Abstract: An electronic information collection method and apparatus are applied to a terminal. According to the method, a social networking application installed in the terminal is described, and at least one electronic information identifier of electronic information is collected from each system platform. The social networking application provides a unified electronic information interface compatible with different third-party system platforms. According to the method, electronic information corresponding to each electronic information identifier is acquired by using the electronic information interface; the acquired electronic information is saved to generate a unified collection; and the electronic information is then forwarded to another party according to a received instruction.

Abstract: The present invention discloses a data processing method, apparatus, client, server and system, which belong to the field of computer technologies. The method includes: a client sending a target object transfer request to a resource platform server; the resource platform server generating a target object transfer instruction accordingly and returning the target object transfer instruction to the client; the client generating an operation instruction according to transfer confirmation performed on the target object transfer instruction and sending the operation instruction to a resource transfer server; and the resource transfer server transferring, according to the operation instruction, an exchange resource that corresponds to the target object from a first resource account to a second resource account. The present invention solves the problem of low security of a client and a resource platform server developed by a target object provider, and improves the security of a target object transfer process.

Abstract: The present disclosure is directed to device, system and method for creating a virtual credit card. The method includes: receiving a subset of real-name information from a user interface of a terminal device; searching the real-name information stored in the first server with the subset of the real-name information; upon real-name information is found, sending the real-name information to the second server; after finding the credit card account is not stored in the second server, sending a credit indicator to the first server; if the exchange resource account tying to the electronic exchange account is stored in the first server, creating, by the second server, a virtual credit card account; and storing the virtual credit card associated with the virtual credit card account in the data storage of the first server.

Abstract: Device, system and method for creating virtual credit card are provided. The method includes: receiving real-name information from a user interface of a terminal device wherein an electronic exchange account associated with the real-name information is not stored in a first server; receiving the user real-name information by the second server, finding whether a credit card account associating with the user real-name information is stored, and when the credit card account is not stored, sending an indicator to the first server; receiving account information a resource saving account by the first server, creating an electronic exchange account by using the user real-name information and binding the electronic exchange account with the resource saving account; creating a virtual credit card account by using the real-name information; and storing the virtual credit card associated with the virtual credit card account in the data storage.

Abstract: A Method and a device for obtaining information based on an audio input are disclosed. The method is performed at an electronic device having one or more processors and memory. The method includes: while running a social networking application, sending a first audio input to a server hosting the social networking application, wherein the first audio input is captured in response to a triggering event; retrieving, from the server, a product information item associated with a product identified based on the first audio input, wherein the product information item is obtained by comparing at least one audio feature of the first audio input with signature audio features extracted from audio of TV or radio broadcast within a predetermined time span; and displaying the retrieved product information item to a user of the electronic device within the social networking application.

Abstract: The present disclosure directs to method, device, system for creating virtual credit card. The method includes: receiving a subset of real-name information from a user interface of a terminal device; searching the real-name information stored in the first server with the subset of the real-name information; upon the real-name information is found, sending the real-name information to the second server; finding whether the real-name information associates with a credit card account; after finding the credit card account is not stored in the second server, determining whether an exchange resource account tying to the electronic exchange account is stored in the first server; if the exchange resource account is not stored, receiving account information of a resource saving account, and binding the electronic exchange account and the resource saving account; creating a virtual credit card account by the second server; and storing the virtual credit card in the first server.

Abstract: Device, system and method for creating virtual credit are provided. The method includes acquiring user real-name information from a user interface by a terminal device, wherein an electronic exchange account associating with the acquired user real-name information is not saved in a first server; sending the user real-name information to a second server; detecting if a credit card account associating with the user real-name information is saved in the second server, and creating a virtual credit card account if the credit card account is saved in the second server; and storing the virtual credit card associated with the virtual credit card account in the data storage of the first server.

Abstract: This application discloses a method for implementing a secure transaction via a social network platform. A server receives a product purchase request from a client device, and the product purchase request includes product information, product server information and a user account identifier of the social network platform. The transaction server authenticates the product purchase request, and forwards the product purchase request of the corresponding product to the product server in an encrypted format. After receiving a confirmation message from the product server, the transaction server initiates a payment transaction between the user account and the product server. Further, after completing the payment transaction, the transaction server sends a payment completion message to the client device and the product server, respectively.

Abstract: A method for associating user resource information includes: acquiring user resource information, associated with a first user identifier of a user, in a first network platform, where the first user identifier is used for identifying the user in the first network platform and the user resource information is used for performing value transfer during data processing; and sending a second user identifier of the user and the user resource information to a second network platform, where the second user identifier is used for identifying the user in the second network platform and the first user identifier and the second user identifier are both user identifiers registered by the user separately in the first network platform and the second network platform, so that the second network platform associates the second user identifier with the user resource information.

Abstract: A system computer storage medium for plug-in management and control is described. The system performs control on the plug-ins in system or application software by utilizing a plug-in list module and a plug-in function controlling module. The control includes activation and deactivation of the plug-ins, and enables reminding, receiving messages, etc. Plug-ins are managed in a uniform and standardized way in a program.

Abstract: The present invention provides a method and an apparatus for establishing a user relationship in a social networking application to improve the information security. The method includes: receiving a user addition request; determining whether the user addition request is initiated from a predefined trustworthy relationship scenario, and if not, performing verification on a user initiating the request; and establishing a user relationship according to a verification result. The apparatus includes: a request acquisition module, configured to receive the user addition request; a scenario determining module, configured to determine whether there is a predefined trustworthy relationship scenario associated with the request, and if not, inform a verification module; the verification module, configured to perform verification on a user initiating the request, and inform a relationship establishing module of a verification result; and the relationship establishing module, configured to establish the user relationship.

Abstract: A computer system receives, from a client device, a virtual bill request including user identification information of a user associated with the client device and then activates a virtual bill and associates the virtual bill with the client device, the virtual bill having a predefined effective time period. After receiving data corresponding to one or more items added to the virtual bill within the predefined effective time period through respective close proximity data communication between the client device and one or more respective terminals, the computer system determines a value based on the data corresponding to the one or more items and sends a verification request to the client device. Upon receipt of verification information responsive to the verification request, the computer system initiates a transfer of the value from an account associated with the user in accordance with a determination that the verification information is valid.

Abstract: When location information and a user Identification (ID) is received from a client terminal device of a user X, a grid Y, to which the location information belongs, is determined. The user ID and the location information of the user X is stored in a list of the grid Y. The grid Y is in a grid array obtained by dividing a surface of the earth into the grids and areas of the grids are the same. Users in the grid Y and other grids are searched. The grid Y and the other grids form an N-grid and the grid Y is a center of the N-grid. The users are ranked in an ascending order of distances between the users and the user X. The ranked user IDs and distances between the users and the user X are sent to the client terminal device of the user X.

Abstract: A method of authorizing a payment transaction is disclosed. The method includes: at a payment server, receiving, from a user device, a payment request and a payment key entered by a user at the user device. The method further includes, receiving, from the user device and with the payment key, predetermined device identification data for the user device; determining whether the predetermined device identification data corresponds to a registered user device associated with a payment account identified by the payment request; and in accordance with an outcome of the determining, selecting a corresponding reference payment key from multiple reference payment keys stored for the payment account, to verify the payment key entered by the user.

Abstract: A third-party application client performs authorization authentication with a user client and a platform server. The third party application obtains an access token and an open ID. The third-party application client interacts with the platform server for information related to the user ID by using the token, calls the user client or is called by the user client according to the open ID. The third-party application client may interact with the platform server for the information related to the user ID by using the token, so that other resources or information of the user accumulated for the platform server can be used by the third-party application client continuously.

Abstract: A method and device of requesting and receiving payment in a group chat environment are disclosed. The method includes: displaying a conversation interface of a group chat session for a pre-established conversation group, the pre-established conversation group including a user of the user device and a plurality of other users participating in the pre-established conversation group; providing, in the conversation interface of the group chat session, a control for requesting payment from the pre-established conversation group; detecting an input from the user invoking the control for requesting payment from the pre-established conversation group; and in response to detecting the input from the user, posting a group payment request as a chat message to the group chat session.

Abstract: The present application discloses a method for authorizing mobile payment from a mobile application installed on a mobile device. After a user logs into a user account at the mobile application, the mobile device receives user information, and obtains payment card information retrieved from a first image of a payment card captured by the mobile device. Then, a request is sent to a server for authorizing the user to make mobile payment using the mobile application. The server is configured to authenticate the request by communicating with a financial institution using the user information and the payment card information. The mobile device receives a confirmation message after the authentication of the user information and the payment card information by the financial institution, and displays the confirmation message to the user of the mobile device such that the user can make mobile payment via the user account at the mobile application.