Abstract: A method scans a second web page linked to a first web page being displayed by a browser in a browser window. The method identifies, in the first web page, a target link to the second web page. Prior to receiving a user selection of the target link, the method prefetches content from the second web page and loads it into a safe cache according to a prefetching order before receiving the user selection of the target link and before the content of the second web page is opened by an application configured to provide access to the content of the second web page. The method scans the prefetched content from the second web page for a security threat, within the safe cache, which is configured to prevent the prefetched content from altering a memory location or storage location external to the safe cache.

Abstract: Techniques are disclosed for agent-assisted information browsing. In one example, an audio connection is established between a mobile device and an agent platform. In addition, a web service is established between the mobile device and the agent platform. The mobile device requests information through audio connection and/or web service. The agent platform searches a database for requested information and updates a webpage on the mobile device through the web service.

Abstract: A method scans a second web page linked to a first web page being displayed by a browser in a browser window. The method identifies, in the first web page, a target link to the second web page. Prior to receiving a user selection of the target link, the method prefetches content from the second web page and loads it into a safe cache before receiving the user selection of the target link and before the content of the second web page is opened by an application configured to provide access to the content of the second web page. The method scans the prefetched content from the second web page for a security threat, within the safe cache, which is configured to prevent the prefetched content from altering a memory location or storage location external to the safe cache.

Abstract: A system for detecting an advertisement is configured to sense a first information associated with the advertisement by a first wearable-computing device, and identify the advertisement from one of a multitude of stored advertisements. The system is further configured to request, in response to a user input, a second information associated with the identified advertisement.

Abstract: A system for communicating with a server is configured to receive, by the server, a first information associated with an advertisement, and identify, using the server, the advertisement from one of a multitude of stored advertisements. The system is further configured to supply, in response to a request, a second information associated with the identified advertisement.

Abstract: A method for detecting an advertisement includes sensing a first information associated with the advertisement by a first wearable-computing device, and identifying the advertisement from one of a multitude of stored advertisements. The method further includes requesting, in response to a user input, a second information associated with the identified advertisement.

Abstract: A method for communicating with a server includes receiving, by the server, a first information associated with an advertisement, and identifying, using the server, the advertisement from one of a multitude of stored advertisements. The method further includes supplying, in response to a request, a second information associated with the identified advertisement.

Abstract: An electronic coldpack and method of use are provided. The coldpack includes one or more thermoelectric components (e.g., thermocouples) that absorb heat at one surface and dissipate heat at another surface when energized (i.e., when electrical power is applied to the component). Multiple thermoelectric components may be aligned in a grid or other pattern, and sensors (e.g., temperature, optical, infrared) may be included in the coldpack and placed in proximity to some or all of the thermoelectric components. The sensors may monitor temperature output of the coldpack, monitor a temperature of an object to which the coldpack is applied (e.g., a body part), detect a skin condition (e.g., by skin color or temperature), or operate in some other way. In one mode of operation, the coldpack provides long-term uninterrupted cooling of the object. In another mode of operation, the coldpack is used to perform cryosurgery on a skin condition.

Abstract: A method and apparatus are provided for presenting multimedia content to a caller and/or a called party in association with a telephone call. Content may be presented pre-ring (before the called party's telephone rings), in-call, and/or post-call. Content presented to a party may be related to another party participating in the call or may be related to a third party (e.g., an advertiser that paid for the ability to have its content presented). Presented content may be actuable, to allow a caller to change the destination of a call, take advantage of an offer presented to him or her, redeem a coupon, schedule or queue a subsequent call, etc. To find a desired destination party, a caller may initiate a manual or automatic search of his or her local contacts (on his telephone) and/or a central or global directory or contact list.

Abstract: A method and apparatus are provided for presenting multimedia content to a caller and/or a called party in association with a telephone call. Content may be presented pre-ring (before the called party's telephone rings), in-call, and/or post-call. Content presented to a party may be related to another party participating in the call or may be related to a third party (e.g., an advertiser that paid for the ability to have its content presented). Presented content may be actuable, to allow a caller to change the destination of a call, take advantage of an offer presented to him or her, redeem a coupon, schedule or queue a subsequent call, etc. To find a desired destination party, a caller may initiate a manual or automatic search of his or her local contacts (on his telephone) and/or a central or global directory or contact list.

Abstract: A method and apparatus are provided for presenting multimedia content to a caller and/or a called party in association with a telephone call. Content may be presented pre-ring (before the called party's telephone rings), in-call, and/or post-call. Content presented to a party may be related to another party participating in the call or may be related to a third party (e.g., an advertiser that paid for the ability to have its content presented). Presented content may be actuable, to allow a caller to change the destination of a call, take advantage of an offer presented to him or her, redeem a coupon, schedule or queue a subsequent call, etc. To find a desired destination party, a caller may initiate a manual or automatic search of his or her local contacts (on his telephone) and/or a central or global directory or contact list.

Abstract: A method and apparatus are provided for presenting multimedia content to a caller and/or a called party in association with a telephone call. Content may be presented pre-ring (before the called party's telephone rings), in-call, and/or post-call. Content presented to a party may be related to another party participating in the call or may be related to a third party (e.g., an advertiser that paid for the ability to have its content presented). Presented content may be actuable, to allow a caller to change the destination of a call, take advantage of an offer presented to him or her, redeem a coupon, schedule or queue a subsequent call, etc. To find a desired destination party, a caller may initiate a manual or automatic search of his or her local contacts (on his telephone) and/or a central or global directory or contact list.

Abstract: A method and apparatus are provided for presenting multimedia content to a caller and/or a called party in association with a telephone call. Content may be presented pre-ring (before the called party's telephone rings), in-call, and/or post-call. Content presented to a party may be related to another party participating in the call or may be related to a third party (e.g., an advertiser that paid for the ability to have its content presented). Presented content may be actuable, to allow a caller to change the destination of a call, take advantage of an offer presented to him or her, redeem a coupon, schedule or queue a subsequent call, etc. To find a desired destination party, a caller may initiate a manual or automatic search of his or her local contacts (on his telephone) and/or a central or global directory or contact list.

Abstract: A method and apparatus are provided for presenting multimedia content to a caller and/or a called party in association with a telephone call. Content may be presented pre-ring (before the called party's telephone rings), in-call, and/or post-call. Content presented to a party may be related to another party participating in the call or may be related to a third party. Presented content may be actuable, and allow a caller to change the destination of a call, take advantage of an offer presented to him, redeem a coupon, schedule or queue a subsequent call, etc. To find a desired destination party, a caller may initiate a manual or automatic search of his local contacts (on his telephone) and/or a central or global directory or contact list. A party to a call may be offered one or more payment mechanisms for completing a purchase in an on-line or real-world transaction.

Abstract: A computer-implemented method for computing an amortization period for a term loan is presented. The method includes computing a first amortization period such that a first payment is a first predetermined percentage of a first cost savings.

Abstract: A system and method are provided for rating online electronic content. A compilation of information or other item of electronic content is presented to a user, along with comments. The comments may target discrete portions of the content item (e.g., a sentence, a statement, an assertion), the content as a whole, or another comment. A user is able to identify a specific portion of the content item as a target for a new comment, which will automatically be associated with that portion. Users may rate the content item, a portion of the item and/or other users' comments based on credibility and/or other traits (e.g., bias, accuracy, violence, enjoyability, prurience). Users' ratings are tallied to produce an overall rating for comments, commentators, portions of content item, entire content items, a program or series or other source of the content item, etc.

Abstract: A method and apparatus are provided for protecting security credentials (e.g., username/password combinations) and/or other sensitive data in a “password vault.” A password vault device may be or may be incorporated into a portable (or even wearable) electronic device, such as a smart phone, smart watch, smart glasses, etc. When a security credential is requested during a user's operation of the password vault device or some other computing/communication device, such as when the user is accessing an online site or service via a browser program, the request is passed to the password vault, and the appropriate security credential is retrieved, delivered, and entered into the requesting interface.

Abstract: Methods, systems, computer-readable media, and apparatuses for facilitating a transaction are presented. In some embodiments, a request to participate in the transaction with one or more other users is received from a user device. The one or more other users are determined to ensure that the transaction is classified as an interstate transaction and complies with federal regulations governing the transaction. The transaction between the user and the one or more other users is facilitated based at least in part on the determining. The transaction may be an online gambling transaction.

Abstract: A method of enhanced browsing involves a first web page displayed by a browser in a first browser window. The first web page has a target link to a second web page. A computer system automatically prefetches content from the second web page. The method causes display in the first browser window of a first indicator proximate to and associated with the target link and prior to the computer system receiving a selection of the target link. The first indicator visually conveys in real-time an initiation of the prefetching of content from the second web page. In response to completion of the prefetching, the method causes display in the first browser window of a second indicator in place of said first indicator to visually convey in real-time the completion of the prefetching.

Abstract: A method and apparatus for enhanced browsing. The apparatus includes a user interface for presenting an enhanced browsing window of content identified by a link in a page displayed by a browser. The apparatus may include a prefetcher for fetching or prefetching the content and a cache for storing the window. The apparatus may also include an ad interface for retrieving advertisements for display with the content. When a first page is displayed in the browser, content identified by a link to a second page is automatically fetched and an enhanced browsing window, which may initially be invisible, is built. When a user mouses-over a status indicator associated with the link, the window is automatically displayed and the user can navigate the displayed content. The status indicator may change appearance to indicate a status of the prefetching (e.g., initiated, completed, success, failure, communication error).