor of at least 100%; and (c) the notional performance portfolio having a lower risk and a higher return as compared to either the base portfolio or the passive commodity index portfolio. The one or more computers monitor the base portfolio and the passive commodity index portfolio and calculate the return for the notional performance portfolio.Type: GrantFiled: February 2, 2012Date of Patent: May 13, 2014Assignee: Alpha Financial Technologies, LLCInventor: Victor Sperandeo
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Publication number: 20120173458Abstract: A computer implemented investment product includes data stored on one or more computers that corresponds to a notional performance portfolio of assets. The notional performance portfolio includes: (a) a base portfolio of assets having a selected exposure amount; (b) a passive commodity index portfolio, of long and short positions, having a passive commodity index portfolio exposure in an amount substantially equal to a product of the selected exposure amount multiplied by a leverage factor of at least 100%; and (c) the notional performance portfolio having a lower risk and a higher return as compared to either the base portfolio or the passive commodity index portfolio. The one or more computers monitor the base portfolio and the passive commodity index portfolio and calculate the return for the notional performance portfolio.Type: ApplicationFiled: February 2, 2012Publication date: July 5, 2012Applicant: ALPHA FINANCIAL TECHNOLOGIES, LLCInventor: Victor Sperandeo
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Patent number: 8150758Abstract: The present invention provides a unitary note investment instrument and method of use that has two performance components. An investor invests in the issuer the principal amount of the investment. The first component is a base portfolio. The second component is keyed to a passive commodity index, having long and short positions. The instrument's commodity index exposure is established as the product of a leverage factor of at least 100% and the amount of the base portfolio exposure. The return to the investor comprises the change in value of both the base portfolio exposure and the commodity index exposure over a predetermined period of time multiplied by a payout factor.Type: GrantFiled: November 12, 2004Date of Patent: April 3, 2012Assignee: Alpha Financial Technologies, LLCInventor: Victor Sperandeo
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Patent number: 7860779Abstract: The present invention provides a unitary note investment instrument and method of use that has two performance components. An investor invests in the issuer the principal amount of the investment. The first component is a base portfolio. The second component is keyed to a passive commodity index, having long and short positions. The instrument's commodity index exposure is established as the product of a leverage factor of at least 100% and the amount of the base portfolio exposure. The return to the investor comprises the change in value of both the base portfolio exposure and the commodity index exposure over a predetermined period of time multiplied by a payout factor.Type: GrantFiled: November 12, 2004Date of Patent: December 28, 2010Assignee: Alpha Financial Technologies, LLCInventor: Victor Sperandeo
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Patent number: 7848985Abstract: The present invention provides a unitary note investment instrument and method of use that has two performance components. An investor invests in the issuer the principal amount of the investment. The first component is a base portfolio. The second component is keyed to a passive commodity index, having long and short positions. The instrument's commodity index exposure is established as the product of a leverage factor of at least 100% and the amount of the base portfolio exposure. The return to the investor comprises the change in value of both the base portfolio exposure and the commodity index exposure over a predetermined period of time multiplied by a payout factor.Type: GrantFiled: November 12, 2004Date of Patent: December 7, 2010Assignee: Alpha Financial Technologies, LLCInventor: Victor Sperandeo
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Publication number: 20050114250Abstract: A unitary investment instrument combining a swap and a structured note, both of which provide multiple utilization of capital. The unitary instrument has three performance components. An investor invests in the issuer the principal amount of the structured note component. The structured note provides its own portfolio exposures as well as serving as collateral for the base benchmark portfolio swap (alternatively, the base benchmark portfolio exposure can be acquired through a separate collateral deposit on the investor's own portfolio). The first component is a benchmark portfolio, which in one preferred embodiment is a financial or stock index such as the S&P 500 Stock Index. The second component is an incremental benchmark portfolio keyed to the same benchmark index and the third component is keyed to a passive commodity index, having long and short positions, which in one preferred embodiment is the Mount Lucas Management Commodity Index.Type: ApplicationFiled: November 12, 2004Publication date: May 26, 2005Inventor: Victor Sperandeo
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Publication number: 20050114251Abstract: A unitary investment instrument combining a swap and a structured note, both of which provide multiple utilization of capital. The unitary instrument has three performance components. An investor invests in the issuer the principal amount of the structured note component. The structured note provides its own portfolio exposures as well as serving as collateral for the base benchmark portfolio swap (alternatively, the base benchmark portfolio exposure can be acquired through a separate collateral deposit on the investor's own portfolio). The first component is a benchmark portfolio, which in one preferred embodiment is a financial or stock index such as the S&P 500 Stock Index. The second component is an incremental benchmark portfolio keyed to the same benchmark index and the third component is keyed to a passive commodity index, having long and short positions, which in one preferred embodiment is the Mount Lucas Management Commodity Index.Type: ApplicationFiled: November 12, 2004Publication date: May 26, 2005Inventor: Victor Sperandeo
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Publication number: 20050108139Abstract: A unitary investment instrument that may be either a swap or a note instrument, both of which provide multiple utilization of capital. The unitary instrument has two performance components. An investor must either deposit collateral with the issuer (in the case of the swap instrument) or invest in the issuer the principal amount of the investment (in the case of the note instrument). The first component is a base portfolio, which is preferably the S&P 500 Stock Index. The second component is keyed to a passive commodity index, having long and short positions, which is preferably the Mount Lucas Management Commodity Index.Type: ApplicationFiled: November 12, 2004Publication date: May 19, 2005Inventor: Victor Sperandeo
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Publication number: 20050108138Abstract: A unitary investment instrument that may be either a swap or a note instrument, both of which provide multiple utilization of capital. The unitary instrument has two performance components. An investor must either deposit collateral with the issuer (in the case of the swap instrument) or invest in the issuer the principal amount of the investment (in the case of the note instrument). The first component is a base portfolio, which is preferably the S&P 500 Stock Index. The second component is keyed to a passive commodity index, having long and short positions, which is preferably the Mount Lucas Management Commodity Index. The instruments' commodity index exposure is established as the product of a leverage factor and the amount of the base portfolio exposure; thereafter this exposure may be the product of (1) a leverage factor and/or (2) the change in value of the investment or either component thereof.Type: ApplicationFiled: November 12, 2004Publication date: May 19, 2005Inventor: Victor Sperandeo