Patents by Inventor Warren Lowell Putnam

Warren Lowell Putnam has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • DATA VERIFIED DEPOSITS
    Publication number: 20230137660
    Abstract: A system and method for verifying account ownership using verified deposits. An ACH verification platform may recognize or detect a verification process involving micro deposits. A verification platform may receive and store user login, initiate the deposits, and monitor the user's account to verify that posting of the deposits was successful. In embodiments, a dedicated web form or portal may be provided for receiving verification information.
    Type: Application
    Filed: December 28, 2022
    Publication date: May 4, 2023
    Inventor: Warren Lowell Putnam
  • Data verified deposits
    Patent number: 11580544
    Abstract: A system and method for verifying account ownership using verified deposits. An ACH verification platform may recognize or detect a verification process involving microdeposits. A verification platform may receive and store user login, initiate the deposits, and monitor the user's account to verify that posting of the deposits was successful. In embodiments, a dedicated web form or portal may be provided for receiving verification information.
    Type: Grant
    Filed: November 24, 2020
    Date of Patent: February 14, 2023
    Assignee: Plaid Inc.
    Inventor: Warren Lowell Putnam
  • BROWSER-BASED AGGREGATION
    Publication number: 20220327141
    Abstract: A system and method for aggregating account data, and more specifically, a system and method for aggregation of financial account data that provides enhanced privacy and security protections to a user by enabling the user to maintain custody of his or her login credentials. A syncing agent in coordination with a system add-on coordinates log-in to a remote system and storage of session information. Syncing agent utilizes the session agent to retrieve additional information on behalf of the user or perform other tasks on the remote server.
    Type: Application
    Filed: June 16, 2022
    Publication date: October 13, 2022
    Inventors: Warren Lowell Putnam, Michael George Del Monte
  • Browser-based aggregation
    Patent number: 11468085
    Abstract: A system and method for aggregating account data, and more specifically, a system and method for aggregation of financial account data that provides enhanced privacy and security protections to a user by enabling the user to maintain custody of his or her login credentials. A syncing agent in coordination with a system add-on coordinates log-in to a remote system and storage of session information. Syncing agent utilizes the session agent to retrieve additional information on behalf of the user or perform other tasks on the remote server.
    Type: Grant
    Filed: July 23, 2018
    Date of Patent: October 11, 2022
    Assignee: Plaid Inc.
    Inventors: Warren Lowell Putnam, Michael George Del Monte
  • DATA VERIFIED DEPOSITS
    Publication number: 20210217016
    Abstract: A system and method for verifying account ownership using verified deposits. An ACH verification platform may recognize or detect a verification process involving microdeposits. A verification platform may receive and store user login, initiate the deposits, and monitor the user's account to verify that posting of the deposits was successful. In embodiments, a dedicated web form or portal may be provided for receiving verification information.
    Type: Application
    Filed: November 24, 2020
    Publication date: July 15, 2021
    Inventor: Warren Lowell Putnam
  • Data verified deposits
    Patent number: 10878421
    Abstract: A system and method for verifying account ownership using verified deposits. An ACH verification platform may recognize or detect a verification process involving microdeposits. A verification platform may receive and store user login, initiate the deposits, and monitor the user's account to verify that posting of the deposits was successful. In embodiments, a dedicated web form or portal may be provided for receiving verification information.
    Type: Grant
    Filed: July 23, 2018
    Date of Patent: December 29, 2020
    Assignee: Plaid Inc.
    Inventor: Warren Lowell Putnam
  • BROWSER-BASED AGGREGATION
    Publication number: 20200201878
    Abstract: A system and method for aggregating account data, and more specifically, a system and method for aggregation of financial account data that provides enhanced privacy and security protections to a user by enabling the user to maintain custody of his or her login credentials. A syncing agent in coordination with a system add-on coordinates log-in to a remote system and storage of session information. Syncing agent utilizes the session agent to retrieve additional information on behalf of the user or perform other tasks on the remote server.
    Type: Application
    Filed: July 23, 2018
    Publication date: June 25, 2020
    Inventors: Warren Lowell Putnam, Michael George Del Monte
  • DATA VERIFIED DEPOSITS
    Publication number: 20190188717
    Abstract: A system and method for verifying account ownership using verified deposits. An ACH verification platform may recognize or detect a verification process involving microdeposits. A verification platform may receive and store user login, initiate the deposits, and monitor the user's account to verify that posting of the deposits was successful. In embodiments, a dedicated web form or portal may be provided for receiving verification information.
    Type: Application
    Filed: July 23, 2018
    Publication date: June 20, 2019
    Inventor: Warren Lowell Putnam